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People First Federal Credit Union

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People First Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at People First Federal Credit Union?

Current rates for People First Federal Credit Union include: 12-Month CD: 4.15%, 18-Month CD: 3.50%, 24-Month CD: 3.50%, 60-Month CD: 3.35%, Savings: 0.15%, MMA: 2.30%

Q: What CD terms does People First Federal Credit Union offer?

People First Federal Credit Union CD rates are 4.00% APY for a 3 month CD, 4.00% APY for a 6 month CD, 4.00% APY for an 8 month CD, 4.15% APY for a 12 month CD, 3.70% APY for a 15 month CD, 3.50% APY for an 18 month CD, 3.50% APY for a 2 year CD and 3.35% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with People First Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

People First Federal Credit Union's CD - 12 month rates are at 4.15%, CD - 3 month rates are at 4.00%, CD - 6 month rates are at 4.00%, CD - 8 month rates are at 4.00%, CD - 15 month rates are at 3.70%. People First Federal Credit Union's savings rates are at 0.15%. People First Federal Credit Union's money market rates are at 2.30%. People First Federal Credit Union's checking rates are as high as 4.00%. People First Federal Credit Union's Fixed-Rate Mortgage - 15 Year rates are at 6.38%, Fixed-Rate Mortgage - 10 Year rates are at 6.38%, Fixed-Rate Mortgage - 20 Year rates are at 6.75%, 10/1 Conforming ARM rates are at 6.49%, 5/1 Conforming ARM rates are at 6.00%. People First Federal Credit Union's Personal Loan Rates are as low as 10.49%. People First Federal Credit Union's Credit Card Rates are at 12.40%. People First Federal Credit Union's CD rates are 32% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of People First Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.56%. Rates last updated and verified on 10/28/2026.

People First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at People First Federal Credit Union? Share your experience about People First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use People First Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.56%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

People First Federal Credit Union
Headquarters

740 W Hamilton St Ste 300
Allentown, PA 18101-2474

https://www.peoplefirst.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

People First Federal Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate - 12 month	4.07%	4.15%	12 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 3 month	3.93%	4.00%	3 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 6 month	3.93%	4.00%	6 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 8 month	3.93%	4.00%	8 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 15 month	3.64%	3.70%	15 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 18 month	3.45%	3.50%	18 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 24 month	3.45%	3.50%	24 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 60 month	3.30%	3.35%	60 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 30 month	3.20%	3.25%	30 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 36 month	3.20%	3.25%	36 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Share Certificate - 48 month	3.20%	3.25%	48 months
No additional details. Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Business CD Rates

Product	Rate	APY	Term
12 Month Business Share Certificate	4.07%	4.15%	12 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
3 Month Business Share Certificate	3.93%	4.00%	3 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
6 Month Business Share Certificate	3.93%	4.00%	6 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
8 Month Business Share Certificate	3.93%	4.00%	8 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
15 Month Business Share Certificate	3.64%	3.70%	15 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
18 Month Business Share Certificate	3.45%	3.50%	18 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
24 Month Business Share Certificate	3.45%	3.50%	24 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
60 Month Business Share Certificate	3.30%	3.35%	60 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
30 Month Business Share Certificate	3.20%	3.25%	30 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
36 Month Business Share Certificate	3.20%	3.25%	36 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
48 Month Business Share Certificate	3.20%	3.25%	48 months
Min Deposit $500 Details Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Savings Rates

Product	Rate	APY
Smart Saver Account	3.45%	3.50%
Min Balance $0 Details Balance: $0.00 - 2,499.99; Limit of one Smart Saver Account per member Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Smart Saver Account	1.24%	1.25%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99; Limit of one Smart Saver Account per member Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 1.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Smart Saver Account	0.50%	0.50%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Limit of one Smart Saver Account per member Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Smart Saver Account	0.25%	0.25%
Min Balance $10,000 Details Published rate range: 0.25% - 0.30%. Balance: $10,000+ or greater; Limit of one Smart Saver Account per member Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
IRA Savings Account (S5)	0.15%	0.15%
Details Rates effective: February 10, 2026; Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Savings Account (S1)	0.05%	0.05%
Min Balance $5 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.28%	2.30%
Min Balance $1,000,000 Details Balance: $1,000,000+ Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 2.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Money Market	1.79%	1.80%
Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Money Market	1.54%	1.55%
Min Balance $75,000 Details Balance: $75,000 - $249,999.99 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 1.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Money Market	1.29%	1.30%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 1.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Money Market	1.04%	1.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 1.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Money Market	0.75%	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Checking Rates

Product	Rate	APY	View More
Hometown Hero Checking	3.93%	4.00%
Min Balance $0 Details Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Dividend rates and APYs effective February 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Business Checking Rates

Product	Rate	APY
Business Checking Account 150, 300, & 450	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Business Checking Account 150, 300, & 450	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Business Checking Account 150, 300, & 450	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Fixed-Rate Mortgage - 15 Year	6.375%	0	6.658%	15 Year
Details As Low As; Conforming Loan amounts from $50,000 to $832,750; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.66% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Fixed-Rate Mortgage - 10 Year	6.375%	0	6.773%	10 Year
Details As Low As; Conforming Loan amounts from $50,000 to $832,750; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.77% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Fixed-Rate Mortgage - 20 Year	6.75%	0	6.98%	20 Year
Details As Low As; Conforming Loan amounts from $50,000 to $832,750; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.98% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
10/1 Conforming ARM	6.49%	0	6.996%
Details As Low As; Adjustable-Rate Mortgage; Index plus 3.00 percentage point margin after first adjustment; Conforming Loan amounts from $50,000 to $832,750 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 7.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
5/1 Conforming ARM	6.00%	0	7.063%
Details As Low As; Adjustable-Rate Mortgage; Index plus 3.00 percentage point margin after first adjustment; Conforming Loan amounts from $50,000 to $832,750 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 7.06% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Fixed-Rate Mortgage - 30 Year	7.00%	0	7.178%	30 Year
Details As Low As; Conforming Loan amounts from $50,000 to $832,750; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 7.18% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
5/1 Jumbo ARM	6.99%	0	7.309%
Details As Low As; Adjustable-Rate Mortgage; Index plus 3.00 percentage point margin after first adjustment; Jumbo Conforming Loan amounts greater than $832,750 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 7.31% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
FHA Rate Mortgage - 15 Year	6.50%	0.749	7.433%	15 Year
Details As Low As; FHA/VA loan; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.43% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
10/1 Jumbo ARM	7.50%	0	7.519%
Details As Low As; Adjustable-Rate Mortgage; Index plus 3.00 percentage point margin after first adjustment; Jumbo Conforming Loan amounts greater than $832,750 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 7.52% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
FHA Rate Mortgage - 30 Year	6.875%	0.000	7.623%	30 Year
Details As Low As; FHA/VA loan; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History 1 change since Oct 12, 2026 · 7.76% → 7.62% ▼ 0.13 pts · high 7.76% / low 7.62% Oct 23, 20267.62%▼ from 7.76% Oct 12, 20267.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
FHA Rate Mortgage - 203k 30 Year	6.875%	0.000	7.713%	30 Year
Details As Low As; FHA 203k loan; Rate locks not exceeding 60 days Last Updated 10/28/2026 Rate History 2 changes since Oct 12, 2026 · 7.86% → 7.71% ▼ 0.15 pts · high 7.86% / low 7.71% Oct 28, 20267.71%▼ from 7.73% Oct 23, 20267.73%▼ from 7.86% Oct 12, 20267.86%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Fixed-Rate Loan	-	-	6.00%	36 months
Details Loan rates effective: August 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Home Equity Fixed-Rate Loan	-	-	6.00%	60 months
Details Loan rates effective: August 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Home Equity Fixed-Rate Loan	-	-	6.50%	120 months
Details Loan rates effective: August 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 6.50% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Home Equity Fixed-Rate Loan	-	-	6.65%	180 months
Details Loan rates effective: August 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 6.65% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Home Equity Fixed-Rate Loan	-	-	6.75%	240 months
Details Loan rates effective: August 10, 2026 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 6.75% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Home Equity Line of Credit	-	-	7.00%
Details Approx. Loan Payment: Minimum monthly payment of $100; Rate is variable, based on prime rate plus 0.0% margin; minimum APR 3.99%, maximum APR 18% Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 12, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Auto Loan	-	-	5.74%	Up to 66 months
Details As Low As; Model Year: 2026 - 2023 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.00%	Up to 66 months
Details As Low As; Model Year: 2022 - 2020 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.14%	67-75 months
Details As Low As; Model Year: 2026 - 2023 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.14% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.24%	67-75 months
Details As Low As; Model Year: 2022 - 2020 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.44%	Up to 66 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.44% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.64%	76-84 months
Details As Low As; Model Year: 2026 - 2023 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.64% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.74%	76-84 months
Details As Low As; Model Year: 2022 - 2020 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	6.84%	67-75 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 6.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	7.24%	76-84 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 7.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	8.00%	Up to 66 months
Details As Low As; Model Year: 2016 & Older Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New & Used Auto Loan	-	-	10.74%	67-75 months
Details As Low As; Model Year: 2016 & Older Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycles Loan	-	6.74%	Up to 36 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New Motorcycles Loan	-	6.99%	37-48 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New Motorcycles Loan	-	7.24%	49-60 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Used Motorcycles Loan	-	7.74%	Up to 36 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Used Motorcycles Loan	-	7.99%	37-48 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Used Motorcycles Loan	-	8.24%	49-60 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 8.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New Motorcycles Loan	-	8.49%	61-72 months
Details As Low As; Motorcycle loan; Loan rates effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 8.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - New & Used Recreational Vehicles Loan	-	8.49%	Up to 60 months
Details As Low As; Used model years: 2024 and Newer; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 8.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - New & Used Recreational Vehicles Loan	-	8.99%	61-84 months
Details As Low As; Used model years: 2024 and Newer; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - New & Used Recreational Vehicles Loan	-	9.49%	85-144 months
Details As Low As; Used model years: 2024 and Newer; 144-month term available for loans greater than $25,000; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - New & Used Recreational Vehicles Loan	-	9.99%	145-180 months
Details As Low As; Used model years: 2024 and Newer; 180-month term available for loans greater than $50,000; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - Older Used Recreational Vehicles Loan	-	10.49%	Up to 60 months
Details As Low As; 2017 through 2023 model years; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 10.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
New, Used, & Older Recreational Vehicles - Older Used Recreational Vehicles Loan	-	10.99%	61-84 months
Details As Low As; 2017 through 2023 model years; Loan rates effective July 20, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	12.40%
Details APR range: 12.40% - 18.00%; Variable Rate; Monthly Payment: the greater of 2% of the outstanding balance or $10 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 12.40% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Visa Platinum Rewards	-	13.40%
Details APR range: 13.40% - 16.40%; Variable Rate; Monthly Payment: the greater of 2% of the outstanding balance or $10 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 13.40% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Visa Platinum	-	14.40%
Details APR range: 14.40% - 18.00%; Variable rate based on Prime plus margin; Monthly payment: the greater of 2% of the outstanding balance or $10 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 12.40% → 14.40% ▲ 2.00 pts · high 14.40% / low 12.40% Oct 23, 202614.40%▲ from 12.40% Sep 12, 202612.40%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Visa Signature Cashback Card	-	14.40%
Details APR range: 14.40% - 17.40%; Variable Rate; Monthly Payment: the greater of 2% of the outstanding balance or $10 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 14.40% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Fixed-Rate Loan	10.49%	up to 12 months
Details As Low As; Approx. Loan Payment: $87.78; Loan rates are effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 10.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Unsecured Fixed-Rate Loan	10.49%	up to 36 months
Details As Low As; Approx. Loan Payment: $32.61; Loan rates are effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 10.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Unsecured Fixed-Rate Loan	10.49%	up to 60 months
Details As Low As; Approx. Loan Payment: $22.11; Loan rates are effective: July 20, 2026 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 10.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Personal Line of Credit	13.75%
Details Rate Type: Variable; Minimum; variable rate based on prime rate plus 6.75% margin; maximum APR 18%; rates effective October 1, 2026 Last Updated 10/28/2026 Rate History 1 change since Oct 4, 2026 · 7.00% → 13.75% ▲ 6.75 pts · high 13.75% / low 7.00% Oct 12, 202613.75%▲ from 7.00% Oct 4, 20267.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Visa Signature Cashback Card	14.40%
Details APR range: 14.40% - 17.40%; Variable Rate; Monthly Payment: the greater of 2% of the outstanding balance or $10 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 14.40% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

People First Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Coverdell ESA (S12)	0.15%	-	0.15%
Details Rates effective: February 10, 2026; Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Holiday Account (S2)	0.05%	-	0.05%
Min Balance $0 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Roth Contributory IRA (S10)	0.15%	-	0.15%
Details Rates effective: February 10, 2026; Penalty for early withdrawal Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Special Account (S6)	0.05%	-	0.05%
Min Balance $0 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%
Vacation Account (S3)	0.05%	-	0.05%
Min Balance $0 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.56%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

People First Federal Credit Union’s Texas Ratio rose from 3.12% in Q3 2023 to 9.56% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.0B	9.56%	5.0	A
March 31, 2026	$1.0B	7.16%	5.0	A
December 31, 2025	$999M	8.87%	5.0	A
September 30, 2025	$958M	7.39%	5.0	A
June 30, 2025	$964M	6.61%	5.0	A
March 31, 2025	$955M	3.91%	5.0	A+
December 31, 2024	$924M	4.58%	5.0	A+
September 30, 2024	$898M	5.35%	5.0	A+
June 30, 2024	$884M	4.51%	5.0	A+
March 31, 2024	$884M	3.76%	5.0	A+
December 31, 2023	$860M	4.47%	5.0	A+
September 30, 2023	$836M	3.12%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for People First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather People First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with People First Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name People First Federal Credit Union

Website https://www.peoplefirst.com

Address 740 W Hamilton St Ste 300, Allentown, PA 18101-2474

Phone 610-797-7440

Fax 610-798-9241

President Gary Haas

CEO Howard Meller

Full-Time Employees 153

Part-Time Employees 12

Branch Locations 9

ATM Locations 9

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.56%

Return on Assets (ROA)

0.1807%

Return on Equity (ROE)

2.3813%

Non-Performing Loans Ratio (NPL)

1.10%

Total Assets

1,040,779,853

Total Amount of Shares and Deposits

968,215,770

Total Shares and Deposits < 1 Year

943,905,473

Total Shares and Deposits 1 3 Years

20,120,174

Total Shares and Deposits > 3 Years

4,190,123

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

33,729,808

Total Uninsured Shares and Deposits > $250K (F+J)

33,729,808

Total Insured Shares and Deposits > $250K (item 17 less item K)

934,485,962

Total Interest Expense (Sum of items 6 8)

6,751,551

Share Certificates

10,899

Number of Accounts for Share Drafts

44,778

IRA KEOGH Accounts

3,012

Number of Accounts for Regular Shares

85,497

Money Market Shares

2,368

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

28,886,296

Total Liabilities

978,953,480

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

People First Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About People First Federal Credit Union

Does People First Federal Credit Union offer CDs?

Yes. People First Federal Credit Union current CD rates include its CD - 12 month at 4.15% APY, its CD - 3 month at 4.00% APY and its CD - 6 month at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from People First Federal Credit Union NCUA insured?

Yes. People First Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at People First Federal Credit Union?

The highest People First Federal Credit Union CD rate is its 12 Month Business CD at 4.15% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does People First Federal Credit Union offer?

People First Federal Credit Union CD rates are 4.00% APY for a 3 month CD, 4.00% APY for a 6 month CD, 4.00% APY for an 8 month CD, 4.15% APY for a 12 month CD, 3.70% APY for a 15 month CD, 3.50% APY for an 18 month CD, 3.50% APY for a 2 year CD and 3.35% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with People First Federal Credit Union for its full lineup.

What is the highest savings rate at People First Federal Credit Union?

The highest People First Federal Credit Union savings rate is its IRA Savings Account (S5) at 0.15% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at People First Federal Credit Union?

The highest People First Federal Credit Union money market rate is its Money Market at 2.30% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at People First Federal Credit Union?

The highest People First Federal Credit Union checking rate is its Hometown Hero Checking at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at People First Federal Credit Union?

The lowest People First Federal Credit Union 30 year fixed mortgage rate is its Fixed-Rate Mortgage - 30 Year at 7.00%, verified by MonitorBankRates as of October 28, 2026. People First Federal Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.75% for a 20 year mortgage, 6.375% for a 15 year mortgage and 6.375% for a 10 year mortgage.

What is the lowest auto loan rate at People First Federal Credit Union?

The lowest People First Federal Credit Union auto loan rate is its New & Used Auto Loan at 5.74% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at People First Federal Credit Union?

The lowest People First Federal Credit Union personal loan rate is its Unsecured Fixed-Rate Loan at 10.49% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at People First Federal Credit Union?

The lowest People First Federal Credit Union credit card APR is its Visa Platinum Credit Card at 12.40% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does People First Federal Credit Union operate?

People First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join People First Federal Credit Union?

Yes, to access services at People First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, People First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, People First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does People First Federal Credit Union offer online and mobile banking?

Most modern institutions like People First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplefirst.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do People First Federal Credit Union rates compare?

People First Federal Credit Union's CD rates are 32% higher than the MonitorBankRates national average, and it has an A health rating. People First Federal Credit Union's top rates are its 12 Month Business CD at 4.15% APY, its IRA Savings Account (S5) at 0.15% APY, its Money Market at 2.30% APY, its Hometown Hero Checking at 4.00% APY, its 5/1 Conforming ARM at 6.00%, its Unsecured Fixed-Rate Loan at 10.49% APR and its Visa Platinum Credit Card at 12.40% APR, verified by MonitorBankRates on October 28, 2026.

Current People First Federal Credit Union Rates

12-Month CD4.15%
18-Month CD3.50%
24-Month CD3.50%
60-Month CD3.35%
Savings0.15%
MMA2.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

People First Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

People First Federal Credit Union Texas Ratio

People First Federal Credit Union Health Trend

People First Federal Credit Union CD Rates

People First Federal Credit Union Business CD Rates

People First Federal Credit Union Savings Rates

People First Federal Credit Union Money Market Rates

People First Federal Credit Union Checking Rates

People First Federal Credit Union Business Checking Rates

People First Federal Credit Union Mortgage Rates

People First Federal Credit Union Home Equity & HELOC

People First Federal Credit Union Auto Loan Rates

People First Federal Credit Union RV, Boat and Powersport Loan Rates

People First Federal Credit Union Credit Card Rates

People First Federal Credit Union Personal Loan Rates

People First Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

People First Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About People First Federal Credit Union

Does People First Federal Credit Union offer CDs?

Are CDs from People First Federal Credit Union NCUA insured?

What is the highest CD rate at People First Federal Credit Union?

What CD terms does People First Federal Credit Union offer?

What is the highest savings rate at People First Federal Credit Union?

What is the highest money market rate at People First Federal Credit Union?

What is the highest checking rate at People First Federal Credit Union?

What is the lowest 30 year fixed mortgage rate at People First Federal Credit Union?

What is the lowest auto loan rate at People First Federal Credit Union?

What is the lowest personal loan rate at People First Federal Credit Union?

What is the lowest credit card APR at People First Federal Credit Union?

How many branches does People First Federal Credit Union operate?

Is a member application needed to join People First Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does People First Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do People First Federal Credit Union rates compare?

Current People First Federal Credit Union Rates

Compare to Other Credit Unions