Track current and weekly average auto loan rates in Washington, view interactive rate trend charts, and compare local WA aprs against the national average.
Auto Loan rates in Washington rose 0.063 this week, pushing the New Auto Loan average to 5.721%, up from 5.658% last week.
At 5.721%, Washington’s average sits 0.014 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in WA.
The Washington auto loan rate averages on this page are calculated from 192 verified auto loan rate quotes collected across 60 banks and credit unions actively operating in Washington. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Washington auto loan rate averages compiled from 192 current rate quotes across 60 banks and credit unions operating in WA — updated daily.
As of Apr 23, 2026 • Data provided by MonitorBankRates.com