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New York Auto Loan Rate Trends

Track current and weekly average auto loan rates in New York, view interactive rate trend charts, and compare local NY aprs against the national average.

New Auto Loan
5.605%
▼ 0.057 this week
As of Apr 22, 2026
Used Auto Loan
6.515%
▼ 0.073 this week
As of Apr 22, 2026

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Current New York Auto Loan Rate Trends

Auto Loan rates in New York fell 0.057 this week to 5.605%, down from 5.662% last week.

At 5.605%, New York’s average sits 0.103 below the current national average of 5.708%. NY borrowers may have a competitive advantage relative to the national market.

The New York auto loan rate averages on this page are calculated from 952 verified auto loan rate quotes collected across 147 banks and credit unions actively operating in New York. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

New York Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

New York auto loan rate averages compiled from 952 current rate quotes across 147 banks and credit unions operating in NY — updated daily.

As of Apr 22, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average New York auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.