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iAdvertiser Disclosure
Advertiser Disclosure
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 Brewer Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Brewer Federal Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Brewer Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.70%. Rates were last updated on 04/23/2026. Brewer Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brewer Federal Credit Union? Share your experience about Brewer Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brewer Federal Credit Union. 
Brewer Federal Credit Union Credit Card Rates
Brewer Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Brewer Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brewer Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Brewer Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Brewer Federal Credit Union
Website
https://brewerfcu.org
Address
229 Dirigo Dr,
Brewer, ME 04412 1665
Phone
207-989-7240
Fax
207-989-5985
President
Donald Brown
CEO
P David DeFroscia Jr
Full-Time Employees
21
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.70%
Return on Assets (ROA)
0.5052%
Return on Equity (ROE)
4.8517%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
110,866,558
Total Amount of Shares and Deposits
98,983,589
Total Shares and Deposits < 1 Year
86,799,417
Total Shares and Deposits 1 3 Years
8,927,981
Total Shares and Deposits > 3 Years
3,256,191
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,108,746
Total Uninsured Shares and Deposits > $250K (F+J)
6,108,746
Total Insured Shares and Deposits > $250K (item 17 less item K)
92,874,843
Total Interest Expense (Sum of items 6 8)
1,465,519
Share Certificates
1,007
Number of Accounts for Share Drafts
4,378
IRA KEOGH Accounts
469
Number of Accounts for Regular Shares
10,286
All other shares
246
Money Market Shares
223
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,452,587
Total Liabilities
99,322,879
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Brewer Federal Credit UnionIs Brewer Federal Credit Union a safe place to deposit money?Yes, Brewer Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6980949487594%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Brewer Federal Credit Union operate?Brewer Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Brewer Federal Credit Union?Yes, to access services at Brewer Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Brewer Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Brewer Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Brewer Federal Credit Union offer online and mobile banking?Most modern institutions like Brewer Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://brewerfcu.org. Compare to Other Credit Unions
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