Vermont Auto Loan Rate Trends
Track current and weekly average auto loan rates in Vermont, view interactive rate trend charts, and compare local VT aprs against the national average.
Current Vermont Auto Loan Rate Trends
Auto Loan rates in Vermont fell 0.002 this week to 6.218%, down from 6.220% last week.
At 6.218%, Vermont’s average sits 0.517 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in VT.
The Vermont auto loan rate averages on this page are calculated from 79 verified auto loan rate quotes collected across 11 banks and credit unions actively operating in Vermont. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Vermont Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Vermont auto loan rate averages compiled from 79 current rate quotes across 11 banks and credit unions operating in VT — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Vermont
Quarterly average rates at credit unions headquartered in Vermont, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Vermont (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
