Utah Auto Loan Rate Trends
Track current and weekly average auto loan rates in Utah, view interactive rate trend charts, and compare local UT aprs against the national average.
Current Utah Auto Loan Rate Trends
Auto Loan rates in Utah rose 1.603 this week, pushing the New Auto Loan average to 7.998%, up from 6.394% last week.
At 7.998%, Utah’s average sits 2.290 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in UT.
The Utah auto loan rate averages on this page are calculated from 241 verified auto loan rate quotes collected across 47 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Utah Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Utah auto loan rate averages compiled from 241 current rate quotes across 47 banks and credit unions operating in UT — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com
