Utah Auto Loan Rate Trends
Track current and weekly average auto loan rates in Utah, view interactive rate trend charts, and compare local UT aprs against the national average.
Current Utah Auto Loan Rate Trends
Auto Loan rates in Utah fell 0.528 this week to 6.033%, down from 6.561% last week.
At 6.033%, Utah’s average sits 0.337 above the current national average of 5.696%. This above-average spread may reflect local market conditions or regional lender competition in UT.
The Utah auto loan rate averages on this page are calculated from 297 verified auto loan rate quotes collected across 52 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Utah Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Utah auto loan rate averages compiled from 297 current rate quotes across 52 banks and credit unions operating in UT — updated daily.
As of Jun 4, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Utah
Quarterly average rates at credit unions headquartered in Utah, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Utah (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
