Track current and weekly average auto loan rates in Nevada, view interactive rate trend charts, and compare local NV aprs against the national average.
Auto Loan rates in Nevada fell 0.264 this week to 7.854%, down from 8.118% last week.
At 7.854%, Nevada’s average sits 2.153 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in NV.
The Nevada auto loan rate averages on this page are calculated from 141 verified auto loan rate quotes collected across 19 banks and credit unions actively operating in Nevada. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Nevada auto loan rate averages compiled from 141 current rate quotes across 19 banks and credit unions operating in NV — updated daily.
As of May 15, 2026 • Data provided by MonitorBankRates.com
Quarterly average rates at credit unions headquartered in Nevada, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Nevada (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.