Tennessee Auto Loan Rate Trends
Track current and weekly average auto loan rates in Tennessee, view interactive rate trend charts, and compare local TN aprs against the national average.
Current Tennessee Auto Loan Rate Trends
Auto Loan rates in Tennessee fell 0.078 this week to 5.228%, down from 5.306% last week.
At 5.228%, Tennessee’s average sits 0.474 below the current national average of 5.702%. TN borrowers may have a competitive advantage relative to the national market.
The Tennessee auto loan rate averages on this page are calculated from 208 verified auto loan rate quotes collected across 60 banks and credit unions actively operating in Tennessee. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Tennessee Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Tennessee auto loan rate averages compiled from 208 current rate quotes across 60 banks and credit unions operating in TN — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Tennessee
Quarterly average rates at credit unions headquartered in Tennessee, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Tennessee (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
