Current auto loan rates in Los Angeles, California include Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union500 World Way, Los Angeles, CA, 90045 5891A+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, LA Healthcare Federal Credit UnionLA Healthcare Federal Credit Union320 W 15th St Ste 128, Los Angeles, CA, 90015 3092A+5.0 ★Texas Ratio: 4.51% offering New Auto at 3.75%, Los Angeles Federal Credit UnionLos Angeles Federal Credit Union201 N Los Angeles St, Los Angeles, CA, 90012A+5.0 ★Texas Ratio: 3.94% offering Automobiles & Trucks at 3.90%, Polam Federal Credit UnionPolam Federal Credit Union589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305A5.0 ★Texas Ratio: 6.60% offering New Vehicles up to 36 months at 3.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Los Angeles has 19 local institutions in our database, with auto loan rates as low as 3.24% APR from Baxter Credit Union at 4501 Colorado Blvd, Los Angeles, CA, 90039. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Los Angeles, California. Auto Loan Rates Last Updated and Verified: May 12, 2026
As Low As; APR - 2026 & Newer
As Low As
As Low As
As Low As; with discount
As Low As; APR - 2026 & Newer
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; APR - 2023 - 2025*
As Low As
APR with Autopay
APR with Autopay
APR with Autopay
As Low As
As Low As; with discount
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Financing: 100%
As Low As
As Low As
As Low As; with discount
As Low As
APR without Autopay
APR without Autopay
APR without Autopay
As Low As
As Low As
As Low As
As Low As
As Low As; 100% financing of purchase price, tax and license
As Low As
As Low As
As Low As
As Low As; with discount
As Low As
As Low As; Used
As Low As; Used
As Low As; Used
As Low As
As Low As; APR - 2023 - 2025*
As Low As
As Low As
APR with Autopay
APR with Autopay
APR with Autopay
APR with Autopay
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As; Financing: 100%
As Low As
As Low As
As Low As; Financing: 100%
As Low As
As Low As; 100% financing of retail Kelley Blue Book for autos less than 6 years old
As Low As
As Low As
As Low As
As Low As
APR without Autopay
APR without Autopay
APR without Autopay
APR without Autopay
APR with Autopay
As Low As
As Low As; with discount
As Low As
As Low As
As Low As
As Low As; 100% financing of wholesale Kelley Blue Book for autos over 6 years old
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
APR with Autopay
APR without Autopay
As Low As
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As; Financing: 100%
As Low As
As Low As
As Low As; Over $20,000.00
As Low As
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As
As Low As
APR without Autopay
APR with Autopay
As Low As
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As; APR - 2023 - 2025*
APR without Autopay
As Low As
As Low As; Financing: 100%
As Low As
As Low As; Over $30,000.00
As Low As; Over $30,000.00
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
As Low As
As Low As
As Low As; No Payments for up to 90 Days
As Low As
As Low As; 24 month to 84 month terms
As Low As
As Low As
As Low As
As Low As
As Low As; with discount
As Low As
As Low As
As Low As
As Low As
As Low As
APR with Autopay
APR with Autopay
APR with Autopay
As Low As
As Low As; with discount
As Low As
As Low As
As Low As
As Low As; with discount
As Low As
APR without Autopay
APR without Autopay
APR without Autopay
As Low As
As Low As
As Low As; 100% financing of purchase price, tax and license
As Low As
As Low As
As Low As
As Low As; with discount
As Low As
APR with Autopay
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As
As Low As
As Low As
As Low As
APR without Autopay
As Low As; with discount
As Low As
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
APR with Autopay
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As; Over $20,000.00
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As
APR without Autopay
As Low As
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As; Over $30,000.00
As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP
As Low As
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
As Low As
As Low As
As Low As; No Payments for up to 90 Days
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
APR with Autopay
APR with Autopay
APR with Autopay
As Low As
As Low As; 100% financing of retail Kelley Blue Book for autos less than 6 years old
As Low As
APR without Autopay
APR without Autopay
APR without Autopay
APR with Autopay
As Low As
As Low As; 100% financing of wholesale Kelley Blue Book for autos over 6 years old
APR without Autopay
As Low As
As Low As
As Low As
APR with Autopay
As Low As
APR without Autopay
As Low As
As Low As; Over $30,000.00
As Low As
As Low As
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
As Low As; No Payments for up to 90 Days
As Low As
As Low As
Compare local Los Angeles, CA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California new auto rates fell 0.194 points over the past 7 days to 6.007% APR.
California used auto rates fell 0.185 points over the past 7 days to 6.282% APR.