What are the current interest rates at ABNB Federal Credit Union?

Current rates for ABNB Federal Credit Union include: 12-Month CD: 3.65%, 18-Month CD: 3.70%, 24-Month CD: 2.50%, 60-Month CD: 3.80%, Savings: 0.95%, MMA: 3.50%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
ABNB Federal Credit Union

iAdvertiser Disclosure

ABNB Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join ABNB Federal Credit Union?

Yes, to access services at ABNB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABNB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

ABNB Federal Credit Union's top rates as of October 9, 2026 are 3.90% APY on its IRA CD - 60 month (Reg/Roth/Educ), 0.95% APY on savings, 3.50% APY on money market accounts, 0.05% APY on checking, personal loans from 11.24% APR, and credit cards from 10.49% APR, according to rates verified by MonitorBankRates. Other ABNB Federal Credit Union CD rates include CD - 60 month at 3.85%, IRA CD - 60 month (Reg/Roth/Educ) at 3.85%, and CD - 60 month at 3.80%. MonitorBankRates evaluates the financial stability of ABNB Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 10/09/2026.

ABNB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ABNB Federal Credit Union? Share your experience about ABNB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ABNB Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.45%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

ABNB Federal Credit Union
Operations Center

830 Greenbrier Cir
Chesapeake, VA 23320-2613

https://www.abnbfcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

ABNB Federal Credit Union CD Rates

Product	Rate	APY	Term
IRA Certificate - 60 month (Reg/Roth/Educ)	3.832%	3.90%	60 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.10% → 3.90% ▲ 0.80 pts · high 3.90% / low 3.10% Sep 25, 20263.90%▲ from 3.10% Sep 18, 20263.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 60 month	3.784%	3.85%	60 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05% Sep 25, 20263.85%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 60 month (Reg/Roth/Educ)	3.784%	3.85%	60 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05% Sep 25, 20263.85%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 60 month	3.735%	3.80%	60 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00% Sep 25, 20263.80%▲ from 3.00% Sep 18, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 18 month (Reg/Roth/Educ)	3.735%	3.80%	18 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.80% ▲ 0.75 pts · high 3.80% / low 3.05% Sep 25, 20263.80%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 36 month (Reg/Roth/Educ)	3.735%	3.80%	36 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.10% → 3.80% ▲ 0.70 pts · high 3.80% / low 3.10% Sep 25, 20263.80%▲ from 3.10% Sep 18, 20263.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 36 month	3.687%	3.75%	36 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 3.05% → 3.75% ▲ 0.70 pts · high 3.75% / low 3.05% Sep 25, 20263.75%▲ from 3.05% Sep 21, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 24 month (Reg/Roth/Educ)	3.687%	3.75%	24 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 2.85% → 3.75% ▲ 0.90 pts · high 3.75% / low 2.85% Sep 25, 20263.75%▲ from 2.85% Sep 18, 20262.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 36 month (Reg/Roth/Educ)	3.687%	3.75%	36 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.75% ▲ 0.70 pts · high 3.75% / low 3.05% Sep 25, 20263.75%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 12 month	3.639%	3.70%	12 Months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20% Sep 25, 20263.70%▲ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 18 month	3.639%	3.70%	18 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.00% → 3.70% ▲ 0.70 pts · high 3.70% / low 3.00% Sep 25, 20263.70%▲ from 3.00% Sep 18, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 24 month	3.639%	3.70%	24 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 2.80% → 3.70% ▲ 0.90 pts · high 3.70% / low 2.80% Sep 25, 20263.70%▲ from 2.80% Sep 18, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 36 month	3.639%	3.70%	36 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 3.00% → 3.70% ▲ 0.70 pts · high 3.70% / low 3.00% Sep 25, 20263.70%▲ from 3.00% Sep 21, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 12 month (Reg/Roth/Educ)	3.639%	3.70%	12 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20% Oct 5, 20263.70%▲ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 12 month (Reg/Roth/Educ)	3.639%	3.70%	12 Months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.25% → 3.70% ▲ 0.45 pts · high 3.70% / low 3.25% Oct 5, 20263.70%▲ from 3.25% Sep 18, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 24 month (Reg/Roth/Educ)	3.639%	3.70%	24 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 2.80% → 3.70% ▲ 0.90 pts · high 3.70% / low 2.80% Sep 25, 20263.70%▲ from 2.80% Sep 18, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 6 month (Reg/Roth/Educ)	3.639%	3.70%	6 Months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.25% → 3.70% ▲ 0.45 pts · high 3.70% / low 3.25% Sep 25, 20263.70%▲ from 3.25% Sep 18, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
6 Month Certificate	3.59%	3.65%	6 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 12 month	3.59%	3.65%	12 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.15% → 3.65% ▲ 0.50 pts · high 3.65% / low 3.15% Sep 25, 20263.65%▲ from 3.15% Sep 18, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 24 month	3.59%	3.65%	24 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 2.75% → 3.65% ▲ 0.90 pts · high 3.65% / low 2.75% Sep 25, 20263.65%▲ from 2.75% Sep 18, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 6 month (Reg/Roth/Educ)	3.59%	3.65%	6 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20% Sep 25, 20263.65%▲ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Certificate - 9 month (Reg/Roth/Educ)	3.59%	3.65%	9 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.65% ▲ 0.60 pts · high 3.65% / low 3.05% Sep 25, 20263.65%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
6 Month Certificate	3.542%	3.60%	6 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Certificate - 9 month	3.542%	3.60%	9 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.00% → 3.60% ▲ 0.60 pts · high 3.60% / low 3.00% Sep 25, 20263.60%▲ from 3.00% Sep 18, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Bump Certificate - 36 month	2.764%	2.80%	36 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Bump Certificate - 24 month	2.472%	2.50%	24 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Savings Rates

Product	Rate	APY
ProBiz Insured Savings Account	0.946%	0.95%
Min Deposit $0 Min Balance $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
IRA Savings Account	0.20%	0.20%
Min Deposit $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Membership Savings	0.05%	0.05%
Min Deposit $1 Min Balance $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Savings	0.05%	0.05%
Min Deposit $1 Min Balance $200 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Youth Savings	0.05%	0.05%
Min Deposit $1 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Money Market Rates

Product	Rate	APY
ProBiz Money Market	3.445%	3.50%
Min Balance $1,000,000 Details Balance: $1,000,000 and above Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	2.96%	3.00%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	1.687%	1.70%
Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	1.49%	1.50%
Min Balance $150,000 Details Balance: $150,000.00 to $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	1.342%	1.35%
Min Balance $250,000 Details Balance: > $250,000.00 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	1.193%	1.20%
Min Balance $75,000 Details Balance: $75,000.00 to $149,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	1.094%	1.10%
Min Balance $25,000 Details Balance: $25,000.00 to $74,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	0.946%	0.95%
Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	0.648%	0.65%
Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	0.598%	0.60%
Min Balance $25,000 Details Balance: $25,000.00 to $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	0.499%	0.50%
Min Balance $1,000 Details Balance: $1,000.00 to $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Performance Money Market	0.499%	0.50%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Money Market	0.499%	0.50%
Min Balance $2,000 Details Balance: $2,000.00 to $24,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.00% → 0.50% ▼ 4.50 pts · high 5.00% / low 0.50% Sep 18, 20260.50%▼ from 5.00% Sep 14, 20265.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Checking Rates

Product	Rate	APY	View More
Everyday Earnings Checking	0.05%	0.05%
Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
7-Year HELOC	-	-	5.75%	2 years
Details Term: 2 years to draw funds, plus five years to pay it back.; As Low As; * Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
12-Year HELOC	-	-	6.24%	10 years
Details Term: Two years to draw funds, plus 10 years to pay it back.; As Low As; * Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
10/10 HELOC	-	-	7.00%	10 years
Details Term: Ten years to draw funds, plus 10 years to pay it back.; As Low As; ** Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
17-Year HELOC	-	-	7.24%	15 years
Details Term: Two years to draw funds, plus 15 years to pay it back.; As Low As; * Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Vehicles Loan	-	-	4.99%
Details As low as Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Auto Loan	-	-	4.99%	1-48 months
Details As low as Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Auto Loan	-	-	5.09%	49-60 months
Details As low as Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Auto Loan	-	-	5.34%	61-66 months
Details As low as Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.34% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Auto Loan	-	-	5.49%	67-75 months
Details **72+ months over $20,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Auto Loan	-	-	6.74%	76-84 months
Details **84 months over $30,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New & Used Boat & RV Loan	-	7.74%	85-120 months
Details As low as; Model Year: 2026 - 2021 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 7.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New & Used Boat & RV Loan	-	8.04%	121-180 months
Details As low as; Model Year: 2026 - 2021 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.04% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
New & Used Boat & RV Loan	-	8.99%	12-84 months
Details As low as; Model Year: 2026 - 2021 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Credit Card Rates

Product	Rate	APR
VISA Preferred	-	10.49%
Details Published APR range: 10.49% - 18.00%. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 10.24% → 10.49% ▲ 0.25 pts · high 10.49% / low 10.24% Oct 9, 202610.49%▲ from 10.24% Sep 14, 202610.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ABNB VISA Signature	-	12.99%
Details Published APR range: 12.99% - 16.24%. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74% Oct 9, 202612.99%▲ from 12.74% Sep 14, 202612.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	11.24%
Details Published APR range: 11.24% - 18.00%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ABNB VISA Signature	12.99%
Details Published APR range: 12.99% - 16.24%. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74% Oct 9, 202612.99%▲ from 12.74% Sep 14, 202612.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Anytime Accounts	0.05%	-	0.05%
Min Deposit $5 Min Balance $200 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Christmas Accounts	0.05%	-	0.05%
Min Deposit $5 Min Balance $200 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Plus	0.049%	-	0.05%
Min Balance $1,000 Details Daily Balance: $1,000 - $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Plus	0.099%	-	0.10%
Min Balance $50,001 Details Daily Balance: $50,001+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Service	0.049%	-	0.05%
Min Balance $0 Details Daily Balance: $0 - $50,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
ProBiz Service	0.099%	-	0.10%
Min Balance $50,001 Details Daily Balance: $50,001+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

ABNB Federal Credit Union’s Texas Ratio fell from 7.66% in Q3 2023 to 5.45% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$914M	5.45%	5.0	A+
March 31, 2026	$948M	5.79%	5.0	A+
December 31, 2025	$957M	7.06%	5.0	A
September 30, 2025	$969M	8.89%	5.0	A
June 30, 2025	$946M	7.75%	5.0	A
March 31, 2025	$897M	6.95%	5.0	A
December 31, 2024	$835M	7.69%	5.0	A
September 30, 2024	$846M	6.99%	5.0	A
June 30, 2024	$875M	6.72%	5.0	A
March 31, 2024	$924M	7.92%	5.0	A
December 31, 2023	$882M	8.15%	5.0	A
September 30, 2023	$879M	7.66%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ABNB Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ABNB Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ABNB Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ABNB Federal Credit Union

Website https://www.abnbfcu.org

Address 830 Greenbrier Cir, Chesapeake, VA 23320-2613

Phone 757-523-5300

Fax 757-523-5744

President Randolyn Patterson

CEO Charles Mallon

Full-Time Employees 216

Part-Time Employees 4

Branch Locations 15

ATM Locations 15

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.45%

Return on Assets (ROA)

0.0172%

Return on Equity (ROE)

0.2159%

Non-Performing Loans Ratio (NPL)

0.61%

Total Assets

914,256,943

Total Amount of Shares and Deposits

817,462,788

Total Shares and Deposits < 1 Year

787,297,571

Total Shares and Deposits 1 3 Years

25,050,813

Total Shares and Deposits > 3 Years

5,114,404

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,191,095

Total Uninsured Shares and Deposits > $250K (F+J)

59,191,095

Total Insured Shares and Deposits > $250K (item 17 less item K)

758,271,693

Total Interest Expense (Sum of items 6 8)

6,878,008

Share Certificates

6,217

Number of Accounts for Share Drafts

42,016

IRA KEOGH Accounts

1,941

Number of Accounts for Regular Shares

93,895

Non Member Deposits

19,553

Money Market Shares

4,870

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,570,859

Total Liabilities

848,425,670

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

ABNB Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/abnb-federal-credit-union-rates-review-13605">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for ABNB Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for ABNB Federal Credit Union

Frequently Asked Questions About ABNB Federal Credit Union

How many branches does ABNB Federal Credit Union operate?

ABNB Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ABNB Federal Credit Union?

Yes, to access services at ABNB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ABNB Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABNB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ABNB Federal Credit Union offer online and mobile banking?

Most modern institutions like ABNB Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abnbfcu.org.

Current ABNB Federal Credit Union Rates

12-Month CD3.65%
18-Month CD3.70%
24-Month CD2.50%
60-Month CD3.80%
Savings0.95%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

ABNB Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

ABNB Federal Credit Union Texas Ratio

ABNB Federal Credit Union Health Trend

ABNB Federal Credit Union CD Rates

ABNB Federal Credit Union Savings Rates

ABNB Federal Credit Union Money Market Rates

ABNB Federal Credit Union Checking Rates

ABNB Federal Credit Union Home Equity & HELOC

ABNB Federal Credit Union Auto Loan Rates

ABNB Federal Credit Union RV, Boat and Powersport Loan Rates

ABNB Federal Credit Union Credit Card Rates

ABNB Federal Credit Union Personal Loan Rates

ABNB Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

ABNB Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About ABNB Federal Credit Union

How many branches does ABNB Federal Credit Union operate?

Is a member application needed to join ABNB Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does ABNB Federal Credit Union offer online and mobile banking?

Current ABNB Federal Credit Union Rates

Compare to Other Credit Unions