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PSB of Plainview Rates & Review April 2026

PSB of Plainview's 12-Month CD rates are at 4.63%, 15-Month Special CD rates are at 4.24%, 24-Month CD rates are at 4.06%, 11-Month CD SPECIAL rates are at 4.00%, 11-month Certificate of Deposit rates are at 4.00%. PSB of Plainview's savings rates are at 0.00%. PSB of Plainview's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of PSB of Plainview with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.73%. Rates were last updated on 04/11/2026.

PSB of Plainview money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Plainview? Share your experience about PSB of Plainview by leaving a review below, or read customer reviews before you decide to use PSB of Plainview.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.73%
Excellent Lower than avg
PSB of Plainview
100 4th Ave Se
Plainview, MN 55964
https://www.peoplesstatebank.com
Member FDIC

PSB of Plainview CD Rates

Product Rate APY Term View More
12 month CD 4.55% 4.63% 12
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
15 Month Special CD 4.17% 4.24% 15
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
24 month CD 4.00% 4.06% 24
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
11-Month CD SPECIAL 3.94% 4.00% 11
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
11-month Certificate of Deposit - 4.00% 11
Min Deposit $10,000
Details APY*= Annual Percentage Yield. A penalty may be imposed for early withdrawal. Fees may reduce earnings. The APY is effective 3/23/2026. Rates and fees may change without notice. $10,000 minimum deposit to earn the stated APY. CD automatically renews at a 12-month term.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
36 month CD 3.75% 3.80% 36
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
24 month CD 3.65% 3.70% 24
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
36 month CD 3.65% 3.70% 36
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
24 month CD 3.55% 3.60% 24
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
36 month CD 3.55% 3.60% 36
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
12 month CD 3.40% 3.44% 12
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
12 month CD 3.20% 3.24% 12
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
60 month CD 3.20% 3.24% 60
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
60 month CD 3.10% 3.14% 60
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
48 month CD 3.00% 3.03% 48
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
60 month CD 3.00% 3.03% 60
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
48 month CD 2.90% 2.93% 48
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
48 month CD 2.80% 2.83% 48
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
6 month CD 1.50% 1.51% 6
Min Deposit $35,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
6 month CD 1.40% 1.41% 6
Min Deposit $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
3 month CD 1.15% 1.15% 3
Min Deposit $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
1 Month CD 1.00% 1.00% 1
Min Deposit $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

PSB of Plainview Savings Rates

Product Rate APY View More
Peoples Preferred Savings 3.45% 3.51%
Min Deposit $1,000
Min Balance $5,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 3.15% 3.20%
Min Deposit $1,000
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Youth Savings 2.97% 3.00%
Details Qualifying balance up to $2,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 2.30% 2.32%
Min Deposit $1,000
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 1.75% 1.76%
Min Deposit $1,000
Min Balance $200,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
HSA Savings 1.65% 1.66%
Min Deposit $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
IRA Savings 1.65% 1.66%
Min Deposit $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 1.50% 1.51%
Min Deposit $1,000
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
HSA Savings 1.30% 1.31%
Min Deposit $25
Details Qualifying balance up to $19,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 1.20% 1.21%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 0.90% 0.90%
Min Deposit $1,000
Min Balance $7,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Regular Savings 0.65% 0.65%
Min Deposit $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Youth Savings 0.65% 0.65%
Min Balance $2,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings 0.50% 0.50%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Peoples Preferred Savings - 0.00%
Min Deposit $1,000
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

PSB of Plainview Checking Rates

Product Rate APY View More
Money Market Checking 0.60% 0.60%
Min Deposit $1,000
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Money Market Checking 0.50% 0.50%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Money Market Checking 0.40% 0.40%
Min Deposit $1,000
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Express Checking with Interest 0.50% 0.39%
Min Deposit $1,000
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Money Market Checking 0.30% 0.30%
Min Deposit $1,000
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Express Checking with Interest 0.45% 0.29%
Min Deposit $1,000
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Express Checking with Interest 0.35% 0.23%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Money Market Checking 0.20% 0.20%
Min Deposit $1,000
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Express Checking with Interest 0.25% 0.13%
Min Deposit $1,000
Min Balance $7,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Express Checking with Interest - 0.00%
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Money Market Checking - 0.00%
Min Deposit $1,000
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PSB of Plainview is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PSB of Plainview rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSB of Plainview's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PSB of Plainview
Bank Holding Company WRZ BANKSHARES INC
Address 100 4th Ave Se, Plainview, MN 55964  ·  Wabasha
FDIC Certificate # 1100
Established 06/29/1925
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.73%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8309%
Return on Equity (ROE) 17.8300%
Non-Performing Loans (NPL) 0.17%
Total Assets $410,507,000
Total Deposits $371,904,000
Equity Capital $27,843,000
Net Income $5,480,000
Headquarters Plainview
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About PSB of Plainview

Is PSB of Plainview a safe place to deposit money?

Yes, PSB of Plainview is considered a safe financial institution. With a Texas Ratio of 4.7336497890295%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does PSB of Plainview operate?

PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history.

Does PSB of Plainview offer online and mobile banking?

Most modern institutions like PSB of Plainview provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesstatebank.com.

Current PSB of Plainview Rates

  • 12-Month CD3.24%
  • 24-Month CD3.60%
  • 36-Month CD3.60%
  • 48-Month CD2.83%
  • 60-Month CD3.03%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.