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 Northwoods Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Northwoods Community Credit Union's CD Special Youth Accounts 6 Month rates are at 5.06%, 6 Month CD rates are at 3.33%, 12 Month CD rates are at 2.92%, 12 Month CD rates are at 2.52%, 12 Month CD rates are at 2.11%. Northwoods Community Credit Union's savings rates are at 0.15%. MonitorBankRates evaluates the financial stability of Northwoods Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.18%. Rates were last updated on 04/08/2026. Northwoods Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwoods Community Credit Union? Share your experience about Northwoods Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northwoods Community Credit Union. Northwoods Community Credit Union
Northwoods Community Credit Union 1224 4th Ave S
https://www.northwoodscu.com Park Falls, WI 54552 1923 
Northwoods Community Credit Union CD Rates
Northwoods Community Credit Union Savings Rates
Northwoods Community Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northwoods Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northwoods Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northwoods Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northwoods Community Credit Union
Website
https://www.northwoodscu.com
Address
1224 4th Ave S,
Park Falls, WI 54552 1923
Phone
715-762-3208
Fax
725-762-3490
President
Roger Strand
CEO
Sally Zoesch
Full-Time Employees
26
Part-Time Employees
5
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.18%
Return on Assets (ROA)
0.6516%
Return on Equity (ROE)
6.0666%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
93,025,190
Total Amount of Shares and Deposits
82,414,140
Total Shares and Deposits < 1 Year
82,001,644
Total Shares and Deposits 1 3 Years
412,496
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,574,514
Total Uninsured Shares and Deposits > $250K (F+J)
2,574,514
Total Insured Shares and Deposits > $250K (item 17 less item K)
79,839,626
Total Interest Expense (Sum of items 6 8)
545,372
Share Certificates
490
Number of Accounts for Share Drafts
4,914
IRA KEOGH Accounts
175
Number of Accounts for Regular Shares
9,792
Net Income (unless the amount is already included in Undivided Earnings)
606,162
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,755,149
Total Liabilities
83,102,816
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Northwoods Community Credit UnionIs Northwoods Community Credit Union a safe place to deposit money?Yes, Northwoods Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1755001521746%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Northwoods Community Credit Union operate?Northwoods Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northwoods Community Credit Union?Yes, to access services at Northwoods Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northwoods Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northwoods Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Northwoods Community Credit Union offer online and mobile banking?Most modern institutions like Northwoods Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northwoodscu.com. Current Northwoods Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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