Hawaii Auto Loan Rate Trends
Track current and weekly average auto loan rates in Hawaii, view interactive rate trend charts, and compare local HI aprs against the national average.
Current Hawaii Auto Loan Rate Trends
Auto Loan rates in Hawaii held steady at a New Auto Loan average of 5.587% this week.
At 5.587%, Hawaii’s average sits 0.115 below the current national average of 5.702%. HI borrowers may have a competitive advantage relative to the national market.
The Hawaii auto loan rate averages on this page are calculated from 187 verified auto loan rate quotes collected across 30 banks and credit unions actively operating in Hawaii. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Hawaii Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Hawaii auto loan rate averages compiled from 187 current rate quotes across 30 banks and credit unions operating in HI — updated daily.
As of May 15, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Hawaii
Quarterly average rates at credit unions headquartered in Hawaii, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Hawaii (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
