North Dakota Auto Loan Rate Trends
Track current and weekly average auto loan rates in North Dakota, view interactive rate trend charts, and compare local ND aprs against the national average.
Current North Dakota Auto Loan Rate Trends
Auto Loan rates in North Dakota held steady at a New Auto Loan average of 4.963% this week.
At 4.963%, North Dakota’s average sits 0.739 below the current national average of 5.702%. ND borrowers may have a competitive advantage relative to the national market.
The North Dakota auto loan rate averages on this page are calculated from 24 verified auto loan rate quotes collected across 11 banks and credit unions actively operating in North Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
North Dakota Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
North Dakota auto loan rate averages compiled from 24 current rate quotes across 11 banks and credit unions operating in ND — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in North Dakota
Quarterly average rates at credit unions headquartered in North Dakota, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in North Dakota (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
