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North Carolina Auto Loan Rate Trends

Track current and weekly average auto loan rates in North Carolina, view interactive rate trend charts, and compare local NC aprs against the national average.

New Auto Loan
5.142%
▼ 1.123 this week
As of Apr 22, 2026
Used Auto Loan
6.073%
▲ 0.307 this week
As of Apr 22, 2026

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Current North Carolina Auto Loan Rate Trends

Auto Loan rates in North Carolina fell 1.123 this week to 5.142%, down from 6.265% last week.

At 5.142%, North Carolina’s average sits 0.566 below the current national average of 5.708%. NC borrowers may have a competitive advantage relative to the national market.

The North Carolina auto loan rate averages on this page are calculated from 159 verified auto loan rate quotes collected across 44 banks and credit unions actively operating in North Carolina. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

North Carolina Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

North Carolina auto loan rate averages compiled from 159 current rate quotes across 44 banks and credit unions operating in NC — updated daily.

As of Apr 22, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average North Carolina auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.