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City of Deer Park Federal Credit Union Rates & Review September 2026

City of Deer Park Federal Credit Union's Personal Loan Rates are as low as 9.99%. City of Deer Park Federal Credit Union's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of City of Deer Park Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/23/2026.

City of Deer Park Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City of Deer Park Federal Credit Union? Share your experience about City of Deer Park Federal Credit Union by leaving a review below, or read customer reviews before you decide to use City of Deer Park Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
City of Deer Park Federal Credit Union
Main Office
2005 Center St
Deer Park, TX 77536
https://www.dpefcu.org
Member NCUA

City of Deer Park Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 3.99%
Details Annual Percentage Rate based on your credit history. Your actual rate may be higher.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto Loan - - 3.99%
Details Annual Percentage Rate based on your credit history. Your actual rate may be higher.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

City of Deer Park Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 10.99%
Details Credit Rating: A+; Daily Periodic Rate: 0.0301
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card - 11.99%
Details Credit Rating: A; Daily Periodic Rate: 0.0328
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card - 12.99%
Details Credit Rating: B; Daily Periodic Rate: 0.0356
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card - 16.99%
Details Credit Rating: C; Daily Periodic Rate: 0.0465
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card - 17.99%
Details Credit Rating: D; Daily Periodic Rate: 0.0493
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

City of Deer Park Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 9.99%
Details Annual Percentage Rate based on your credit history. Your actual rate may be higher.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

City of Deer Park Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Rating A 0-60 Months Loan - - 7.99% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A 61-72 Months Loan - - 8.49% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A 73-84 Months > 30k Loan - - 10.49% 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A Loan - - 4.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A Loan - - 5.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A Loan - - 6.49% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A Loan - - 7.49% 73-84 Months > 30k
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A Loan - - 10.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ 0-60 Months Loan - - 7.49% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ 61-72 Months Loan - - 7.99% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ 73-84 Months > 30k Loan - - 9.99% 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ Loan - - 3.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ Loan - - 4.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ Loan - - 5.49% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ Loan - - 6.49% 73-84 Months > 30k
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating A+ Loan - - 9.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B 0-60 Months Loan - - 8.99% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B 61-72 Months Loan - - 9.99% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B 73-84 Months > 30k Loan - - 10.99% 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B Loan - - 5.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B Loan - - 6.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B Loan - - 7.49% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B Loan - - 8.49% 73-84 Months > 30k
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating B Loan - - 12.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C 0-60 Months Loan - - 12.99% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C 61-72 Months Loan - - 13.99% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C 73-84 Months > 30k Loan - - 15.99% 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C Loan - - 8.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C Loan - - 9.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C Loan - - 10.49% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C Loan - - 11.49% 73-84 Months > 30k
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating C Loan - - 15.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D 0-60 Months Loan - - 15.99% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D 61-72 Months Loan - - 17.99% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D 73-84 Months > 30k Loan - - 17.99% 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D Loan - - 11.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D Loan - - 12.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D Loan - - 13.99% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating D Loan - - 17.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E 0-60 Months Loan - - 17.99% 60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E 61-72 Months Loan - - 17.99% 72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E Loan - - 14.99% 0-48 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E Loan - - 15.99% 0-60 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E Loan - - 16.99% 61-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Rating E Loan - - 17.99% 0-72 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Line of Credit/Open-Ended Loans - - 10.99%
Details Annual Percentage Rate based on your credit history. Your actual rate may be higher.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

City of Deer Park Federal Credit Union’s Texas Ratio fell from 4.71% in Q2 2023 to 0.00% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.9% 2.0★ 3.8% 3.0★ 5.8% 4.0★ 7.7% 5.0★ Healthy zone – entire history below the 15% limit 4.71% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$7M0.00%5.0A+
December 31, 2025$8M0.89%5.0A+
September 30, 2025$7M0.18%5.0A+
June 30, 2025$7M1.10%5.0A+
March 31, 2025$7M0.00%5.0A+
December 31, 2024$7M4.63%5.0A+
September 30, 2024$7M5.70%5.0A+
June 30, 2024$7M1.32%5.0A+
March 31, 2024$7M2.01%5.0A+
December 31, 2023$7M1.54%5.0A+
September 30, 2023$7M2.14%5.0A+
June 30, 2023$7M4.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for City of Deer Park Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City of Deer Park Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with City of Deer Park Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name City of Deer Park Federal Credit Union
Address 2005 Center St, Deer Park, TX 77536
Phone 281-479-3344
Fax 281-479-3546
President Susan Mele
CEO Justin League
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.3138%
Return on Equity (ROE)
1.4802%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,347,716
Total Amount of Shares and Deposits
5,736,859
Total Shares and Deposits < 1 Year
5,736,859
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
290,413
Total Uninsured Shares and Deposits > $250K (F+J)
290,413
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,446,446
Total Interest Expense (Sum of items 6 8)
17,965
Share Certificates
25
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
776
Net Income (unless the amount is already included in Undivided Earnings)
23,054
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,052,054
Total Liabilities
5,790,244
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

City of Deer Park Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/city-of-deer-park-federal-credit-union-rates-review-16061">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About City of Deer Park Federal Credit Union

How many branches does City of Deer Park Federal Credit Union operate?

City of Deer Park Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join City of Deer Park Federal Credit Union?

Yes, to access services at City of Deer Park Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, City of Deer Park Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, City of Deer Park Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does City of Deer Park Federal Credit Union offer online and mobile banking?

Most modern institutions like City of Deer Park Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dpefcu.org.