Mississippi Auto Loan Rate Trends
Track current and weekly average auto loan rates in Mississippi, view interactive rate trend charts, and compare local MS aprs against the national average.
Current Mississippi Auto Loan Rate Trends
Auto Loan rates in Mississippi rose 0.495 this week, pushing the New Auto Loan average to 6.155%, up from 5.660% last week.
At 6.155%, Mississippi’s average sits 0.204 above the current national average of 5.951%. This above-average spread may reflect local market conditions or regional lender competition in MS.
The Mississippi auto loan rate averages on this page are calculated from 240 verified auto loan rate quotes collected across 36 banks and credit unions actively operating in Mississippi. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Mississippi Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Mississippi auto loan rate averages compiled from 240 current rate quotes across 36 banks and credit unions operating in MS — updated daily.
As of Sep 22, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Mississippi
Quarterly average rates at credit unions headquartered in Mississippi, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Mississippi (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
