Best Personal Loan Rates in Monterville, West Virginia -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Monterville, West Virginia include: Long Reach Federal Credit UnionLong Reach Federal Credit UnionA+5.0 ★Texas Ratio: 4.35% offering 24 Months APR* Loan at 3.99% APR, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Miscellaneous Equipment Loans at 4.75% APR, Alloy Federal Credit UnionAlloy Federal Credit UnionA+5.0 ★Texas Ratio: 5.29% offering 84 Mo Loan at 4.75% APR, and Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Back to School Loan at 5.00% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Monterville borrowers have access to 30 lenders serving the West Virginia area, with personal loan rates as low as 3.99% APR from Long Reach Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Monterville, West Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Monterville, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Monterville Personal Loan Rates
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
Score: 640 - 679; Grade of Paper: B
Score: 640 - 679; Grade of Paper: B
Score: 640 - 679; Grade of Paper: B
As Low As; Competitive rates for many short-term or one-time needs!
Annual percentage rates may be as low as*
Credit Score: A
Score: 640 - 679; Grade of Paper: B
Beginning July 1 through September 30
Interest Rate may vary depending on ones credit worthiness and term of loan.
Available all year
Annual percentage rates may be as low as*
Loan Amount: $5,000; Payment Per Month: $149.89; Total Repayment: $5,395.74
Peoples Preferred Club & Pre-Approval; As Low As
Score: 640 - 679; Grade of Paper: B
Peoples Preferred Club; As Low As
Peoples Preferred Club & Pre-Approval; As Low As
Annual percentage rates may be as low as*
Score: 730 +; Grade of Paper: Platinum
Peoples Preferred Club; As Low As
Score: 680 - 729; Grade of Paper: A
As Low As
Credit Score: B
Score: 600 - 639; Grade of Paper: C
Score: 600 - 639; Grade of Paper: C
Score: 600 - 639; Grade of Paper: C
Score: 600 - 639; Grade of Paper: C
Score: 640 - 679; Grade of Paper: B
No additional details available.
As Low As
Score: 600 - 639; Grade of Paper: C
As Low As; Loan Amount: $500 - $25,000
As Low As; APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
C
As Low As; APR
As Low As; APR
No additional details available.
A&B TIER APPROX. 300.00
C
C
As Low As; APR
No additional details available.
As Low As; APR
Score: 600 - 639; Grade of Paper: C
As Low As;*
As Low As; 7.49% APR
As Low As; 7.49% APR
C
As Low As; 7.49% APR
As Low As; APR
As Low As; 7.74% APR
No additional details available.
C
Borrow up to $2,500. Loans are subject to credit approval.
APR* as low as; **
Loan Amount: $500+
Rates may be as low as 8.0%* for 12 months
C ,D,E TIER PAYMENT APPROX. $205.00
As Low As; APR
Loan Amount: $2,500+
As Low As
Annual percentage rates may be as low as*
No additional details available.
As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. We offer financing up to 60 months. The Credit Union offers debt protection coverage.
As Low As; *
Loan Amount: $3,000+
No additional details available.
Score: 730 +
Annual percentage rates may be as low as*
As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As; Loan Amount: $500-$40,000
Credit Score: A
Loan Amount: $5,000+
UP TO $10,000.00
Rates may be as low as 9.0% * for 36 months
Score: 550 - 599; Grade of Paper: D
No additional details available.
up to $20,000.00; Fixed
As Low As; Rates effective as of 1/1/2025.
80% LTV
No additional details available.
Score: 550 - 599; Grade of Paper: D
Score: 550 - 599; Grade of Paper: D
Annual percentage rates may be as low as*
Loan Amount: $5,000+
Score: 550 - 599; Grade of Paper: D
up to $15,000.00; Fixed
Score: 550 - 599; Grade of Paper: D
Minimum Loan $500.00; As Low As
As Low As
80% LTV
No additional details available.
No additional details available.
No additional details available.
Score: 680 - 729
Annual percentage rates may be as low as*
No additional details available.
As Low As
No additional details available.
Range: 730+; Grade Of Paper: Platinum
As Low As
Starting at; up to $7,500
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
Rates may be as low as 10% *
Maximum $20,000
Maximum $10,000
Eligibility is based on the fair issac credit score: Over 780. Loans will only be refinanced two times. Then loans must be paid down to 50% of the original loan payment (Effective: 9/24/01)
80% LTV
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Score: 550 - 599; Grade of Paper: D
No additional details available.
No additional details available.
No additional details available.
700
No additional details available.
($3000 +)
No additional details available.
Score: 640 - 679
No additional details available.
Rate; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
As Low As
($5000 +)
As Low As; Minimum balance $10,000.00
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
No additional details available.
700
Score: 549 or less; Grade of Paper: E
$5,000.00; As Low As
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
($8000 +)
Over $50,000
No additional details available.
Monterville Personal Loan Rates
As Low As; Loan Amount: $500 - $25,000
Loan Amount: $500+
Loan Amount: $2,500+
Annual percentage rates may be as low as*
As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. We offer financing up to 60 months. The Credit Union offers debt protection coverage.
Loan Amount: $3,000+
Annual percentage rates may be as low as*
As Low As; Loan Amount: $500-$40,000
Loan Amount: $5,000+
No additional details available.
Annual percentage rates may be as low as*
Loan Amount: $5,000+
Minimum Loan $500.00; As Low As
No additional details available.
Annual percentage rates may be as low as*
As Low As
As Low As
Starting at; up to $7,500
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
($3000 +)
As Low As
($5000 +)
As Low As; Minimum balance $10,000.00
No additional details available.
($8000 +)
No additional details available.
Monterville Debt Consolidation Loan Rates
(checks written to creditors, accounts must be closed)
No additional details available.
Monterville Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
UP TO $10,000.00
As Low As; Rates effective as of 1/1/2025.
As Low As
No additional details available.
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
As Low As
Eligibility is based on the fair issac credit score: Over 780. Loans will only be refinanced two times. Then loans must be paid down to 50% of the original loan payment (Effective: 9/24/01)
Maximum $10,000
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Minimum balance $10,000.00
Monterville, WV Personal Loan Rate Trends
Compare local Monterville, WV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia personal loan rates currently average 10.634% APR.
West Virginia signature loan rates currently average 11.123% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Monterville, West Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Monterville, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Monterville, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in West Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in West Virginia?
Are credit unions or banks better for personal loans in Monterville, West Virginia?
What are the best personal loan rates in Monterville, West Virginia?
- Long Reach Federal Credit Union: 3.99% (24 Months APR* Loan)
- Chessie Federal Credit Union: 4.75% (Lot Loans)
- West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
- Alloy Federal Credit Union: 4.75% (84 Mo Loan)
- Ohio County Public Schools Federal Credit Union: 5.00% (Back to School Loan)
Monterville, West Virginia Rates & Resources
Personal Loan Calculators
