What are the current interest rates at PSB of Plainview?

Current rates for PSB of Plainview include: 12-Month CD: 3.24%, 24-Month CD: 3.55%, 36-Month CD: 3.60%, 48-Month CD: 2.83%, 60-Month CD: 3.03%, Savings: 3.51%, MMA: 0.60%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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PSB of Plainview

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PSB of Plainview Rates & Review October 2026

Q: How many branches does PSB of Plainview operate?

PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

PSB of Plainview's top rates as of October 11, 2026 are 4.63% APY on its 12-Months 12-Month Certificate, 3.51% APY on savings, and 0.60% APY on money market accounts, according to rates verified by MonitorBankRates. Other PSB of Plainview CD rates include 11-Month CD SPECIAL at 4.25%, 15-Month Certificate Special at 4.24%, and 24-Months 24-Month Certificate at 4.06%. MonitorBankRates evaluates the financial stability of PSB of Plainview with a 4.7 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 9.93%. Rates last updated and verified on 10/11/2026.

PSB of Plainview money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB of Plainview? Share your experience about PSB of Plainview by leaving a review below, or read customer reviews before you decide to use PSB of Plainview.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

9.93%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

PSB of Plainview

100 4th Ave Se
Plainview, MN 55964

https://www.peoplesstatebank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

PSB of Plainview CD Rates

Product	Rate	APY	Term
12 Month Certificate	4.55%	4.63%	12 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.63% ▲ 1.08 pts · high 4.63% / low 3.55% Sep 24, 20264.63%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
11-Month CD SPECIAL	4.18%	4.25%	11-Month
Min Balance $10,000 Details Balance: $10,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Sep 27, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
15 Month Certificate Special	4.17%	4.24%	15 Month
Min Balance $10,000 Details Balance: $10,000+ Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 4.24% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	4.00%	4.06%	24 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 4.06% ▲ 0.62 pts · high 4.06% / low 3.44% Sep 24, 20264.06%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	3.90%	3.96%	48 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.96% ▲ 0.52 pts · high 3.96% / low 3.44% Sep 27, 20263.96%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.90%	3.96%	60 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.24% → 3.96% ▲ 0.72 pts · high 3.96% / low 3.24% Sep 27, 20263.96%▲ from 3.24% Sep 14, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.80%	3.85%	36 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 2 changes since Sep 14, 2026 · 3.44% → 3.85% ▲ 0.41 pts · high 3.85% / low 3.44% Sep 27, 20263.85%▲ from 3.80% Sep 24, 20263.80%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	3.80%	3.85%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.24% → 3.85% ▲ 0.61 pts · high 3.85% / low 2.93% Sep 27, 20263.85%▲ from 2.93% Sep 24, 20262.93%▼ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.80%	3.85%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.14% → 3.85% ▲ 0.71 pts · high 3.85% / low 3.14% Sep 27, 20263.85%▲ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.75%	3.80%	36 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.80% ▲ 0.36 pts · high 3.80% / low 3.44% Sep 24, 20263.80%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	3.70%	3.75%	24 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 2 changes since Sep 14, 2026 · 3.44% → 3.75% ▲ 0.31 pts · high 4.06% / low 3.44% Sep 27, 20263.75%▼ from 4.06% Sep 24, 20264.06%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.70%	3.75%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.24% → 3.75% ▲ 0.51 pts · high 3.75% / low 3.24% Sep 27, 20263.75%▲ from 3.70% Sep 24, 20263.70%▲ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	3.70%	3.75%	48 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.14% → 3.75% ▲ 0.61 pts · high 3.75% / low 2.83% Sep 27, 20263.75%▲ from 2.83% Sep 24, 20262.83%▼ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.70%	3.75%	60 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.03% → 3.75% ▲ 0.72 pts · high 3.75% / low 3.03% Sep 27, 20263.75%▲ from 3.03% Sep 19, 20263.03%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	3.65%	3.70%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.24% → 3.70% ▲ 0.46 pts · high 3.70% / low 3.24% Sep 24, 20263.70%▲ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.65%	3.70%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.24% → 3.70% ▲ 0.46 pts · high 3.70% / low 3.24% Sep 24, 20263.70%▲ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12 Month Certificate	3.60%	3.65%	12 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Sep 27, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	3.60%	3.65%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.24% → 3.65% ▲ 0.41 pts · high 3.70% / low 3.24% Sep 27, 20263.65%▼ from 3.70% Sep 24, 20263.70%▲ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.60%	3.65%	36 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.14% → 3.65% ▲ 0.51 pts · high 3.65% / low 3.14% Sep 27, 20263.65%▲ from 3.60% Sep 24, 20263.60%▲ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	3.55%	3.60%	24 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.14% → 3.60% ▲ 0.46 pts · high 3.60% / low 3.14% Sep 24, 20263.60%▲ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Month Certificate	3.55%	3.60%	36 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.14% → 3.60% ▲ 0.46 pts · high 3.60% / low 3.14% Sep 24, 20263.60%▲ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Month Certificate	3.50%	3.55%	24 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 2 changes since Sep 19, 2026 · 3.14% → 3.55% ▲ 0.41 pts · high 3.60% / low 3.14% Sep 27, 20263.55%▼ from 3.60% Sep 24, 20263.60%▲ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12 Month Certificate	3.40%	3.44%	12 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.24% → 3.44% ▲ 0.20 pts · high 3.44% / low 3.24% Sep 24, 20263.44%▲ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
12 Month Certificate	3.20%	3.24%	12 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.24% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.20%	3.24%	60 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 3.24% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.10%	3.14%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.14% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	3.00%	3.03%	48 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.03% ▼ 0.41 pts · high 3.44% / low 3.03% Sep 24, 20263.03%▼ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Month Certificate	3.00%	3.03%	60 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	2.90%	2.93%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.24% → 2.93% ▼ 0.31 pts · high 3.24% / low 2.93% Sep 24, 20262.93%▼ from 3.24% Sep 19, 20263.24%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Month Certificate	2.80%	2.83%	48 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.14% → 2.83% ▼ 0.31 pts · high 3.14% / low 2.83% Sep 24, 20262.83%▼ from 3.14% Sep 19, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
6 Month Certificate	1.50%	1.51%	6 Months
Min Balance $35,000 Details Balance: $35,000+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
6 Month Certificate	1.40%	1.41%	6 Months
Min Balance $2,500 Details Balance: $2,500 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.41% APY · checked 5 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
3 Month Certificate	1.15%	1.15%	3 Months
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
1 Month Certificate	1.00%	1.00%	1 Month
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Savings Rates

Product	Rate	APY
Peoples Preferred Savings	3.45%	3.51%
Min Deposit $1,000 Min Balance $5,000,000 Details Balance: $5,000,000+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	3.45%	3.51%
Min Deposit $1,000 Min Balance $5,000,000 Details Balance: $5,000,000+ Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.51% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	3.15%	3.20%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	3.15%	3.20%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.20% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Youth Savings	2.97%	3.00%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $2,000.00 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.00% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	2.30%	2.32%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 2.32% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	2.30%	2.32%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 2.32% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.75%	1.76%
Min Deposit $1,000 Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	1.75%	1.76%
Min Deposit $1,000 Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 1.76% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
HSA Savings	1.65%	1.66%
Min Deposit $25 Min Balance $20,000 Details Balance: $20,000+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
IRA Savings	1.65%	1.66%
Min Deposit $25 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 1.51% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
HSA Savings	1.30%	1.31%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $19,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.31% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	1.20%	1.21%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.21% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	1.20%	1.21%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 1.21% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	0.90%	0.90%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.90% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	0.90%	0.90%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.90% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Regular Savings	0.65%	0.65%
Min Deposit $25 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Youth Savings	0.65%	0.65%
Min Deposit $0 Min Balance $2,000 Details Balance: $2,000.01 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Peoples Preferred Savings	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Savings Accounts	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.50% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Checking Rates

Product	Rate	APY
Money Market Checking	0.60%	0.60%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.50%	0.50%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.40%	0.40%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.30%	0.30%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Money Market Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 -$9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

PSB of Plainview Other Rates

Product	Rate	Points	APY/APR	Term
24 Months CD	3.55%	-	3.60%	24 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.60% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Months CD	3.65%	-	3.70%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.70% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Months CD	3.50%	-	3.55%	24 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.60% → 3.55% ▼ 0.05 pts · high 3.60% / low 3.55% Oct 7, 20263.55%▼ from 3.60% Sep 27, 20263.60%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
24 Months CD	3.60%	-	3.65%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.70% → 3.65% ▼ 0.05 pts · high 3.70% / low 3.65% Oct 7, 20263.65%▼ from 3.70% Sep 27, 20263.70%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Months CD	3.55%	-	3.60%	36 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.60% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Months CD	3.65%	-	3.70%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.70% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Months CD	3.60%	-	3.65%	36 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 7, 20263.65%▲ from 3.60% Sep 27, 20263.60%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
36 Months CD	3.70%	-	3.75%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70% Oct 7, 20263.75%▲ from 3.70% Sep 27, 20263.70%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Months CD	2.80%	-	2.83%	48 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 2.83% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Months CD	2.90%	-	2.93%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 2.93% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Months CD	3.70%	-	3.75%	48 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 2.83% → 3.75% ▲ 0.92 pts · high 3.75% / low 2.83% Oct 7, 20263.75%▲ from 2.83% Sep 27, 20262.83%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
48 Months CD	3.80%	-	3.85%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 2.93% → 3.85% ▲ 0.92 pts · high 3.85% / low 2.93% Oct 7, 20263.85%▲ from 2.93% Sep 27, 20262.93%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Months CD	3.00%	-	3.03%	60 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Months CD	3.10%	-	3.14%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 3.14% APY · checked 4 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Months CD	3.70%	-	3.75%	60 Months
Min Balance $250 Details Balance: $250 - $9,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.03% → 3.75% ▲ 0.72 pts · high 3.75% / low 3.03% Oct 7, 20263.75%▲ from 3.03% Sep 27, 20263.03%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
60 Months CD	3.80%	-	3.85%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $34,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.14% → 3.85% ▲ 0.71 pts · high 3.85% / low 3.14% Oct 7, 20263.85%▲ from 3.14% Sep 27, 20263.14%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Cash Checking	4.89%	-	5.00%
Min Deposit $25 Min Balance $0 Details Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000 Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Cash Checking	0.01%	-	0.01%
Min Deposit $25 Details Qualifications not met Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Cash Checking	-	-	0.01%
Min Deposit $25 Min Balance $0 Details If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. ATM fees reimbursed up to $20 monthly. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days to post and settle. ATM-processed transactions do not count toward qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.01% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	1.00%	-	1.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $50,000 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 6 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	0.20%	-	0.20%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 -$9,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.20% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	0.30%	-	0.30%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.30% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	0.40%	-	0.40%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.40% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	0.50%	-	0.50%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History 1 change since Sep 14, 2026 · 1.00% → 0.50% ▼ 0.50 pts · high 1.00% / low 0.50% Oct 7, 20260.50%▼ from 1.00% Sep 14, 20261.00%first recorded Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%
Kasasa Saver Savings	0.60%	-	0.60%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.60% APY · checked 2 times Institution Ratings 4.7 Star Rating A- Health Grade ◈ Texas Ratio: 9.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

PSB of Plainview’s Texas Ratio rose from 4.73% in Q3 2023 to 9.93% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 2.3 to 4.7 and its Health Grade from C- to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$429M	9.93%	4.7	A-
March 31, 2026	$407M	10.62%	4.8	A-
December 31, 2025	$411M	1.59%	4.8	A+
September 30, 2025	$400M	1.90%	4.6	A
June 30, 2025	$389M	1.96%	3.9	B+
March 31, 2025	$389M	2.07%	3.8	B
December 31, 2024	$389M	1.72%	3.5	B
September 30, 2024	$387M	2.33%	4.0	B+
June 30, 2024	$368M	2.74%	3.3	B-
March 31, 2024	$357M	3.20%	3.2	B-
December 31, 2023	$362M	4.04%	3.5	B
September 30, 2023	$355M	4.73%	2.3	C-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PSB of Plainview is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PSB of Plainview rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSB of Plainview's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PSB of Plainview

Bank Holding Company WRZ BANKSHARES INC

Address 100 4th Ave Se, Plainview, MN 55964 · Wabasha

Website https://www.peoplesstatebank.com

FDIC Certificate # 1100

Established 19250629

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

4.7

Excellent Out of 5.0 Stars

9.93%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6983%

Return on Equity (ROE) 25.2300%

Non-Performing Loans (NPL) 0.66%

Total Assets $429,056,000

Total Deposits $393,216,000

Equity Capital $28,547,000

Net Income $3,527,000

Headquarters Plainview

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

PSB of Plainview earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/peoples-state-bank-of-plainview-rates-review-1100">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About PSB of Plainview

How many branches does PSB of Plainview operate?

PSB of Plainview currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PSB of Plainview does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB of Plainview provides members with tools to manage their accounts and build a solid financial history.

Does PSB of Plainview offer online and mobile banking?

Most modern institutions like PSB of Plainview provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesstatebank.com.