Virginia Auto Loan Rate Trends
Track current and weekly average auto loan rates in Virginia, view interactive rate trend charts, and compare local VA aprs against the national average.
Current Virginia Auto Loan Rate Trends
Auto Loan rates in Virginia fell 0.170 this week to 5.204%, down from 5.374% last week.
At 5.204%, Virginia’s average sits 0.492 below the current national average of 5.696%. VA borrowers may have a competitive advantage relative to the national market.
The Virginia auto loan rate averages on this page are calculated from 494 verified auto loan rate quotes collected across 78 banks and credit unions actively operating in Virginia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Virginia Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Virginia auto loan rate averages compiled from 494 current rate quotes across 78 banks and credit unions operating in VA — updated daily.
As of Jun 4, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Virginia
Quarterly average rates at credit unions headquartered in Virginia, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Virginia (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
