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Iowa Auto Loan Rate Trends

Track current and weekly average auto loan rates in Iowa, view interactive rate trend charts, and compare local IA aprs against the national average.

New Auto Loan
5.074%
▼ 0.021 this week
As of Apr 23, 2026
Used Auto Loan
6.404%
▲ 0.018 this week
As of Apr 23, 2026

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Current Iowa Auto Loan Rate Trends

Auto Loan rates in Iowa fell 0.021 this week to 5.074%, down from 5.096% last week.

At 5.074%, Iowa’s average sits 0.633 below the current national average of 5.707%. IA borrowers may have a competitive advantage relative to the national market.

The Iowa auto loan rate averages on this page are calculated from 162 verified auto loan rate quotes collected across 40 banks and credit unions actively operating in Iowa. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Iowa Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Iowa auto loan rate averages compiled from 162 current rate quotes across 40 banks and credit unions operating in IA — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Iowa auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.