Washington Auto Loan Rate Trends
Track current and weekly average auto loan rates in Washington, view interactive rate trend charts, and compare local WA aprs against the national average.
Current Washington Auto Loan Rate Trends
Auto Loan rates in Washington fell 0.061 this week to 5.733%, down from 5.794% last week.
At 5.733%, Washington’s average sits 0.032 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in WA.
The Washington auto loan rate averages on this page are calculated from 238 verified auto loan rate quotes collected across 68 banks and credit unions actively operating in Washington. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Washington Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Washington auto loan rate averages compiled from 238 current rate quotes across 68 banks and credit unions operating in WA — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Washington
Quarterly average rates at credit unions headquartered in Washington, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Washington (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
