|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Erie Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Erie Federal Credit Union's Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of Erie Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 04/23/2026. Erie Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Erie Federal Credit Union? Share your experience about Erie Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Erie Federal Credit Union. 
Erie Federal Credit Union Auto Loan Rates
Erie Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Erie Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Erie Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Erie Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Erie Federal Credit Union
Website
https://www.eriefcu.org
Address
3503 Peach St,
Erie, PA 16508
Phone
814-825-2436
Fax
814-897-2363
President
Laurie Becker
CEO
Brian Waugaman
Full-Time Employees
220
Part-Time Employees
1
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
0.1776%
Return on Equity (ROE)
1.7976%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
805,944,692
Total Amount of Shares and Deposits
745,687,524
Total Shares and Deposits < 1 Year
708,995,875
Total Shares and Deposits 1 3 Years
26,832,562
Total Shares and Deposits > 3 Years
9,859,087
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
58,278,033
Total Uninsured Shares and Deposits > $250K (F+J)
58,278,033
Total Insured Shares and Deposits > $250K (item 17 less item K)
687,409,491
Total Interest Expense (Sum of items 6 8)
9,867,360
Share Certificates
5,430
Number of Accounts for Share Drafts
42,041
IRA KEOGH Accounts
2,359
Number of Accounts for Regular Shares
93,601
Money Market Shares
752
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,469,292
Total Liabilities
747,103,783
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Erie Federal Credit UnionIs Erie Federal Credit Union a safe place to deposit money?Yes, Erie Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6473043966976%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Erie Federal Credit Union operate?Erie Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Erie Federal Credit Union?Yes, to access services at Erie Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Erie Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Erie Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Erie Federal Credit Union offer online and mobile banking?Most modern institutions like Erie Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eriefcu.org. Compare to Other Credit Unions
Pacific Service Credit Union
Align Credit Union
Wheat State Credit Union
Washington Typographic Federal Credit Union
LG&W Federal Credit Union
Greater Centennial Federal Credit Union
Municipal Employees Credit Union of Oklahoma City
BVMSN Federal Credit Union
Rockford Bell Credit Union
Zellco Federal Credit Union
Brazos Valley Schools Credit Union
Leatherstocking Region Federal Credit Union
ACU Athol Credit Union
Latino Community Credit Union
77th Street Depot Federal Credit Union
LCO Federal Credit Union
Choctaw Federal Credit Union
LONGSHOREMENS LOCAL 4
Criers Federal Credit Union
Ohio Teamsters Credit Union
City of Deer Park Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
