Defiance State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Defiance State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Defiance State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Defiance State Bank CD rates. You can also compare Defiance State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Defiance State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Defiance State Bank? Share your experience about Defiance State Bank by leaving a review below, or read customer reviews before you decide to use Defiance State Bank. Defiance State Bank Texas Ratio Defiance State Bank's Texas Ratio is at 0.11%, which is considered excellent. The Texas Ratio for Defiance State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Defiance State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Defiance State Bank Rates with Other Competitive Bank and Credit Union Rates
iGOBanking
12-Month CD
4.15%
$1,000
FirsTier Bank
12-Month CD (Step-Up)
4.04%
$0
My eBanc, a division of Bradesco Bank
24-Month CD
4.00%
$5,000
Gunnison S&L
36-Month CD
3.98%
$1
Second Federal S&L
60-Month CD
3.95%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Defiance State Bank rate data right now, check back for updates, we are adding rates all the time. Defiance State Bank InformationDefiance State Bank
201 Main AveDefiance, IA 51527 Shelby Established Date: 09/01/1951 FDIC Certificate #: 17450 Date of FDIC Deposit Insurance: 06/08/1955 Bank Holding Company: UNION BCORP How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.defiancestatebank.com
Is Defiance State Bank FDIC Insured? Yes
What is Defiance State Bank's Cert number? 17450
What is the maximum amount for insured deposits? $250,000 per holder, per account
Defiance State Bank FinancialsTotal Assets:
$41,882,000
Total Deposits:
$34,879,000
Equity Capital:
$3,863,000
Domestic Deposits:
$34,879,000
Net Income:
$105,000
Return on Assets:
0.9876%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
0.9872%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
11.5900%
Quarterly Return on Equity:
11.0000%
Common Equity Tier 1 Capital Ratio:
10.3142%
Tier 1 Risk-Based Capital Ratio:
10.3142%
Leverage Tier 1 (Core Capital) Ratio:
8.8099%
Total Risk-Based Capital Ratio (YTD):
10.7969%
Total Interest Income (YTD):
4.2555%
Headquarters:
Defiance
FDIC Field Office:
Omaha
Regulator:
FDIC
County:
Shelby
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mixed this week as the spread between conforming 30 year mortgage rates and 30 year jumbo mortgage rates is at the lowest point ever in MonitorBankRates' survey. The current spread between average conforming rates and jumbo rates on 30 year loans is at 0.34%. Mortgage rates on 30 year home loans are averaging 4.01%, an increase from last week's average 30 year mortgage rate of 3.94%. Mortgage rates on 15 year mortgage loans are averaging 3.31% this week, an increase from last week’s average 15 year mortgage rate of 3.26%.
Right now on our savings interest rate list in Orlando, Florida, Tennessee Commerce Bank has the best savings rate. Tennessee Commerce Bank is currently offering savings rates at 1.49 percent with a savings account yield of 1.50 percent. That rate beats the current national average savings rate of 0.248 percent for account balances of at least $2,500 as reported by Monitor Bank Rates. You must have a checking account with Tennessee Commerce Bank to earn the rate and yield.
 Today's average 30 year mortgage rate is 4.99 percent, up slightly from yesterday's average 30 year rate of 4.98 percent. 30 year mortgage rates and refinancing rates in New York are higher than the national average. Current New York Rates are averaging 5.11 percent.
Bank or Credit Union Offers and DealsBest Rates Available Still on Online Savings AccountsE*Trade Savings Rates Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14% Park Bank Best CD Rates Mortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 Percent 5 Star Bank Money Market Account Rates now at 0.10% E*TRADE Bank Premium Savings Account Jax Metro Credit Union - Best CD Rates First Central Savings CD Rates Mortgage Shopping Simplified: Finding the Best Rates and Terms Alternative Bank and Credit Union Offers to ExploreInvesting in Certificate of Deposit AccountsMortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30% Choosing a Mortgage That Best Fits Your Needs Financially Low Mortgage Rates Continue: 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.18% Federal home loan modifications decline in February Mortgage Rates Will Stabilize- The Fed Leaves Interest Rates Alone Credit Union of Colorado Current CD Rates USAA 4 Year Jumbo CD Rates now at 1.00% BBVA Compass Money Market Account Jumbo Rates now at 0.85% Mortgage Rates Close Out 2010 Higher: Conforming 30 Year Mortgage Rates Averaging 4.86% Defiance State Bank ReviewsThere are no reviews for Defiance State Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 0.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.50% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 14.90%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates. 
