Track current and weekly average auto loan rates in Colorado, view interactive rate trend charts, and compare local CO aprs against the national average.
Auto Loan rates in Colorado fell 0.151 this week to 5.113%, down from 5.264% last week.
At 5.113%, Colorado’s average sits 0.595 below the current national average of 5.707%. CO borrowers may have a competitive advantage relative to the national market.
The Colorado auto loan rate averages on this page are calculated from 166 verified auto loan rate quotes collected across 41 banks and credit unions actively operating in Colorado. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Colorado auto loan rate averages compiled from 166 current rate quotes across 41 banks and credit unions operating in CO — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com