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 Municipal Employees Credit Union of Oklahoma City Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Municipal Employees Credit Union of Oklahoma City's 6-18 CD of Deposits rates are at 3.82%, 11 month CD rates are at 3.80%, 12 month CD rates are at 3.80%, 15 month CD rates are at 3.80%, 18 month CD rates are at 3.80%. Municipal Employees Credit Union of Oklahoma City's savings rates are at 0.00%. Municipal Employees Credit Union of Oklahoma City's money market rates are at 0.05%. Municipal Employees Credit Union of Oklahoma City's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Municipal Employees Credit Union of Oklahoma City with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.67%. Rates were last updated on 04/19/2026. Municipal Employees Credit Union of Oklahoma City money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Municipal Employees Credit Union of Oklahoma City? Share your experience about Municipal Employees Credit Union of Oklahoma City by leaving a review below, or read customer reviews before you decide to use Municipal Employees Credit Union of Oklahoma City. Municipal Employees Credit Union of Oklahoma City
MECU DOWNTOWN 101 N WALKER AVE
https://www.mecuokc.org OKLAHOMA CITY, OK 73102 2229 
Municipal Employees Credit Union of Oklahoma City CD Rates
Municipal Employees Credit Union of Oklahoma City Savings Rates
Municipal Employees Credit Union of Oklahoma City Money Market Rates
Municipal Employees Credit Union of Oklahoma City Checking Rates
Municipal Employees Credit Union of Oklahoma City Home Equity & HELOC
Municipal Employees Credit Union of Oklahoma City Auto Loan Rates
Municipal Employees Credit Union of Oklahoma City Credit Card Rates
Municipal Employees Credit Union of Oklahoma City Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Municipal Employees Credit Union of Oklahoma City is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Municipal Employees Credit Union of Oklahoma City rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Municipal Employees Credit Union of Oklahoma City's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Municipal Employees Credit Union of Oklahoma City
Website
https://www.mecuokc.org
Address
101 N WALKER AVE,
OKLAHOMA CITY, OK 73102 2229
Phone
405-813-5500
Fax
405-813-3019
President
WILEY WILLIAMS
CEO
JOHN CUMMINGS
Full-Time Employees
37
Part-Time Employees
6
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.67%
Return on Assets (ROA)
0.2408%
Return on Equity (ROE)
2.6440%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
178,297,053
Total Amount of Shares and Deposits
161,073,609
Total Shares and Deposits < 1 Year
152,214,254
Total Shares and Deposits 1 3 Years
7,569,349
Total Shares and Deposits > 3 Years
1,290,006
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,002,536
Total Uninsured Shares and Deposits > $250K (F+J)
19,002,536
Total Insured Shares and Deposits > $250K (item 17 less item K)
142,071,073
Total Interest Expense (Sum of items 6 8)
1,548,662
Share Certificates
965
Number of Accounts for Share Drafts
5,562
IRA KEOGH Accounts
289
Number of Accounts for Regular Shares
10,193
Non Member Deposits
25
Money Market Shares
139
Net Income (unless the amount is already included in Undivided Earnings)
412,773
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,530,336
Total Liabilities
162,061,195
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Municipal Employees Credit Union of Oklahoma CityIs Municipal Employees Credit Union of Oklahoma City a safe place to deposit money?Yes, Municipal Employees Credit Union of Oklahoma City is considered a safe financial institution. With a Texas Ratio of 0.67007958003403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Municipal Employees Credit Union of Oklahoma City operate?Municipal Employees Credit Union of Oklahoma City currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Municipal Employees Credit Union of Oklahoma City?Yes, to access services at Municipal Employees Credit Union of Oklahoma City, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Municipal Employees Credit Union of Oklahoma City does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Municipal Employees Credit Union of Oklahoma City provides members with tools to manage their accounts and build a solid financial history. Does Municipal Employees Credit Union of Oklahoma City offer online and mobile banking?Most modern institutions like Municipal Employees Credit Union of Oklahoma City provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mecuokc.org. Current Municipal Employees Credit Union of Oklahoma City Rates
Retrieved from our database of financial products. Rates subject to change.
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