Track current and weekly average auto loan rates in Arizona, view interactive rate trend charts, and compare local AZ aprs against the national average.
Auto Loan rates in Arizona rose 0.073 this week, pushing the New Auto Loan average to 5.839%, up from 5.765% last week.
At 5.839%, Arizona’s average sits 0.131 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in AZ.
The Arizona auto loan rate averages on this page are calculated from 132 verified auto loan rate quotes collected across 33 banks and credit unions actively operating in Arizona. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Arizona auto loan rate averages compiled from 132 current rate quotes across 33 banks and credit unions operating in AZ — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com