Iowa Auto Loan Rate Trends
Track current and weekly average auto loan rates in Iowa, view interactive rate trend charts, and compare local IA aprs against the national average.
Current Iowa Auto Loan Rate Trends
Auto Loan rates in Iowa rose 0.559 this week, pushing the New Auto Loan average to 5.683%, up from 5.124% last week.
At 5.683%, Iowa’s average sits 0.135 below the current national average of 5.818%. IA borrowers may have a competitive advantage relative to the national market.
The Iowa auto loan rate averages on this page are calculated from 192 verified auto loan rate quotes collected across 35 banks and credit unions actively operating in Iowa. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Iowa Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Iowa auto loan rate averages compiled from 192 current rate quotes across 35 banks and credit unions operating in IA — updated daily.
As of Jul 16, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Iowa
Quarterly average rates at credit unions headquartered in Iowa, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Iowa (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
