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Kansas Auto Loan Rate Trends

Track current and weekly average auto loan rates in Kansas, view interactive rate trend charts, and compare local KS aprs against the national average.

New Auto Loan
6.886%
▲ 0.704 this week
As of May 15, 2026
Used Auto Loan
8.398%
▲ 1.948 this week
As of May 15, 2026

Current Kansas Auto Loan Rate Trends

Auto Loan rates in Kansas rose 0.704 this week, pushing the New Auto Loan average to 6.886%, up from 6.182% last week.

At 6.886%, Kansas’s average sits 1.185 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in KS.

The Kansas auto loan rate averages on this page are calculated from 268 verified auto loan rate quotes collected across 53 banks and credit unions actively operating in Kansas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Kansas Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Kansas auto loan rate averages compiled from 268 current rate quotes across 53 banks and credit unions operating in KS — updated daily.

As of May 15, 2026 • Data provided by MonitorBankRates.com

Historical Auto Loan Rate Trends in Kansas

Quarterly average rates at credit unions headquartered in Kansas, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.

Based on reporting credit unions in Kansas (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present. Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.

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