Track current and weekly average auto loan rates in Kansas, view interactive rate trend charts, and compare local KS aprs against the national average.
Auto Loan rates in Kansas fell 0.076 this week to 5.749%, down from 5.825% last week.
At 5.749%, Kansas’s average sits 0.235 below the current national average of 5.984%. KS borrowers may have a competitive advantage relative to the national market.
The Kansas auto loan rate averages on this page are calculated from 337 verified auto loan rate quotes collected across 55 banks and credit unions actively operating in Kansas. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Kansas auto loan rate averages compiled from 337 current rate quotes across 55 banks and credit unions operating in KS, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Quarterly average rates at credit unions headquartered in Kansas, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Kansas (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.