What are the current interest rates at PSB of Plainview?

Current rates for PSB of Plainview include: 12-Month CD: 3.24%, 24-Month CD: 3.55%, 36-Month CD: 3.60%, 48-Month CD: 2.83%, 60-Month CD: 3.03%, Savings: 3.51%, MMA: 3.51%

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PSB of Plainview Rates & Review November 2026

Q: What CD terms does PSB of Plainview offer?

PSB of Plainview CD rates are 4.63% APY for a 12 month CD, 4.06% APY for a 2 year CD, 3.60% APY for a 3 year CD, 3.96% APY for a 4 year CD and 3.03% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with PSB of Plainview for its full lineup.

Q: How many branches does PSB of Plainview operate?

PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 6, 2026

PSB of Plainview's 12-Month CD rates are at 4.63%, CD - 12-Month rates are at 4.63%, 24-Month CD rates are at 4.06%, CD - 24-Month rates are at 4.06%, 48-Month CD (CDs) rates are at 3.96%. PSB of Plainview's savings rates are at 3.51%. PSB of Plainview's money market rates are at 3.51%. PSB of Plainview's checking rates are as high as 5.00%. PSB of Plainview's top CD rate of 4.63% APY on a 12 month CD is 53% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A- health rating. MonitorBankRates evaluates the financial stability of PSB of Plainview with a 4.7 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 9.93%. Rates last updated and verified on 11/06/2026.

PSB of Plainview money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Plainview? Share your experience about PSB of Plainview by leaving a review below, or read customer reviews before you decide to use PSB of Plainview.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

9.93%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

PSB of Plainview

100 4th Ave Se
Plainview, MN 55964

https://www.peoplesstatebank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

PSB of Plainview CD Rates

Product	Rate	APY	Term	Min. Deposit
12-Month CD	4.55%	4.63%	12 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 4.63% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 12-month	4.55%	4.63%	12 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 4.63% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
11-Month CD SPECIAL	4.18%	4.25%	11 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000+; 11-Month CD Special has a $10,000 minimum balance; renews at a 12-Month term Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Sep 27, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
15-Month CD Special	4.17%	4.24%	15 Months	-
Min Balance $10,000 Details Balance: $10,000+ Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 4.24% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD	4.00%	4.06%	24 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 4.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	4.00%	4.06%	24 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 4.06% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD (CDs)	3.90%	3.96%	48 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.96% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD (CDs)	3.90%	3.96%	60 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.96% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	3.90%	3.96%	48 Months	$250
Min Deposit $250 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.96% ▲ 0.52 pts · high 3.96% / low 3.44% Sep 27, 20263.96%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.90%	3.96%	60 Months	$250
Min Deposit $250 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.24% → 3.96% ▲ 0.72 pts · high 3.96% / low 3.24% Sep 27, 20263.96%▲ from 3.24% Sep 14, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD (CDs)	3.80%	3.85%	36 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.85% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD (CDs)	3.80%	3.85%	48 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.85% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD (CDs)	3.80%	3.85%	60 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.85% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.80%	3.85%	36 Months	$250
Min Deposit $250 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80% Sep 27, 20263.85%▲ from 3.80% Sep 14, 20263.80%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	3.80%	3.85%	48 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.85% ▲ 0.41 pts · high 3.85% / low 3.44% Sep 27, 20263.85%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.80%	3.85%	60 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.24% → 3.85% ▲ 0.61 pts · high 3.85% / low 3.24% Sep 27, 20263.85%▲ from 3.24% Sep 14, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD	3.75%	3.80%	36 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.80% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.75%	3.80%	36 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD (CDs)	3.70%	3.75%	24 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD (CDs)	3.70%	3.75%	36 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD (CDs)	3.70%	3.75%	48 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD (CDs)	3.70%	3.75%	60 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	3.70%	3.75%	24 Months	$250
Min Deposit $250 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70% Sep 27, 20263.75%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.70%	3.75%	36 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.80% → 3.75% ▼ 0.05 pts · high 3.80% / low 3.75% Sep 27, 20263.75%▼ from 3.80% Sep 14, 20263.80%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	3.70%	3.75%	48 Months	$250
Min Deposit $250 Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.75% ▲ 0.31 pts · high 3.75% / low 3.44% Sep 27, 20263.75%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.70%	3.75%	60 Months	$250
Min Deposit $250 Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.24% → 3.75% ▲ 0.51 pts · high 3.75% / low 3.24% Sep 27, 20263.75%▲ from 3.24% Sep 14, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD	3.65%	3.70%	24 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.70% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD	3.65%	3.70%	36 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.70% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	3.65%	3.70%	24 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.65%	3.70%	36 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12-Month CD (CDs)	3.60%	3.65%	12 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.65% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD (CDs)	3.60%	3.65%	24 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.65% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD (CDs)	3.60%	3.65%	36 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.65% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 12-month	3.60%	3.65%	12 Months	$250
Min Deposit $250 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Sep 27, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	3.60%	3.65%	24 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Sep 27, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.60%	3.65%	36 Months	$250
Min Deposit $250 Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Sep 27, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD	3.55%	3.60%	24 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.60% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36-Month CD	3.55%	3.60%	36 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.60% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	3.55%	3.60%	24 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 36-month	3.55%	3.60%	36 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24-Month CD (CDs)	3.50%	3.55%	24 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.55% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 24-month	3.50%	3.55%	24 Months	$250
Min Deposit $250 Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.55% ▼ 0.05 pts · high 3.60% / low 3.55% Sep 27, 20263.55%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12-Month CD	3.40%	3.44%	12 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.44% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 12-month	3.40%	3.44%	12 Months	$250
Min Deposit $250 Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.44% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12-Month CD	3.20%	3.24%	12 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.24% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD	3.20%	3.24%	60 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.24% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.20%	3.24%	60 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.24% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 12-month	3.20%	3.24%	12 Months	$250
Min Deposit $250 Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.24% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD	3.10%	3.14%	60 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.14% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.10%	3.14%	60 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD	3.00%	3.03%	48 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60-Month CD	3.00%	3.03%	60 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	3.00%	3.03%	48 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 60-month	3.00%	3.03%	60 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD	2.90%	2.93%	48 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 2.93% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	2.90%	2.93%	48 Months	-
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 2.93% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48-Month CD	2.80%	2.83%	48 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 2.83% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 48-month	2.80%	2.83%	48 Months	-
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 2.83% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
6-Month CD	1.50%	1.51%	6 Months	-
Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.51% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 6-month	1.50%	1.51%	6 Months	$2,500
Min Deposit $2,500 Min Balance $35,000 Details Balance: $35,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
6-Month CD	1.40%	1.41%	6 Months	-
Min Balance $2,500 Details Balance: $2,500 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.41% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 6-month	1.40%	1.41%	6 Months	$2,500
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $34,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.41% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
3-Month CD	1.15%	1.15%	3 Months	-
Min Balance $2,500 Details Balance: $2,500+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.15% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 3-month	1.15%	1.15%	3 Months	$2,500
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
CD - 1-Month	1.00%	1.00%	1 Month	$2,500
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Savings Rates

Product	Rate	APY
Peoples Preferred Savings	3.45%	3.51%
Min Deposit $1,000 Min Balance $5,000,000 Details Balance: $5,000,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	3.15%	3.20%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Youth Savings	2.97%	3.00%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $2,000.00 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 3.00% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	2.30%	2.32%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 2.32% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.75%	1.76%
Min Deposit $1,000 Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
HSA Savings	1.65%	1.66%
Min Deposit $25 Min Balance $20,000 Details Balance: $20,000 and over Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
IRA Savings	1.65%	1.66%
Min Deposit $25 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
HSA Savings	1.30%	1.31%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $19,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 1.31% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.20%	1.21%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 1.21% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	0.90%	0.90%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $49,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.90% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Regular Savings	0.65%	0.65%
Min Deposit $25 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Youth Savings	0.65%	0.65%
Min Deposit $0 Min Balance $2,000 Details Balance: $2,000.01 and over Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	0.00%	0.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Checking Rates

Product	Rate	APY
Free Kasasa Cash Checking	-	5.00%
Min Deposit $25 Details Qualifications Required; Qualifying balance up to $25,000.00; Refunds on ATM withdrawal fees up to $20 monthly Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 5.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Cash Checking	4.89%	5.00%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Balance: $0 - $25,000 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	3.45%	3.51%
Min Deposit $1,000 Min Balance $5,000,000 Details Balance: $5,000,000 and over Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.51% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	3.15%	3.20%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.20% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	2.30%	2.32%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 2.32% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	1.75%	1.76%
Min Deposit $1,000 Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.76% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.51% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	1.20%	1.21%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.21% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	1.00%	1.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $50,000 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	1.00%	1.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $50,000; Qualifying balance up to $50,000.00 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	0.90%	0.90%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $49,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 0.90% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.60%	0.60%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 11 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 0.50% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.50%	0.50%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.40%	0.40%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.30%	0.30%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Express Checking with Interest	0.00%	0.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.13% APY Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.00%	0.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Business Checking Rates

Product	Rate	APY
Money Market Business Checking	3.45%	3.51%
Min Deposit $1,000 Min Balance $5,000,000 Details Balance: $5,000,000+ Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.51% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	3.15%	3.20%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 3.20% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	2.30%	2.32%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 2.32% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	1.75%	1.76%
Min Deposit $1,000 Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.76% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.51% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	1.20%	1.21%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.21% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	1.00%	1.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $50,000 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	0.90%	0.90%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $49,999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 0.90% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 0.50% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Business Checking	0.00%	0.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $999.99 Last Updated 11/06/2026 Rate History No change since Oct 21, 2026 · 1.00% APY · checked 3 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Other Rates

Product	Rate	Points	APY/APR	Term	View More
Kasasa Saver Savings	1.00%	-	1.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $50,000 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 10 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

PSB of Plainview’s Texas Ratio rose from 4.73% in Q3 2023 to 9.93% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 2.3 to 4.7 and its Health Grade from C- to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$429M	9.93%	4.7	A-
March 31, 2026	$407M	10.62%	4.8	A-
December 31, 2025	$411M	1.59%	4.8	A+
September 30, 2025	$400M	1.90%	4.6	A
June 30, 2025	$389M	1.96%	3.9	B+
March 31, 2025	$389M	2.07%	3.8	B
December 31, 2024	$389M	1.72%	3.5	B
September 30, 2024	$387M	2.33%	4.0	B+
June 30, 2024	$368M	2.74%	3.3	B-
March 31, 2024	$357M	3.20%	3.2	B-
December 31, 2023	$362M	4.04%	3.5	B
September 30, 2023	$355M	4.73%	2.3	C-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PSB of Plainview is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PSB of Plainview rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSB of Plainview's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name PSB of Plainview

Website https://www.peoplesstatebank.com

Address 100 4th Ave Se, Plainview, MN 55964 · Wabasha

Bank Holding Company WRZ BANKSHARES INC

FDIC Certificate # 1100

Regulator FED

Established June 29, 1925

FDIC Insurance Date January 1, 1934

Domestic Offices 6

Total Branches 6

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.7 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

9.93%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.6983%

Return on Equity (ROE)

25.2300%

Non-Performing Loans Ratio (NPL)

0.66%

Total Assets

$429,056,000

Total Deposits

$393,216,000

Equity Capital

$28,547,000

Net Income

$3,527,000

Headquarters

Plainview

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

PSB of Plainview earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About PSB of Plainview

Does PSB of Plainview offer CDs?

Yes. PSB of Plainview current CD rates include its 12-Month CD at 4.63% APY, its CD - 12-Month at 4.63% APY and its 24-Month CD at 4.06% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from PSB of Plainview FDIC insured?

Yes. PSB of Plainview is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at PSB of Plainview?

The highest PSB of Plainview CD rate is its 12-Month Certificate of Deposit at 4.63% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does PSB of Plainview offer?

PSB of Plainview CD rates are 4.63% APY for a 12 month CD, 4.06% APY for a 2 year CD, 3.60% APY for a 3 year CD, 3.96% APY for a 4 year CD and 3.03% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with PSB of Plainview for its full lineup.

What is the highest savings rate at PSB of Plainview?

The highest PSB of Plainview savings rate is its Peoples Preferred Savings at 3.51% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at PSB of Plainview?

The highest PSB of Plainview money market rate is its Money Market Business Checking at 3.51% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at PSB of Plainview?

The highest PSB of Plainview checking rate is its Free Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does PSB of Plainview operate?

PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history.

Does PSB of Plainview offer online and mobile banking?

Most modern institutions like PSB of Plainview provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesstatebank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do PSB of Plainview rates compare?

PSB of Plainview's top CD rate of 4.63% APY on a 12 month CD is 53% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A- health rating. PSB of Plainview's top rates are its 12-Months 12-Month Certificate of Deposit at 4.63% APY, its Peoples Preferred Savings at 3.51% APY, its Money Market Business Checking at 3.51% APY and its Free Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates on November 6, 2026.

Current PSB of Plainview Rates

12-Month CD3.24%
24-Month CD3.55%
36-Month CD3.60%
48-Month CD2.83%
60-Month CD3.03%
Savings3.51%
MMA3.51%

Retrieved from our database of financial products. Rates subject to change.

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PSB of Plainview Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

PSB of Plainview Texas Ratio

PSB of Plainview Health Trend

PSB of Plainview CD Rates

PSB of Plainview Savings Rates

PSB of Plainview Checking Rates

PSB of Plainview Business Checking Rates

PSB of Plainview Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

PSB of Plainview earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About PSB of Plainview

Does PSB of Plainview offer CDs?

Are CDs from PSB of Plainview FDIC insured?

What is the highest CD rate at PSB of Plainview?

What CD terms does PSB of Plainview offer?

What is the highest savings rate at PSB of Plainview?

What is the highest money market rate at PSB of Plainview?

What is the highest checking rate at PSB of Plainview?

How many branches does PSB of Plainview operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does PSB of Plainview offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do PSB of Plainview rates compare?

Current PSB of Plainview Rates

Compare to Other Banks