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Virginia Auto Loan Rate Trends

Track current and weekly average auto loan rates in Virginia, view interactive rate trend charts, and compare local VA aprs against the national average.

New Auto Loan
5.125%
▼ 0.752 this week
As of Apr 23, 2026
Used Auto Loan
6.060%
▼ 0.549 this week
As of Apr 23, 2026

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Current Virginia Auto Loan Rate Trends

Auto Loan rates in Virginia fell 0.752 this week to 5.125%, down from 5.876% last week.

At 5.125%, Virginia’s average sits 0.583 below the current national average of 5.707%. VA borrowers may have a competitive advantage relative to the national market.

The Virginia auto loan rate averages on this page are calculated from 405 verified auto loan rate quotes collected across 73 banks and credit unions actively operating in Virginia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Virginia Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Virginia auto loan rate averages compiled from 405 current rate quotes across 73 banks and credit unions operating in VA — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Virginia auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.