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 FourLeaf Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
FourLeaf Federal Credit Union's 8 Month Promotional CD rates are at 4.00%, 9 Month Business CD Account rates are at 3.00%, 9 Month CD rates are at 3.00%, 9 Month IRA CD rates are at 3.00%, 60 Month Business CD Account rates are at 2.25%. FourLeaf Federal Credit Union's savings rates are at 0.10%. FourLeaf Federal Credit Union's money market rates are at 0.10%. FourLeaf Federal Credit Union's 5/1 ARM rates are at 5.75%, 15 Year Fixed rates are at 6.00%, 7/1 ARM rates are at 6.00%, 10 Year Fixed rates are at 6.12%, 30 Year Fixed rates are at 6.25%. FourLeaf Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of FourLeaf Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.85%. Rates were last updated on 03/25/2026. FourLeaf Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FourLeaf Federal Credit Union? Share your experience about FourLeaf Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FourLeaf Federal Credit Union. FourLeaf Federal Credit Union
Bethpage 899 S Oyster Bay Rd
https://www.fourleaffcu.com/ Bethpage, NY 11714 1030 
FourLeaf Federal Credit Union CD Rates
FourLeaf Federal Credit Union Savings Rates
FourLeaf Federal Credit Union Money Market Rates
FourLeaf Federal Credit Union Checking Rates
FourLeaf Federal Credit Union Mortgage Rates
FourLeaf Federal Credit Union Home Equity & HELOC
FourLeaf Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FourLeaf Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FourLeaf Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FourLeaf Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FourLeaf Federal Credit Union
Website
https://www.fourleaffcu.com/
Address
899 S Oyster Bay Rd,
Bethpage, NY 11714 1030
Phone
516-349-6800
Fax
516-349-4251
President
Anne Brigis
CEO
Linda Armyn
Full-Time Employees
985
Part-Time Employees
14
Branch Locations
41
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.85%
Return on Assets (ROA)
0.3670%
Return on Equity (ROE)
4.1352%
Non-Performing Loans Ratio (NPL)
2.05%
Total Assets
14,059,079,975
Total Amount of Shares and Deposits
12,527,689,204
Total Shares and Deposits < 1 Year
11,966,142,930
Total Shares and Deposits 1 3 Years
401,912,507
Total Shares and Deposits > 3 Years
159,633,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,493,525,277
Total Uninsured Shares and Deposits > $250K (F+J)
1,493,525,277
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,034,163,927
Total Interest Expense (Sum of items 6 8)
234,637,101
Share Certificates
87,874
Number of Accounts for Share Drafts
334,752
IRA KEOGH Accounts
23,711
Number of Accounts for Regular Shares
593,885
Money Market Shares
78,958
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
329,001,382
Total Liabilities
12,959,392,946
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About FourLeaf Federal Credit UnionIs FourLeaf Federal Credit Union a safe place to deposit money?Yes, FourLeaf Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.849754406162%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does FourLeaf Federal Credit Union operate?FourLeaf Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FourLeaf Federal Credit Union?Yes, to access services at FourLeaf Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FourLeaf Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FourLeaf Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does FourLeaf Federal Credit Union offer online and mobile banking?Most modern institutions like FourLeaf Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fourleaffcu.com/. Current FourLeaf Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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