21st Century Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. 21st Century Bank Deposit Rates

21st Century BankToday's 12-month CD rates can be found at 4.30%, 6-month CD rates at 5.09% and 3-month CD rates at 1.51%. Current savings rates are at 0.20% and money market rates are at 2.78%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to 21st Century Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from 21st Century Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with 21st Century Bank CD rates. You can also compare 21st Century Bank savings rates, MMA rates and mortgage rates using our other rate lists.

21st Century Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 21st Century Bank? Share your experience about 21st Century Bank by leaving a review below, or read customer reviews before you decide to use 21st Century Bank.

21st Century Bank Texas Ratio

21st Century Bank's Texas Ratio is at 1.49%, which is considered excellent. The Texas Ratio for 21st Century Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, 21st Century Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
21st Century Bank
699 N Medina St
Loretto, MN 55357
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare 21st Century Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
6-Month CD
5.65%
$500
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.70%
$500
Kendall Bank
Kendall Bank
18-Month CD
4.50%
$1,000
E-Trade
E-Trade
Premium Savings Account
4.25%
$0
FinWise Bank
FinWise Bank
Money Market
4.07%
$250,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
4.07%
$0
Capital One Bank
Capital One Bank
36-Month CD
4.00%
$0
Reliance Bank
Reliance Bank
36-Month CD
4.00%
$500
City Credit Union
City Credit Union
60-Month CD
3.75%
$1,000
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.70%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
36-Month CD
3.55%
$1,000
Hardin County SB
Hardin County SB
48-Month CD
3.50%
$10,000
KodaBank
KodaBank
36-Month CD
3.50%
$1,000
Community Bank of Marshall
Community Bank of Marshall
48-Month CD
3.38%
$1,000
Kanza Bank
Kanza Bank
18-Month CD
3.00%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
12-Month CD
3.00%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
Money Market
3.00%
$1,000,000
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.80%
$500
West Shore Bank
West Shore Bank
60-Month CD
2.78%
$500
New Foundation SB
New Foundation SB
12-Month CD
2.75%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
36-Month CD certificate
2.60%
$2,500
Abri Credit Union
Abri Credit Union
36-Month CD
2.50%
$2,500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
48-Month CD
2.12%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD
2.10%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
48-Month CD
2.02%
$500
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
FNB of Groton
FNB of Groton
48-Month CD
1.51%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
Tennessee State Bank
Tennessee State Bank
Money Market
1.25%
$100,000
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.25%
$1,000
Parke Bank
Parke Bank
36-Month CD
1.01%
$500
The Bank of Brodhead
The Bank of Brodhead
36-Month CD
1.00%
$500
Friendship State Bank
36-Month CD
1.00%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
3-Month CD
0.75%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Money Market Deposit
0.65%
$2,500
Mutual Federal Bank
Mutual Federal Bank
36-Month CD
0.65%
$500
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Value Money Market
0.40%
$5,000
Connecticut Community Bank
Connecticut Community Bank
18-Month CD
0.30%
$500
First National Bank of Steeleville
First National Bank of Steeleville
Savings Account
0.30%
$1
Linkbank
Linkbank
Money Market
0.30%
$250,000
FCN Bank, N.A.
FCN Bank, N.A.
18-Month CD
0.25%
$1,000
Movement Bank
Movement Bank
Priority Savings
0.25%
$10
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.10%
$1,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
Passbook Savings Account
0.05%
$100
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Checking Account Now
0.05%
$500
Minnwest Bank
Minnwest Bank
Thrift Savings
0.05%
$10
Citi
Citi
Citi Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have 21st Century Bank rate data right now, check back for updates, we are adding rates all the time.

21st Century Bank Information

21st Century Bank
699 N Medina St
Loretto, MN 55357
Hennepin
Established Date: 06/02/1917
FDIC Certificate #: 9751
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CROSSTOWN HOLDING CO
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is 21st Century Bank FDIC Insured? Yes
What is 21st Century Bank's Cert number? 9751
What is the maximum amount for insured deposits? $250,000 per holder, per account

21st Century Bank Financials

Total Assets:
$691,246,000
Total Deposits:
$610,867,000
Equity Capital:
$73,525,000
Domestic Deposits:
$610,867,000
Net Income:
$1,396,000
Return on Assets:
1.2123%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.1395%
Pretax Quarterly Return on Assets:
1.1400%
Return on Equity:
10.8500%
Quarterly Return on Equity:
7.5900%
Common Equity Tier 1 Capital Ratio:
16.7569%
Tier 1 Risk-Based Capital Ratio:
16.7569%
Leverage Tier 1 (Core Capital) Ratio:
12.0386%
Total Risk-Based Capital Ratio (YTD):
17.7848%
Total Interest Income (YTD):
4.0635%
 
 
Headquarters:
Loretto
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Hennepin
# of Offices:
8
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

WauBank CD RatesWauBank, a new online bank from F.N.B Corporation, is offering online CD rates that are some of the best CD rates available today. The best deal for your money is WauBank's 13 month CD rate at 2.47 percent with an APY of 2.50 percent. Other current CD rates from WauBank include the 19 and 25 month CD rates, both at 2.52 percent with an APY of 2.55 percent. 35 month CD rates are at 2.57 percent with an APY of 2.60 percent. 52 month CD rates are at 2.62 percent with an APY of 2.65 percent, and 61 month CD rates are at 2.68 percent with an APY of 2.71 percent. The minimum opening balance for all CD accounts at WauBank is $5,000.
weeklymortgagerates3Current mortgage rates are mixed this week, 30-year conforming fixed mortgage rates are down and 30-year jumbo mortgage rates are higher this week over last.
Park National Bank CD RatesPark National Bank CD rates are very competitive right now, but you will have to go to a local branch to open a certificate of deposit. You can compare CD rates at Park National Bank with some of the best CD rates available online. To check on CD rates from Park National Bank, you can walk into over 110 different branch locations all over the State of Ohio. To get the best deal on a certificate of deposit compare online CD rates with Park National Bank CD rates.

Bank or Credit Union Offers and Deals

Mortgage Rates Slightly Higher, Still Near 2013 Lows
Best CD Rates in Paterson, New Jersey
Discover Financial Now offering Home Loans with Competitive Mortgage Rates
Presidential Bank Money Market Rates
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
Applied Bank Savings Jumbo Rates now at 0.10%
giantbank.com 9 Month Jumbo CD Rates now at 0.85%
Breakdown of the Top Savings Rates and Money Market Rates This Week
Average Rates on Credit Cards February 14, 2011
2013 Year End Interest Rate Review, 2014 and 2015 Interest Rate Forecast

Alternative Bank and Credit Union Offers to Explore

Radius Bank Savings Rates now at 1.00%
USAA Money Market Account 10K Rates now at 0.20%
BMO Harris Bank CD Rates
30 Year Mortgage Rates Remain at 5.04% This Week According to Freddie Mac
Savings Interest Rates Stuck at Low Levels as Bond Yields Soar
Lone Star Bank 9 Month CD Rates now at 0.30%
TIAA Bank Savings Rates
Mortgage Rates: APY vs. APR
Mortgage Rates: 30 Year Mortgage Rates Match All Time Low
GMAC Auto Loans

21st Century Bank Reviews

There are no reviews for 21st Century Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for 21st Century Bank
Your Name:
Your Rating:

See how 21st Century Bank Compares to other banks