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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Latino Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Latino Community Credit Union's 24 month Term CDs K Jumbo rates are at 3.90%, Term CDs k Jumbo 24 month rates are at 3.85%, 18 month Term CDs K Jumbo rates are at 3.80%, 12 month Term CDs K Jumbo rates are at 3.75%, Term CDs k Jumbo 18 month rates are at 3.75%. Latino Community Credit Union's money market rates are at 1.80%. Latino Community Credit Union's 5 year ARM rates are at 6.88%, 5 year ARM - Manufactured Home rates are at 6.88%, 5 year ARM - Rental rates are at 7.38%, 5 year ARM rates are at 7.38%, 5 year ARM - Manufactured Home rates are at 7.38%. Latino Community Credit Union's Personal Loan Rates are at 15.00%. MonitorBankRates evaluates the financial stability of Latino Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.99%. Rates were last updated on 03/24/2026. Latino Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Latino Community Credit Union? Share your experience about Latino Community Credit Union by leaving a review below, or read customer reviews before you decide to use Latino Community Credit Union. Latino Community Credit Union
Central Services 100 W Morgan St
https://www.latinoccu.org Durham, NC 27701 3315 
Latino Community Credit Union CD Rates
Latino Community Credit Union Money Market Rates
Latino Community Credit Union Checking Rates
Latino Community Credit Union Mortgage Rates
Latino Community Credit Union Home Equity & HELOC
Latino Community Credit Union Credit Card Rates
Latino Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Latino Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Latino Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Latino Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Latino Community Credit Union
Website
https://www.latinoccu.org
Address
100 W Morgan St,
Durham, NC 27701 3315
Phone
919-688-9270
Fax
President
Maria Scanga
CEO
Vicky Garcia
Full-Time Employees
318
Part-Time Employees
1
Branch Locations
15
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.99%
Return on Assets (ROA)
0.4547%
Return on Equity (ROE)
1.9541%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
1,055,569,826
Total Amount of Shares and Deposits
752,465,466
Total Shares and Deposits < 1 Year
625,126,389
Total Shares and Deposits 1 3 Years
120,875,077
Total Shares and Deposits > 3 Years
6,464,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
202,188,640
Total Uninsured Shares and Deposits > $250K (F+J)
251,160,220
Total Insured Shares and Deposits > $250K (item 17 less item K)
501,305,246
Total Interest Expense (Sum of items 6 8)
15,840,134
Share Certificates
2,896
Number of Accounts for Share Drafts
67,040
IRA KEOGH Accounts
514
Number of Accounts for Regular Shares
121,999
All other shares
4,562
Non Member Deposits
35
Money Market Shares
16,781
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
95,367,918
Total Liabilities
909,396,256
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Latino Community Credit UnionIs Latino Community Credit Union a safe place to deposit money?Yes, Latino Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9865387167121%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Latino Community Credit Union operate?Latino Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Latino Community Credit Union?Yes, to access services at Latino Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Latino Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Latino Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Latino Community Credit Union offer online and mobile banking?Most modern institutions like Latino Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.latinoccu.org. Current Latino Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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