Dime Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 0.20% and 3-month CD rates at 2.78%. Current savings rates are at 0.80% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 15.04%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Dime Bank's 60-Month CD rates are at 0.40%, 48-Month CD rates are at 0.30%, 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.10%, 18-Month CD rates are at 0.10%. Dime Bank's savings rates are at 0.03%. Dime Bank's money market rates are at 0.03%.

Dime Bank

To see how these rates compare to Dime Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dime Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dime Bank CD rates. You can also compare Dime Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Dime Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dime Bank? Share your experience about Dime Bank by leaving a review below, or read customer reviews before you decide to use Dime Bank.

Dime Bank Texas Ratio

Dime Bank's Texas Ratio is at 1.02%, which is considered excellent. The Texas Ratio for Dime Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dime Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.05%
18-Month CD
0.10%
24-Month CD
0.10%
36-Month CD
0.25%
48-Month CD
0.30%
60-Month CD
0.40%
Savings
0.03%
MMA
0.03%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dime Bank
290 Salem Tpke
Norwich, CT 06360
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Dime Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Dime Bank
Dime Bank
60-Month CD
0.40%
$500
Dime Bank
Dime Bank
48-Month CD
0.30%
$500
Dime Bank
Dime Bank
36-Month CD
0.25%
$500
Dime Bank
Dime Bank
18-Month CD
0.10%
$500
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Dime Bank
Dime Bank
12-Month CD
0.05%
$500
Dime Bank
Dime Bank
Statement Savings
0.03%
$20
Dime Bank
Dime Bank
Money Market
0.03%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Dime Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Neighbors Bank
Neighbors Bank
Savings
4.75%
$25,000
Leader Bank
Leader Bank
6-Month CD
4.50%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
60-Month CD
4.31%
$500
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
4.06%
$95,000
Wintrust Bank
Wintrust Bank
11-Month CD
3.75%
$1,000
Artisans Bank
Artisans Bank
12-Month CD
3.50%
$1,500
Harvest Bank
Harvest Bank
12-Month CD
3.50%
$1,000
Haverhill Bank
Haverhill Bank
24-Month CD
3.50%
$500
CNB of Park Rapids
CNB of Park Rapids
60-Month CD
3.44%
$10,000
Perryton National Bank
Perryton National Bank
24-Month CD
3.44%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
12-Month CD
3.25%
$500
Camp Grove State Bank
Camp Grove State Bank
60-Month CD
3.15%
$1,000
Bank
Bank
36-Month CD (IntraFi)
3.10%
$100,000
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD
3.00%
$2,500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
3.00%
$1,000
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
Bank of Zachary
Bank of Zachary
36-Month CD
2.55%
$2,500
Cendera Bank
Cendera Bank
Checking
2.53%
$50,000
Primary Bank
Primary Bank
48-Month CD
2.50%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
36-Month CD
2.50%
$100
Midwest Heritage Bank
Midwest Heritage Bank
Money Market
2.48%
$250,000
Brattleboro S&L
Brattleboro S&L
60-Month CD
2.25%
$500
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
FSB Mcpherson, KS
FSB Mcpherson, KS
24-Month CD
1.76%
$1,000
City Credit Union
City Credit Union
Money Market
1.45%
$2,500
First National Bank of Ava
First National Bank of Ava
36-Month CD
1.36%
$500
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Hingham Institution for Savings
Hingham Institution for Savings
48-Month CD
1.00%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
60-Month CD
1.00%
$1,000
WCB West Central Bank
WCB West Central Bank
Platinum Money Market
1.00%
$50,000
Sullivan Bank
Sullivan Bank
24-Month CD
0.50%
$1,000
The Dolores State Bank
The Dolores State Bank
Money Market
0.40%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
36-Month CD
0.30%
$500
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
IAM Federal Credit Union
IAM Federal Credit Union
Primary Share Savings
0.25%
$200
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
6-Month CD
0.12%
$500
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings
0.10%
$10
Superior Savings Bank
Superior Savings Bank
18-Month CD
0.10%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking
0.05%
$0
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$50
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Money Market
0.05%
$0
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Dime Bank Information

Dime Bank
290 Salem Tpke
Norwich, CT 06360
Southeastern Connecticut
Established Date: 01/01/1869
FDIC Certificate #: 18200
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Dime Bank FDIC Insured? Yes
What is Dime Bank's Cert number? 18200
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dime Bank Financials

Total Assets:
$1,159,636,000
Total Deposits:
$894,372,000
Equity Capital:
$104,705,000
Domestic Deposits:
$894,372,000
Net Income:
$870,000
Return on Assets:
0.1982%
Quarterly Return on Assets:
0.3000%
Pretax Return on Assets:
0.3594%
Pretax Quarterly Return on Assets:
0.3600%
Return on Equity:
2.3600%
Quarterly Return on Equity:
3.3200%
Common Equity Tier 1 Capital Ratio:
16.0655%
Tier 1 Risk-Based Capital Ratio:
16.0655%
Leverage Tier 1 (Core Capital) Ratio:
10.8518%
Total Risk-Based Capital Ratio (YTD):
16.9890%
Total Interest Income (YTD):
3.5985%
 
 
Headquarters:
Norwich
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Southeastern Connecticut
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Which Direction are Bank CD Rates Headed?

bank ratesSome of our readers have been asking which direction CD rates and deposit account rates are headed. Deposit accounts include bank accounts and certificate of deposit accounts. Even though the Federal Reserve Bank has been lowering rates recently, CD rates have remained relatively stable the past 6 months, the rate for a one year certificate of deposit is still about 3.25%, the same as it was six months ago. Why do you ask? One word, competition.The credit crunch is also affecting banks, the market for commercial paper is pretty much dead right now so banks have to turn to other sources for funds. There is even talk of the investment bank Goldman Sachs opening an online bank to raise more funds.     Read more...

Explore Other Rate Deals

todays-mortgage-interest-rates-30-year-mortgage-rates-at-498-and-15-year-mortgage-rates-at-439Home loan rates were down in the latest mortgage survey released this morning. Conforming fixed home loan rates and conforming adjustable home loan rates were down.
AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.
Mortgage rates and applications for refinancing mortgage loans declined in this week's mortgage survey released by the Mortgage Bankers Association. Average mortgage refinance rates have increased since early August but have reversed course and headed down again this past week. Late last week the Fed Charmin, Ben Bernanke, hinted that the Fed is ready to act to drive interest rates lower to help the economy. As a result 10 year bond yields which hit a recent high of 1.85 percent are now back down to 1.56 percent. Mortgage rates have also come down and will probably make new all-time lows this coming week.

Bank or Credit Union Offers and Deals

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Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43%
Citibank Credit Card Rates
Average 30 Year Mortgage Rates Decline This Week
Bank of Internet 2.60% APY Checking Account
Mortage Rates Decrease Today: 30 Year Mortgage Rates at 4.19%, 15 Year Mortgage Rates at 3.49%
Mortgage Rates Continue Upward Trend: 30-Year Rates at 6.73%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82%
Costco Online Savings Account
Bank CD Rates - January 25, 2010
Mortgage Rates Up to 5.39%: Current Mortgage Rates Mostly Up
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