Montana Auto Loan Rate Trends
Track current and weekly average auto loan rates in Montana, view interactive rate trend charts, and compare local MT aprs against the national average.
Current Montana Auto Loan Rate Trends
Auto Loan rates in Montana fell 0.072 this week to 5.207%, down from 5.278% last week.
At 5.207%, Montana’s average sits 0.722 below the current national average of 5.929%. MT borrowers may have a competitive advantage relative to the national market.
The Montana auto loan rate averages on this page are calculated from 102 verified auto loan rate quotes collected across 18 banks and credit unions actively operating in Montana. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Montana Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Montana auto loan rate averages compiled from 102 current rate quotes across 18 banks and credit unions operating in MT — updated daily.
As of Sep 23, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Montana
Quarterly average rates at credit unions headquartered in Montana, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Montana (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
