Current auto loan rates in Pasadena, California include Arrowhead Central Credit UnionArrowhead Central Credit Union888 E Walnut St, Pasadena, CA, 91101 1895A+5.0 ★Texas Ratio: 2.28% offering New & Used Autos at 3.99%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union1520 W Colorado Blvd, Pasadena, CA, 91105 1413A+5.0 ★Texas Ratio: 1.58% offering New & Used Autos at 4.49%, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union555 S Lake Ave, Pasadena, CA, 91101 3511A+5.0 ★Texas Ratio: 5.68% offering New Auto Loan at 4.59%, Credit Union of Southern CaliforniaCredit Union of Southern California224 N Fair Oaks Ave, Pasadena, CA, 91103A+5.0 ★Texas Ratio: 2.57% offering New Auto at 4.74%, Pasadena Federal Credit UnionPasadena Federal Credit Union100 W Walnut St Fl 8, Pasadena, CA, 91124 0001A+5.0 ★Texas Ratio: 1.89% offering New Vehicle at 4.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Pasadena has 6 local institutions in our database, with auto loan rates as low as 3.99% APR from Arrowhead Central Credit Union at 888 E Walnut St, Pasadena, CA, 91101 1895. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, California. Auto Loan Rates Last Updated and Verified: May 12, 2026
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As Low As; FICO 671-719
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As Low As; FICO 720+
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As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 671-719
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As Low As; Min. Loan Amount $30,000
As Low As; FICO 720+
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As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 720+
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As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 600-649
As Low As; FICO 600-649
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As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 554<
As Low As; FICO 554<
As Low As; APR - 2026 & Newer
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As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
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As Low As; APR - 2026 & Newer
Up to 60 Months
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As Low As; Terms up to 84 months available.**
As Low As; Terms up to 72 months available.**
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As Low As; No Payments for up to 90 Days
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
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As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
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New Vehicles
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As Low As; APR - 2023 - 2025*
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APR with Autopay
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APR with Autopay
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
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2011 to 2015 Model Year
New Vehicles
2016 to 2019 Model Year
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
As Low As; Up to 48 Months
New Vehicles
2011 to 2015
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As Low As; Financing: 100%
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As Low As; FICO 720+
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As Low As; FICO 671-719
As Low As; FICO 671-719
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As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; Min. Loan Amount $30,000
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 554<
As Low As; FICO 554<
As Low As
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
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As Low As; No Payments for up to 90 Days
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Up to 60 Months
Up to 60 Months
As Low As; Terms up to 84 months available.**
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As Low As; No Payments for up to 90 Days
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
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As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
New Vehicles
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APR with Autopay
APR with Autopay
APR with Autopay
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
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New Vehicles
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
New Vehicles
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As Low As; FICO 671-719
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As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 720+
As Low As; FICO 720+
As Low As; FICO 671-719
As Low As; FICO 671-719
As Low As; FICO 650-670
As Low As; FICO 650-670
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
Dependent on amount financed
As Low As; FICO 600-649
As Low As; FICO 600-649
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 555-599
As Low As; FICO 554<
As Low As; FICO 554<
As Low As
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
As Low As; No Payments for up to 90 Days
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Up to 60 Months
Up to 60 Months
As Low As; Terms up to 72 months available.**
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As Low As; No Payments for up to 90 Days
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As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
New Vehicles
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New Vehicles
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
New Vehicles
Compare local Pasadena, CA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California new auto rates rose 0.154 points over the past 7 days to 6.007% APR.
California used auto rates rose 0.131 points over the past 7 days to 6.282% APR.