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Texas Auto Loan Rate Trends

Track current and weekly average auto loan rates in Texas, view interactive rate trend charts, and compare local TX aprs against the national average.

New Auto Loan
5.399%
▼ 0.246 this week
As of Apr 23, 2026
Used Auto Loan
6.284%
▲ 0.243 this week
As of Apr 23, 2026

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Current Texas Auto Loan Rate Trends

Auto Loan rates in Texas fell 0.246 this week to 5.399%, down from 5.644% last week.

At 5.399%, Texas’s average sits 0.309 below the current national average of 5.707%. TX borrowers may have a competitive advantage relative to the national market.

The Texas auto loan rate averages on this page are calculated from 1,192 verified auto loan rate quotes collected across 219 banks and credit unions actively operating in Texas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Texas Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Texas auto loan rate averages compiled from 1,192 current rate quotes across 219 banks and credit unions operating in TX — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Texas auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.