Track current and weekly average auto loan rates in North Dakota, view interactive rate trend charts, and compare local ND aprs against the national average.
Auto Loan rates in North Dakota fell 0.545 this week to 5.258%, down from 5.803% last week.
At 5.258%, North Dakota’s average sits 0.450 below the current national average of 5.708%. ND borrowers may have a competitive advantage relative to the national market.
The North Dakota auto loan rate averages on this page are calculated from 25 verified auto loan rate quotes collected across 12 banks and credit unions actively operating in North Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
North Dakota auto loan rate averages compiled from 25 current rate quotes across 12 banks and credit unions operating in ND — updated daily.
As of Apr 22, 2026 • Data provided by MonitorBankRates.com