Colorado Auto Loan Rate Trends
Track current and weekly average auto loan rates in Colorado, view interactive rate trend charts, and compare local CO aprs against the national average.
Current Colorado Auto Loan Rate Trends
Auto Loan rates in Colorado rose 0.228 this week, pushing the New Auto Loan average to 5.243%, up from 5.016% last week.
At 5.243%, Colorado’s average sits 0.458 below the current national average of 5.702%. CO borrowers may have a competitive advantage relative to the national market.
The Colorado auto loan rate averages on this page are calculated from 165 verified auto loan rate quotes collected across 45 banks and credit unions actively operating in Colorado. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Colorado Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Colorado auto loan rate averages compiled from 165 current rate quotes across 45 banks and credit unions operating in CO — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Colorado
Quarterly average rates at credit unions headquartered in Colorado, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Colorado (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
