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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
1166 Federal Credit Union Rates & Review April 20261166 Federal Credit Union's CDs of Deposit 36 month rates are at 2.25%, CDs of Deposit 12 month rates are at 2.00%, IRA CDs of Deposit (CD) 30 month rates are at 0.20%, IRA CDs of Deposit (CD) 18 month rates are at 0.15%, IRA CDs of Deposit (CD) 24 month rates are at 0.15%. 1166 Federal Credit Union's money market rates are at 0.35%. 1166 Federal Credit Union's Personal Loan Rates are at 11.05%. MonitorBankRates evaluates the financial stability of 1166 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.34%. Rates were last updated on 04/17/2026. 1166 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1166 Federal Credit Union? Share your experience about 1166 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 1166 Federal Credit Union.
1166 Federal Credit Union CD Rates
1166 Federal Credit Union Savings Rates
1166 Federal Credit Union Money Market Rates
1166 Federal Credit Union Mortgage Rates
1166 Federal Credit Union Home Equity & HELOC
1166 Federal Credit Union Auto Loan Rates
1166 Federal Credit Union Credit Card Rates
1166 Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for 1166 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather 1166 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with 1166 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
1166 Federal Credit Union
Website
https://www.1166fcu.org
Address
95 Woodstown Rd,
Swedesboro, NJ 08085
Phone
856-542-9241
Fax
856-542-9235
President
Michael Shawaryn
CEO
Michael DiPlacido
Full-Time Employees
3
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.34%
Return on Assets (ROA)
-0.0503%
Return on Equity (ROE)
-0.5787%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
17,690,812
Total Amount of Shares and Deposits
16,249,645
Total Shares and Deposits < 1 Year
16,249,645
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,249,645
Total Interest Expense (Sum of items 6 8)
32,284
Share Certificates
25
Number of Accounts for Share Drafts
859
IRA KEOGH Accounts
20
Number of Accounts for Regular Shares
1,234
All other shares
89
Money Market Shares
81
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,264,800
Total Liabilities
16,273,955
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About 1166 Federal Credit UnionIs 1166 Federal Credit Union a safe place to deposit money?Yes, 1166 Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3400148623025%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does 1166 Federal Credit Union operate?1166 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join 1166 Federal Credit Union?Yes, to access services at 1166 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, 1166 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, 1166 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does 1166 Federal Credit Union offer online and mobile banking?Most modern institutions like 1166 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1166fcu.org. Current 1166 Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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