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Best Personal Loan Rates in Dixie, West Virginia - June 2026

Current personal loan options available to borrowers in Dixie, West Virginia include: Long Reach Federal Credit UnionLong Reach Federal Credit UnionA+5.0 ★Texas Ratio: 4.35% offering A (680 - 729) Loan at 3.99% APR, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR, Alloy Federal Credit UnionAlloy Federal Credit UnionA+5.0 ★Texas Ratio: 5.29% offering 84 Mo Loan at 4.75% APR, and West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Miscellaneous Equipment Loans at 4.75% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Dixie borrowers have access to 31 lenders serving the West Virginia area, with personal loan rates as low as 3.99% APR from Long Reach Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dixie, West Virginia.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dixie, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026

Dixie Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
A (680 - 729) Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Platinum (730 Loan
3.99%
APR3.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2021-2023 Loan
4.24%
APR4.24%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2021-2023 Loan
4.49%
APR4.49%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
A (680 - 729) Loan
4.50%
APR4.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Platinum (730 Loan
4.50%
APR4.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2018-2020 Loan
4.74%
APR4.74%
Last UpdatedJune 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Lot Loans
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

3 year balloon

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
84 Mo Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

Credit Score: A

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
A (680 - 729) Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
B (640 - 679) Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Platinum (730 Loan
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Miscellaneous Equipment Loans
4.75%
APR4.75%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2021-2023 Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
B (640 - 679) Loan
4.99%
APR4.99%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Miscellaneous Equipment Loans
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

Available all year

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Labor and Leisure Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

Interest Rate may vary depending on ones credit worthiness and term of loan.

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Back to School Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

Beginning July 1 through September 30

Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Tax Loan
5.00%
APR5.00%
Last UpdatedJune 17, 2026
Details

Loan Amount: $5,000; Payment Per Month: $149.89; Total Repayment: $5,395.74

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
New PWC Loan
5.15%
APR5.15%
Last UpdatedJune 17, 2026
Details

Peoples Preferred Club & Pre-Approval; As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2018-2020 Loan
5.24%
APR5.24%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Lot Loans
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

5 year balloon

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
B (640 - 679) Loan
5.25%
APR5.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
New PWC Loan
5.40%
APR5.40%
Last UpdatedJune 17, 2026
Details

Peoples Preferred Club; As Low As

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Used PWC Loan
5.40%
APR5.40%
Last UpdatedJune 17, 2026
Details

Peoples Preferred Club & Pre-Approval; As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Miscellaneous Equipment Loans
5.50%
APR5.50%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Platinum (730 Loan
5.50%
APR5.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Used PWC Loan
5.65%
APR5.65%
Last UpdatedJune 17, 2026
Details

Peoples Preferred Club; As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
A (680 - 729) Loan
5.75%
APR5.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
New PWC Loan
5.90%
APR5.90%
Last UpdatedJune 17, 2026
Details

As Low As

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
84 Mo Loan
5.90%
APR5.90%
Last UpdatedJune 17, 2026
Details

Credit Score: B

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Summer Loan Special
5.99%
APR5.99%
Last UpdatedJune 17, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2018-2020 Loan
5.99%
APR5.99%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Outdoor Power Equipment Loan
6.00%
APR6.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
B (640 - 679) Loan
6.00%
APR6.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
C (600 - 639) Loan
6.00%
APR6.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Used PWC Loan
6.15%
APR6.15%
Last UpdatedJune 17, 2026
Details

As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
C (600 - 639) Loan
6.25%
APR6.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

As Low As; APR

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Summer Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
80% maximum LTV Loan
6.58%
APR6.58%
Last UpdatedJune 17, 2026
Details

No additional details available.

Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
Model Year 2025 (never been titled) Loan
6.64%
APR6.64%
Last UpdatedJune 17, 2026
Details

No additional details available.

Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
Model Years 2025 - 2016 Loan
6.69%
APR6.69%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2017 or Older Loan
6.99%
APR6.99%
Last UpdatedJune 17, 2026
Details

As Low As

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
600-639 Loan
6.99%
APR6.99%
Last UpdatedJune 17, 2026
Details

C

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
6.99%
APR6.99%
Last UpdatedJune 17, 2026
Details

As Low As; APR

Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
Prime Rate Loan
7.00%
APR7.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
7.00%
APR7.00%
Last UpdatedJune 17, 2026
Details

As Low As; APR

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Summer Loan Special
7.00%
APR7.00%
Last UpdatedJune 17, 2026
Details

A&B TIER APPROX. 300.00

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
600-639 Loan
7.12%
APR7.12%
Last UpdatedJune 17, 2026
Details

C

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Used Model Years 2017 or Older Loan
7.24%
APR7.24%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
7.24%
APR7.24%
Last UpdatedJune 17, 2026
Details

As Low As; APR

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
600-639 Loan
7.24%
APR7.24%
Last UpdatedJune 17, 2026
Details

C

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
7.25%
APR7.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
7.25%
APR7.25%
Last UpdatedJune 17, 2026
Details

As Low As; APR

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
C (600 - 639) Loan
7.25%
APR7.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
24 months Loan
7.49%
APR7.49%
Last UpdatedJune 17, 2026
Details

As Low As; 7.49% APR

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
36 months Loan
7.49%
APR7.49%
Last UpdatedJune 17, 2026
Details

As Low As; 7.49% APR

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
60 months Loan
7.49%
APR7.49%
Last UpdatedJune 17, 2026
Details

As Low As; 7.49% APR

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
600-639 Loan
7.49%
APR7.49%
Last UpdatedJune 17, 2026
Details

C

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Property Loans
7.49%
APR7.49%
Last UpdatedJune 17, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
7.50%
APR7.50%
Last UpdatedJune 17, 2026
Details

As Low As; APR

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
84 months Loan
7.74%
APR7.74%
Last UpdatedJune 17, 2026
Details

As Low As; 7.74% APR

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
7.75%
APR7.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Vacation Loan
7.99%
APR7.99%
Last UpdatedJune 17, 2026
Details

Borrow up to $2,500. Loans are subject to credit approval.

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.73%
Unsecured Loan
7.99%
APR7.99%
Last UpdatedJune 17, 2026
Details

APR* as low as; **

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500+

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
600-639 Loan
7.99%
APR7.99%
Last UpdatedJune 17, 2026
Details

C

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Vacation Lending Loan
8.00%
APR8.00%
Last UpdatedJune 17, 2026
Details

Rates may be as low as 8.0% for 12 months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
8.00%
APR8.00%
Last UpdatedJune 17, 2026
Details

As Low As; APR

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Summer Loan Special
8.00%
APR8.00%
Last UpdatedJune 17, 2026
Details

C ,D,E TIER PAYMENT APPROX. $205.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $2,500+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 17, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
90 day note Loan
8.30%
APR8.30%
Last UpdatedJune 17, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
8.30%
APR8.30%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Vacation Loan
8.40%
APR8.40%
Last UpdatedJune 17, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $3,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 17, 2026
Details

As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. The Credit Union offers debt protection coverage. With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Term Loans
8.49%
APR8.49%
Last UpdatedJune 17, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.74%
APR8.74%
Last UpdatedJune 17, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
8.75%
APR8.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
8.80%
APR8.80%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
8.90%
APR8.90%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500-$40,000

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
8.90%
APR8.90%
Last UpdatedJune 17, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
84 Mo Loan
8.95%
APR8.95%
Last UpdatedJune 17, 2026
Details

Credit Score: A

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.99%
APR8.99%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $5,000+

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Unsecured Signature Loans
8.99%
APR8.99%
Last UpdatedJune 17, 2026
Details

UP TO $10,000.00

Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loans
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

As Low As; Rates effective as of 1/1/2025.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
D (550 - 599) Loan
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Vacation & Holiday Loans
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Unsecured Loan A+ Credit Score above 740
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

up to $20,000.00; Fixed

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Computer Loan
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

Rates may be as low as 9.0% for 36 months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
One-Payment Loans
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

As Low As

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Unimproved Land 60 months Loan
9.10%
APR9.10%
Last UpdatedJune 17, 2026
Details

80% LTV

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.15%
APR9.15%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
D (550 - 599) Loan
9.25%
APR9.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
9.30%
APR9.30%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
9.49%
APR9.49%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $5,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
9.49%
APR9.49%
Last UpdatedJune 17, 2026
Details

As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
D (550 - 599) Loan
9.50%
APR9.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Personal Loans
9.50%
APR9.50%
Last UpdatedJune 17, 2026
Details

Minimum Loan $500.00; As Low As

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Unsecured Loan A Credit Score 700-739
9.50%
APR9.50%
Last UpdatedJune 17, 2026
Details

up to $15,000.00; Fixed

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Signature Loan
9.55%
APR9.55%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Unimproved Land 120 months Loan
9.60%
APR9.60%
Last UpdatedJune 17, 2026
Details

80% LTV

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.70%
APR9.70%
Last UpdatedJune 17, 2026
Details

No additional details available.

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Closed End Loan
9.74%
APR9.74%
Last UpdatedJune 17, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Signature Loans
9.75%
APR9.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
9.80%
APR9.80%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
Worthy Member Loan
9.90%
APR9.90%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
9.90%
APR9.90%
Last UpdatedJune 17, 2026
Details

As Low As

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Platinum Loan
9.95%
APR9.95%
Last UpdatedJune 17, 2026
Details

No additional details available.

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Unsecured Loans
9.95%
APR9.95%
Last UpdatedJune 17, 2026
Details

Range: 730+; Grade Of Paper: Platinum

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

Rate as low as

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As

Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Personal loans
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As; up to $7,500. Ends August 1.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Signature Loans
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

Eligibility is based on the fair issac credit score: Over 780. Loans will only be refinanced two times. Then loans must be paid down to 50% of the original loan payment (Effective: 9/24/01)

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Co-signer Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

As Low As

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Personal Lending Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

Rates may be as low as 10%

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Unimproved Land 180 months Loan
10.09%
APR10.09%
Last UpdatedJune 17, 2026
Details

80% LTV

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

As Low As

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Vacation Loan
10.40%
APR10.40%
Last UpdatedJune 17, 2026
Details

No additional details available.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature Loans
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

As Low As

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Single Payment Note Loan
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
D (550 - 599) Loan
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Demand 90 Day Note Loan
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

Maximum Amt. $1,000.00

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
10.60%
APR10.60%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Unimproved Land 60 months Loan
10.60%
APR10.60%
Last UpdatedJune 17, 2026
Details

700

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Closed End Loan
10.74%
APR10.74%
Last UpdatedJune 17, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.75%
APR10.75%
Last UpdatedJune 17, 2026
Details

($3000 +)

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Signature Loans
10.75%
APR10.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
10.90%
APR10.90%
Last UpdatedJune 17, 2026
Details

No additional details available.

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Credit Builder Loan
10.99%
APR10.99%
Last UpdatedJune 17, 2026
Details

Rate

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.99%
APR10.99%
Last UpdatedJune 17, 2026
Details

As Low As

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Special Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

Rate as low as

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum balance $10,000.00

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

As Low As

Dixie Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500+

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $2,500+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 17, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
8.30%
APR8.30%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $3,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 17, 2026
Details

As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. The Credit Union offers debt protection coverage. With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
8.74%
APR8.74%
Last UpdatedJune 17, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
8.80%
APR8.80%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
8.90%
APR8.90%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $500-$40,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.99%
APR8.99%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $5,000+

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.15%
APR9.15%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
9.30%
APR9.30%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
9.49%
APR9.49%
Last UpdatedJune 17, 2026
Details

As Low As; Loan Amount: $5,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
9.49%
APR9.49%
Last UpdatedJune 17, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Personal Loans
9.50%
APR9.50%
Last UpdatedJune 17, 2026
Details

Minimum Loan $500.00; As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.70%
APR9.70%
Last UpdatedJune 17, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loans
9.80%
APR9.80%
Last UpdatedJune 17, 2026
Details

Annual percentage rates may be as low as*

Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
9.90%
APR9.90%
Last UpdatedJune 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As

Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Personal loans
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As; up to $7,500. Ends August 1.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Personal Loans
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

As Low As

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
10.60%
APR10.60%
Last UpdatedJune 17, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
10.75%
APR10.75%
Last UpdatedJune 17, 2026
Details

($3000 +)

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.99%
APR10.99%
Last UpdatedJune 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum balance $10,000.00

Dixie Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Debt Consolidation Loan
14.00%
APR14.00%
Last UpdatedJune 17, 2026
Details

(checks written to creditors, accounts must be closed)

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

Dixie Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
6.50%
APR6.50%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
7.25%
APR7.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
7.75%
APR7.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
8.75%
APR8.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
8.90%
APR8.90%
Last UpdatedJune 17, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Unsecured Signature Loans
8.99%
APR8.99%
Last UpdatedJune 17, 2026
Details

UP TO $10,000.00

Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loans
9.00%
APR9.00%
Last UpdatedJune 17, 2026
Details

As Low As; Rates effective as of 1/1/2025.

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Signature Loan
9.55%
APR9.55%
Last UpdatedJune 17, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Signature Loans
9.75%
APR9.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

Rate as low as

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
9.99%
APR9.99%
Last UpdatedJune 17, 2026
Details

As Low As

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Signature Loans
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

Eligibility is based on the fair issac credit score: Over 780. Loans will only be refinanced two times. Then loans must be paid down to 50% of the original loan payment (Effective: 9/24/01)

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 17, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 21.20%
Signature/Unsecured Loan
10.25%
APR10.25%
Last UpdatedJune 17, 2026
Details

No additional details available.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature Loans
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.49%
APR10.49%
Last UpdatedJune 17, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
10.50%
APR10.50%
Last UpdatedJune 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Signature Loans
10.75%
APR10.75%
Last UpdatedJune 17, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
10.90%
APR10.90%
Last UpdatedJune 17, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
10.99%
APR10.99%
Last UpdatedJune 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature / Personal Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

As Low As; Minimum balance $10,000.00

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
11.00%
APR11.00%
Last UpdatedJune 17, 2026
Details

As Low As

Dixie, WV Personal Loan Rate Trends

Compare local Dixie, WV personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Personal Loan Trends →
Personal Loan — WV Avg
10.527%
▼ 0.652 vs 7 days ago

West Virginia personal loan rates fell 0.652 points over the past 7 days to 10.527% APR.

Signature Loan — WV Avg
11.123%
▲ 0.210 vs 7 days ago

West Virginia signature loan rates rose 0.210 points over the past 7 days to 11.123% APR.

As of Jun 17, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Dixie, West Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Dixie, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Dixie, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WV.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in West Virginia?

Most lenders in Dixie, West Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in West Virginia often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Dixie, West Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in West Virginia?

Yes. Debt consolidation is one of the most common uses of personal loans in Dixie, West Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Dixie, West Virginia?

Credit unions in Dixie, West Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Dixie, West Virginia?

  • Long Reach Federal Credit Union: 3.99% (A (680 - 729) Loan)
  • WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
  • Chessie Federal Credit Union: 4.75% (Lot Loans)
  • Alloy Federal Credit Union: 4.75% (84 Mo Loan)
  • West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Dixie, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.