Oklahoma Auto Loan Rate Trends
Track current and weekly average auto loan rates in Oklahoma, view interactive rate trend charts, and compare local OK aprs against the national average.
Current Oklahoma Auto Loan Rate Trends
Auto Loan rates in Oklahoma fell 0.324 this week to 4.914%, down from 5.238% last week.
At 4.914%, Oklahoma’s average sits 0.904 below the current national average of 5.818%. OK borrowers may have a competitive advantage relative to the national market.
The Oklahoma auto loan rate averages on this page are calculated from 138 verified auto loan rate quotes collected across 44 banks and credit unions actively operating in Oklahoma. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Oklahoma Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Oklahoma auto loan rate averages compiled from 138 current rate quotes across 44 banks and credit unions operating in OK — updated daily.
As of Jul 16, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Oklahoma
Quarterly average rates at credit unions headquartered in Oklahoma, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Oklahoma (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
