Best Personal Loan Rates in West Virginia (WV) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to West Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in West Virginia include: WEPCO Federal Credit UnionWEPCO Federal Credit Union459 New Creek Hwy, Keyser, WV, 26726 9537A+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit Union809 Division St, Parkersburg, WV, 26101 6048A+5.0 ★Texas Ratio: 2.47% offering Miscellaneous Equipment Loans at 4.75% APR, Chessie Federal Credit UnionChessie Federal Credit Union1015 Florida Ave, Keyser, WV, 26726A+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR, Strip Steel Community Federal Credit UnionStrip Steel Community Federal Credit Union3316 MAIN St, WEIRTON, WV, 26062 4704A+5.0 ★Texas Ratio: 0.12% offering Tax Loan at 4.75% APR, and Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit Union280 FULTON ST, WHEELING, WV, 26003A+5.0 ★Texas Ratio: 0.00% offering Vacation Loan at 5.00% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across West Virginia side-by-side. West Virginia personal loan rates currently start as low as 4.24% APR from WEPCO Federal Credit Union at 459 New Creek Hwy, Keyser, WV, 26726 9537. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in West Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2021-2023 Loan
4.24%
▼
APR4.24%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2021-2023 Loan
4.49%
▼
APR4.49%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2018-2020 Loan
4.74%
▼
APR4.74%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 3 year balloon
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
As Low As
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax Loan
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
With Auto Pay
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2021-2023 Loan
4.99%
▼
APR4.99%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
Available all year
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Labor and Leisure Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2018-2020 Loan
5.24%
▼
APR5.24%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 5 year balloon
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.50%
▼
APR5.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Summer Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2018-2020 Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
7/1 Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
5/1 Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Outdoor Power Equipment Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
10/1 Loan
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2017 or Older Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Summer Loan
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
$15,000 7% 60 months A&B TIER APPROX. 300.00
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Used Model Years 2017 or Older Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Property Loans
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
419 1st Ave S, Nitro, WV, 25143 2313
Fuel Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As; Variable
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.73%
215 18th St, Huntington, WV, 25703
Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
$10,000 8% 60 MONTHS C ,D,E TIER PAYMENT APPROX. $205.00
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Unsecured Single Pay Note 90 day note
8.30%
▼
APR8.30%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 GM Access Rd, Martinsburg, WV, 25403
Vacation Loan
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Term Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Vacation Loan
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
New or existing Vacation Clubs eligible for 8.50% APR*
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 GM Access Rd, Martinsburg, WV, 25403
SIGNATURE
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 GM Access Rd, Martinsburg, WV, 25403
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
UP TO $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
317 31st ST, Huntington, WV, 25702 1417
Computer Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A+ Credit Score above 740
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
up to $20,000.00
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Vacation & Holiday Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Vacation Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
New or existing Vacation Clubs eligible for 8.50% APR*
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMay 22, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Loan $500.00
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A Credit Score 700-739
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
up to $15,000.00
Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1925 Murdoch Ave, Parkersburg, WV, 26101 2528
Personal
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
▼
APR9.55%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans Closed End
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
Up to $2,500
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
▼
APR9.80%
Last UpdatedMay 22, 2026
Details
As Low As
Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
Starting at; up to $7,500
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$10,000 Maximum
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Co-signer Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$20,000 Maximum
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
317 31st ST, Huntington, WV, 25702 1417
Personal Lending
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
▼
APR10.60%
Last UpdatedMay 22, 2026
Details
No additional details available.
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$5,001
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
131 W Pike St, Clarksburg, WV, 26301
Credit Builder Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
131 W Pike St, Clarksburg, WV, 26301
Special Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
▼
APR11.04%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan Platinum
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
Score: 730 +
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
Over $50,000
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan B Credit Score 640-699
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
up to $15,000.00
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Creditline Premier Loan
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Vacant Land Loan
11.56%
▼
APR11.56%
Last UpdatedMay 22, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
11.95%
▼
APR11.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1822 7th St, Parkersburg, WV, 26101
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Commendable Member Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMay 22, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; Minimum Loan $500.00
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
▼
APR9.80%
Last UpdatedMay 22, 2026
Details
As Low As
Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
Starting at; up to $7,500
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
▼
APR10.60%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
▼
APR11.04%
Last UpdatedMay 22, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Debt Consolidation (checks written to creditors, accounts must be closed)
14.00%
▼
APR14.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 GM Access Rd, Martinsburg, WV, 25403
SIGNATURE
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 GM Access Rd, Martinsburg, WV, 25403
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
UP TO $10,000.00
Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
▼
APR9.55%
Last UpdatedMay 22, 2026
Details
As Low As
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans Closed End
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
$5,001
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$10,000 Maximum
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
$5,001
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1822 7th St, Parkersburg, WV, 26101
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
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No home improvement personal loan rates found in West Virginia currently.
West Virginia Personal Loan Rate Trends
Compare local West Virginia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — WV Avg
11.041%
Unchanged vs 7 days ago
West Virginia personal loan rates currently average 11.041% APR.
Signature Loan — WV Avg
10.724%
▼ 0.025 vs 7 days ago
West Virginia signature loan rates fell 0.025 points over the past 7 days to 10.724% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in West Virginia?
Most lenders in West Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in West Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in West Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in West Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in West Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in West Virginia?
Credit unions in West Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in West Virginia?
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
- West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
- Chessie Federal Credit Union: 4.75% (Lot Loans)
- Strip Steel Community Federal Credit Union: 4.75% (Tax Loan)
- Ohio County Public Schools Federal Credit Union: 5.00% (Vacation Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
