Track current and weekly average auto loan rates in Massachusetts, view interactive rate trend charts, and compare local MA aprs against the national average.
Auto Loan rates in Massachusetts rose 0.221 this week, pushing the New Auto Loan average to 6.554%, up from 6.333% last week.
At 6.554%, Massachusetts’s average sits 0.847 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in MA.
The Massachusetts auto loan rate averages on this page are calculated from 389 verified auto loan rate quotes collected across 87 banks and credit unions actively operating in Massachusetts. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Massachusetts auto loan rate averages compiled from 389 current rate quotes across 87 banks and credit unions operating in MA — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com