Bank and Credit Union Rate Data for Pricing Teams

Deposit and loan rates from banks and credit unions, searchable by institution, city, and zip code. Available as a hosted dashboard or a JSON API for banks, credit unions, and fintechs.

Why We Built It

Tracking Competitor Rates by Hand Takes Too Long

Many pricing teams still check competitor websites one at a time and copy rates into a spreadsheet. With more than 8,700 banks and credit unions in the U.S., that work is slow, and the numbers are often out of date by the time they reach a pricing meeting.

MonitorBankRates already collects advertised rates from thousands of institutions for its consumer site. The dashboard and API put that same data in front of community banks and credit unions at a price that fits a smaller budget.

01. For Pricing and Strategy Teams

The Dashboard

Compare up to 10 competitors by institution, city, or zip code and export the results as a benchmarking report. Every rate shows its as-of date and the qualification fine print, and branches appear on a map with each institution's rate. No coding required.

Branch Mapping PDF, Excel and CSV Export Specials Tracking
02. For Developers

The API

Pull the same data into your internal pricing models, websites, or risk analysis tools. Results come back as JSON over a REST API, filtered by zip code or city, with branch coordinates included.

JSON / REST Zip and City Filters Branch Coordinates
Data Coverage

Rates We Track

Advertised deposit and loan rates across consumer and business products.

Retail Deposits

  • Certificates of Deposit (CDs)
  • Money Market Accounts
  • High-Yield Savings
  • Rewards Checking
  • IRA CDs & Savings

Consumer Lending

  • Mortgage & Refinance
  • Home Equity (HELOC)
  • Auto & Vehicle Loans
  • Personal Loans
  • Credit Cards

Business & Commercial

  • Small Business Checking
  • Commercial Savings
  • Business Lending
  • Commercial Real Estate

Local Market Detail

Rates are tied to branch locations, so you can see what competitors advertise in a specific city or zip code instead of relying on national averages.

Same Rules for Every Institution

Every bank and credit union goes through the same collection and checking process, from the largest national banks to the smallest credit unions.

Banks and Credit Unions Together

Deposit and loan rates from both sectors in one place, so you can compare a credit union's share certificate with a bank's CD in the same market.