Track current and weekly average auto loan rates in Vermont, view interactive rate trend charts, and compare local VT aprs against the national average.
Auto Loan rates in Vermont rose 0.078 this week, pushing the New Auto Loan average to 6.220%, up from 6.142% last week.
At 6.220%, Vermont’s average sits 0.513 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in VT.
The Vermont auto loan rate averages on this page are calculated from 79 verified auto loan rate quotes collected across 11 banks and credit unions actively operating in Vermont. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Vermont auto loan rate averages compiled from 79 current rate quotes across 11 banks and credit unions operating in VT — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com