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PSB of Plainview Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 19, 2026
PSB of Plainview's 12-Months 12-Month Certificate of Deposit rates are at 4.63%, 15-Month Special 15-Month Certificate Special rates are at 4.24%, 24-Months 24-Month Certificate of Deposit rates are at 4.06%, 11-Month CD SPECIAL 11-Month CD SPECIAL rates are at 4.00%, 36-Months 36-Month Certificate of Deposit rates are at 3.80%. PSB of Plainview's savings rates are at 0.50%. PSB of Plainview's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of PSB of Plainview with a 4.7 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 9.93%. Rates last updated and verified on 09/19/2026.
PSB of Plainview money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Plainview? Share your experience about PSB of Plainview by leaving a review below, or read customer reviews before you decide to use PSB of Plainview.
PSB of Plainview has earned an overall safety grade of A- (Very Good, Score: 92/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
4.7
ExcellentOut of 5.0 Stars
MonitorBankRates Star Rating
PSB of Plainview has earned a Star Rating of 4.7 out of 5 stars (Excellent).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
9.93%
ExcellentHigher than avg
PSB of Plainview Texas Ratio
PSB of Plainview's Texas Ratio is 9.93%, which is considered excellent and is higher than the national average of 5.85%.
PSB of Plainview has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.73% to 9.93% over 12 quarters, worseningFull history
Star Rating 2.3 to 4.7, Health Grade C- to A-
The Texas Ratio for this bank has weakened since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsBalance: Qualifications not met; Qualifications not met
Last Updated09/19/2026
Institution Ratings
4.7
Star Rating
A-
Health Grade
◈ Texas Ratio: 9.93%
Kasasa Saver Savings
1.00%
-
1.00%
Min Deposit$25
Min Balance$0
DetailsBalance: $0 - $50,000
Last Updated09/19/2026
Institution Ratings
4.7
Star Rating
A-
Health Grade
◈ Texas Ratio: 9.93%
Kasasa Saver Savings
1.00%
-
1.00%
Min Deposit$25
Min Balance$0
DetailsBalance: $0 - $50,000
Last Updated09/19/2026
Institution Ratings
4.7
Star Rating
A-
Health Grade
◈ Texas Ratio: 9.93%
Kasasa Saver Savings
1.00%
-
1.00%
Min Deposit$25
Min Balance$0
DetailsBalance: $0 - $50,000
Last Updated09/19/2026
Institution Ratings
4.7
Star Rating
A-
Health Grade
◈ Texas Ratio: 9.93%
Financial Health History
PSB of Plainview’s Texas Ratio rose from 4.73% in Q3 2023 to 9.93% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 2.3 to 4.7 and its Health Grade from C- to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$429M
9.93%
4.7
A-
March 31, 2026
$407M
10.62%
4.8
A-
December 31, 2025
$411M
1.59%
4.8
A+
September 30, 2025
$400M
1.90%
4.6
A
June 30, 2025
$389M
1.96%
3.9
B+
March 31, 2025
$389M
2.07%
3.8
B
December 31, 2024
$389M
1.72%
3.5
B
September 30, 2024
$387M
2.33%
4.0
B+
June 30, 2024
$368M
2.74%
3.3
B-
March 31, 2024
$357M
3.20%
3.2
B-
December 31, 2023
$362M
4.04%
3.5
B
September 30, 2023
$355M
4.73%
2.3
C-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for PSB of Plainview is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather PSB of Plainview rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PSB of Plainview's official website for the most current offers and terms.
Bank Profile & Overview
Institution NamePSB of Plainview
Bank Holding CompanyWRZ BANKSHARES INC
Address
100 4th Ave Se,
Plainview, MN 55964 · Wabasha
PSB of Plainview earned the Verified Healthy badge
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Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Frequently Asked Questions About PSB of Plainview
How many branches does PSB of Plainview operate?
PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history.
Does PSB of Plainview offer online and mobile banking?
Most modern institutions like PSB of Plainview provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesstatebank.com.
Current PSB of Plainview Rates
12-Month CD3.03%
24-Month CD3.14%
36-Month CD3.14%
48-Month CD2.83%
60-Month CD3.03%
Savings0.50%
MMA0.20%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
