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 Hope Federal Credit Union Jackson, MS Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Hope Federal Credit Union Jackson, MS's 12 Month CDs (CDs) rates are at 3.04%, 60 Month CDs (CDs) rates are at 2.94%, 36 Month CDs (CDs) rates are at 2.93%, 24 Month CDs (CDs) rates are at 2.87%, 60 Month Jumbo CDs (CDs) rates are at 4.95%. Hope Federal Credit Union Jackson, MS's savings rates are at 2.12%. Hope Federal Credit Union Jackson, MS's money market rates are at 2.27%. Hope Federal Credit Union Jackson, MS's checking rates are as high as 5.13%. Hope Federal Credit Union Jackson, MS's Personal Loan Rates are as low as 7.50%. Hope Federal Credit Union Jackson, MS's Credit Card Rates are at 13.25%. Hope Federal Credit Union Jackson, MS's CD rates are 1% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Hope Federal Credit Union Jackson, MS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.78%. Rates last updated and verified on 10/29/2026. Hope Federal Credit Union Jackson, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hope Federal Credit Union Jackson, MS? Share your experience about Hope Federal Credit Union Jackson, MS by leaving a review below, or read customer reviews before you decide to use Hope Federal Credit Union Jackson, MS. Hope Federal Credit Union Jackson, MS
Hope Main Office 4 Old River Pl
https://hopecu.org Jackson, MS 39202-3431  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Hope Federal Credit Union Jackson, MS CD Rates
Hope Federal Credit Union Jackson, MS Savings Rates
Hope Federal Credit Union Jackson, MS Money Market Rates
Hope Federal Credit Union Jackson, MS Checking Rates
Hope Federal Credit Union Jackson, MS Auto Loan Rates
Hope Federal Credit Union Jackson, MS Credit Card Rates
Hope Federal Credit Union Jackson, MS Personal Loan Rates
Hope Federal Credit Union Jackson, MS Other Rates
Financial Health HistoryHope Federal Credit Union Jackson, MS’s Texas Ratio fell from 10.60% in Q3 2023 to 7.78% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hope Federal Credit Union Jackson, MS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hope Federal Credit Union Jackson, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hope Federal Credit Union Jackson, MS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hope Federal Credit Union Jackson, MS
Website
https://hopecu.org
Address
4 Old River Pl,
Jackson, MS 39202-3431
Phone
601-944-1100
Fax
601-944-0808
President
Carolyn Gill-Jefferson
CEO
William Bynum
Full-Time Employees
259
Part-Time Employees
25
Branch Locations
17
ATM Locations
22
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.78%
Return on Assets (ROA)
0.0136%
Return on Equity (ROE)
0.0843%
Non-Performing Loans Ratio (NPL)
1.96%
Total Assets
881,350,725
Total Amount of Shares and Deposits
628,808,666
Total Shares and Deposits < 1 Year
486,484,025
Total Shares and Deposits 1 3 Years
135,078,506
Total Shares and Deposits > 3 Years
7,246,133
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
124,390,937
Total Uninsured Shares and Deposits > $250K (F+J)
183,769,861
Total Insured Shares and Deposits > $250K (item 17 less item K)
445,038,805
Total Interest Expense (Sum of items 6 8)
8,777,627
Share Certificates
1,120
Number of Accounts for Share Drafts
20,729
IRA KEOGH Accounts
310
Number of Accounts for Regular Shares
35,174
All other shares
5,453
Non Member Deposits
287
Money Market Shares
710
Net Income (unless the amount is already included in Undivided Earnings)
120,202
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
69,094,704
Total Liabilities
879,820,008
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Hope Federal Credit Union Jackson, MS
Frequently Asked Questions About Hope Federal Credit Union Jackson, MSDoes Hope Federal Credit Union Jackson, MS offer CDs?Yes. Hope Federal Credit Union Jackson, MS current CD rates include its 60 Month Jumbo CDs (CDs) at 4.948% APY, its 12 Month CDs (CDs) at 3.045% APY and its 60 Month CDs (CDs) at 2.94% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Hope Federal Credit Union Jackson, MS NCUA insured?Yes. Hope Federal Credit Union Jackson, MS is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Hope Federal Credit Union Jackson, MS?The highest Hope Federal Credit Union Jackson, MS CD rate is its 60 Month Jumbo CDs (CDs) at 4.948% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Hope Federal Credit Union Jackson, MS offer?Hope Federal Credit Union Jackson, MS CD rates are 3.045% APY for a 12 month CD, 2.87% APY for an 18 month CD, 2.87% APY for a 2 year CD, 2.928% APY for a 3 year CD and 2.94% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Hope Federal Credit Union Jackson, MS for its full lineup. What is the highest savings rate at Hope Federal Credit Union Jackson, MS?The highest Hope Federal Credit Union Jackson, MS savings rate is its Nonprofit Bonus Rate Savings Account at 2.122% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Hope Federal Credit Union Jackson, MS?The highest Hope Federal Credit Union Jackson, MS money market rate is its Money Market Account - Jumbo at 2.275% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Hope Federal Credit Union Jackson, MS?The highest Hope Federal Credit Union Jackson, MS checking rate is its HOPE Rewards Checking and Checking Plus Accounts at 5.127% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Hope Federal Credit Union Jackson, MS?The lowest Hope Federal Credit Union Jackson, MS auto loan rate is its Vehicle Loans - Used (More Than 2 Years Old) at 8.572% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Hope Federal Credit Union Jackson, MS?The lowest Hope Federal Credit Union Jackson, MS personal loan rate is its Unsecured / Signature Loan at 7.50% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Hope Federal Credit Union Jackson, MS?The lowest Hope Federal Credit Union Jackson, MS credit card APR is its Credit Cards at 13.25% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Hope Federal Credit Union Jackson, MS operate?Hope Federal Credit Union Jackson, MS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hope Federal Credit Union Jackson, MS?Yes, to access services at Hope Federal Credit Union Jackson, MS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hope Federal Credit Union Jackson, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hope Federal Credit Union Jackson, MS provides members with tools to manage their accounts and build a solid financial history. Does Hope Federal Credit Union Jackson, MS offer online and mobile banking?Most modern institutions like Hope Federal Credit Union Jackson, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hopecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Hope Federal Credit Union Jackson, MS rates compare?Hope Federal Credit Union Jackson, MS's CD rates are 1% higher than the MonitorBankRates national average, and it has an A health rating. Hope Federal Credit Union Jackson, MS's top rates are its 60 Month Jumbo CDs (CDs) at 4.948% APY, its Nonprofit Bonus Rate Savings Account at 2.122% APY, its Money Market Account - Jumbo at 2.275% APY, its HOPE Rewards Checking and Checking Plus Accounts at 5.127% APY, its Unsecured / Signature Loan at 7.50% APR and its Credit Cards at 13.25% APR, verified by MonitorBankRates on October 29, 2026. Current Hope Federal Credit Union Jackson, MS Rates
Retrieved from our database of financial products. Rates subject to change.
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