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ABNB Federal Credit Union Rates & Review April 2026

ABNB Federal Credit Union's IRA CD - 12 month rates are at 3.25%, IRA CD - 6 month (Reg/Roth/Educ) rates are at 3.25%, 12-Month CDs rates are at 3.20%, CD - 12 month rates are at 3.20%, CD - 6 month rates are at 3.20%. ABNB Federal Credit Union's savings rates are at 0.05%. ABNB Federal Credit Union's money market rates are at 0.50%. ABNB Federal Credit Union's Personal Loan Rates are at 11.24%. MonitorBankRates evaluates the financial stability of ABNB Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.06%. Rates were last updated on 04/11/2026.

ABNB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ABNB Federal Credit Union? Share your experience about ABNB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ABNB Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.06%
Excellent Higher than avg
ABNB Federal Credit Union
Operations Center
830 Greenbrier Cir
Chesapeake, VA 23320 2613
https://www.abnbfcu.org
Member NCUA

ABNB Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate - 12 month 3.20% 3.25% 12 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.20% 3.25% 6 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
12-Month Certificates - 3.20% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 12 month 3.15% 3.20% 12 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 6 month 3.15% 3.20% 6 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 12 month 3.15% 3.20% 12 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.15% 3.20% 6 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 12 month 3.11% 3.15% 12 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 6 month 3.11% 3.15% 6 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 36 month (Reg/Roth/Educ) 3.06% 3.10% 36 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 60 month (Reg/Roth/Educ) 3.06% 3.10% 60
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 36 month 3.01% 3.05% 36 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 60 month 3.01% 3.05% 60
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 18 month (Reg/Roth/Educ) 3.01% 3.05% 18 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 36 month (Reg/Roth/Educ) 3.01% 3.05% 36 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 60 month (Reg/Roth/Educ) 3.01% 3.05% 60
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 9 month (Reg/Roth/Educ) 3.01% 3.05% 9 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
9-Month Certificates - 3.00% 9
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 18 month 2.96% 3.00% 18 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 36 month 2.96% 3.00% 36 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 60 month 2.96% 3.00% 60
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 9 month 2.96% 3.00% 9 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 24 month (Reg/Roth/Educ) 2.81% 2.85% 24 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Bump Certificate - 36 month 2.76% 2.80%
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 24 month 2.77% 2.80% 24 Months
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Certificate - 24 month (Reg/Roth/Educ) 2.76% 2.80% 24 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Certificate - 24 month 2.72% 2.75% 24 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Bump Certificate - 24 month 2.47% 2.50%
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Savings Rates

Product Rate APY View More
ProBiz Insured Savings Account 1.59% 1.60%
Min Deposit $0
Min Balance $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
IRA Savings Account 0.20% 0.20%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Membership Savings 0.05% 0.05%
Min Deposit $1
Min Balance $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Savings 0.05% 0.05%
Min Deposit $1
Min Balance $200
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Youth Savings 0.05% 0.05%
Min Deposit $1
Min Balance $5
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Money Market Rates

Product Rate APY View More
ProBiz Money Market 3.45% 3.50%
Min Deposit $1,000,000
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 2.96% 3.00%
Min Deposit $500,000
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 1.69% 1.70%
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 1.49% 1.50%
Min Deposit $150,000
Min Balance $150,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Market 1.34% 1.35%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Markets - 1.35%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 1.19% 1.20%
Min Deposit $75,000
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 1.09% 1.10%
Min Deposit $25,000
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Market 0.95% 0.95%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Market 0.65% 0.65%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Market 0.60% 0.60%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Performance Money Market 0.50% 0.50%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ProBiz Money Market 0.50% 0.50%
Min Deposit $2,000
Min Balance $2,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Checking Rates

Product Rate APY View More
Everyday Earnings Checking 0.05% 0.05%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
7-Year HELOC - - 5.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
7-Year Home Equity Line of Credit - - 5.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Home Equity Line of Credit (HELOC) - - 5.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
12-Year HELOC - - 6.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
12-Year Home Equity Line of Credit - - 6.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
10/10 HELOC - - 6.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
17-Year HELOC - - 7.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
17-Year Home Equity Line of Credit - - 7.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Preferred - 10.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
ABNB VISA Signature - 12.74%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%
Visa Signature - 12.74%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

ABNB Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 11.24%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.06%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ABNB Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ABNB Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ABNB Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ABNB Federal Credit Union
Address 830 Greenbrier Cir, Chesapeake, VA 23320 2613
Phone 757-523-5300
Fax 757-523-5744
President Randolyn Patterson
CEO Charles Mallon
Full-Time Employees 219
Part-Time Employees 3
Branch Locations 15
ATM Locations 17
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.06%
Return on Assets (ROA)
0.0891%
Return on Equity (ROE)
1.1731%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
968,610,527
Total Amount of Shares and Deposits
815,146,135
Total Shares and Deposits < 1 Year
751,833,307
Total Shares and Deposits 1 3 Years
56,783,389
Total Shares and Deposits > 3 Years
6,529,439
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
58,591,224
Total Uninsured Shares and Deposits > $250K (F+J)
58,591,224
Total Insured Shares and Deposits > $250K (item 17 less item K)
756,554,911
Total Interest Expense (Sum of items 6 8)
10,370,265
Share Certificates
6,700
Number of Accounts for Share Drafts
42,608
IRA KEOGH Accounts
2,022
Number of Accounts for Regular Shares
95,135
Non Member Deposits
25,103
Money Market Shares
4,778
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,331,189
Total Liabilities
903,247,746
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About ABNB Federal Credit Union

Is ABNB Federal Credit Union a safe place to deposit money?

Yes, ABNB Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.058101678937%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does ABNB Federal Credit Union operate?

ABNB Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ABNB Federal Credit Union?

Yes, to access services at ABNB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ABNB Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABNB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ABNB Federal Credit Union offer online and mobile banking?

Most modern institutions like ABNB Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abnbfcu.org.

Current ABNB Federal Credit Union Rates

  • 12-Month CD3.15%
  • 18-Month CD3.00%
  • 24-Month CD2.50%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.