Utah Auto Loan Rate Trends
Track current and weekly average auto loan rates in Utah, view interactive rate trend charts, and compare local UT aprs against the national average.
Current Utah Auto Loan Rate Trends
Auto Loan rates in Utah fell 0.090 this week to 5.273%, down from 5.362% last week.
At 5.273%, Utah’s average sits 0.711 below the current national average of 5.984%. UT borrowers may have a competitive advantage relative to the national market.
The Utah auto loan rate averages on this page are calculated from 390 verified auto loan rate quotes collected across 53 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Utah Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Utah auto loan rate averages compiled from 390 current rate quotes across 53 banks and credit unions operating in UT, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Utah
Quarterly average rates at credit unions headquartered in Utah, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Utah (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
