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Tennessee Auto Loan Rate Trends

Track current and weekly average auto loan rates in Tennessee, view interactive rate trend charts, and compare local TN aprs against the national average.

New Auto Loan
5.422%
▲ 0.131 this week
As of Apr 22, 2026
Used Auto Loan
5.900%
▼ 0.127 this week
As of Apr 22, 2026

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Current Tennessee Auto Loan Rate Trends

Auto Loan rates in Tennessee rose 0.131 this week, pushing the New Auto Loan average to 5.422%, up from 5.291% last week.

At 5.422%, Tennessee’s average sits 0.286 below the current national average of 5.708%. TN borrowers may have a competitive advantage relative to the national market.

The Tennessee auto loan rate averages on this page are calculated from 212 verified auto loan rate quotes collected across 57 banks and credit unions actively operating in Tennessee. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Tennessee Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Tennessee auto loan rate averages compiled from 212 current rate quotes across 57 banks and credit unions operating in TN — updated daily.

As of Apr 22, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Tennessee auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.