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 PSB of Plainview Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 20, 2026
PSB of Plainview's 12-Months 12-Month rates are at 4.63%, Business 12-Month rates are at 4.63%, 15-Month Special rates are at 4.24%, Business 15-Month Special rates are at 4.24%, 24-Months 24-Month rates are at 4.06%. PSB of Plainview's savings rates are at 0.00%. PSB of Plainview's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of PSB of Plainview with a 4.8 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.73%. Rates were last updated on 07/20/2026. PSB of Plainview money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Plainview? Share your experience about PSB of Plainview by leaving a review below, or read customer reviews before you decide to use PSB of Plainview. 
PSB of Plainview CD Rates
PSB of Plainview Savings Rates
PSB of Plainview Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for PSB of Plainview is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather PSB of Plainview rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PSB of Plainview's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
PSB of Plainview
Bank Holding Company
WRZ BANKSHARES INC
Address
100 4th Ave Se,
Plainview, MN 55964 · Wabasha
Website
https://www.peoplesstatebank.com
FDIC Certificate #
1100
Established
06/29/1925
FDIC Insurance Date
01/01/1934
Domestic Offices
6
Total Branches
6
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
4.8
Excellent
Out of 5.0 Stars
4.73%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8309%
Return on Equity (ROE)
17.8300%
Non-Performing Loans (NPL)
0.17%
Total Assets
$410,507,000
Total Deposits
$371,904,000
Equity Capital
$27,843,000
Net Income
$5,480,000
Headquarters
Plainview
Total Branches and Offices
6
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About PSB of PlainviewHow many branches does PSB of Plainview operate?PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history. Does PSB of Plainview offer online and mobile banking?Most modern institutions like PSB of Plainview provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesstatebank.com. Current PSB of Plainview Rates
Retrieved from our database of financial products. Rates subject to change.
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