Financial Plus Credit Union Ottawa, IL Rates & Review November 2026

Yes. Financial Plus Credit Union Ottawa, IL current CD rates include its CD of Deposit - 1 Year at 1.24% APY, its CD of Deposit - 18 Month at 1.24% APY and its CD of Deposit - 2 Year at 1.24% APY, verified by MonitorBankRates as of October 29, 2026.

Yes. Financial Plus Credit Union Ottawa, IL is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

The highest Financial Plus Credit Union Ottawa, IL CD rate is its CD of Deposit - 1 Year at 1.24% APY, verified by MonitorBankRates as of October 29, 2026.

Financial Plus Credit Union Ottawa, IL CD rates are 1.24% APY for a 12 month CD, 1.24% APY for an 18 month CD, 1.24% APY for a 2 year CD, 1.24% APY for a 3 year CD and 1.24% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Financial Plus Credit Union Ottawa, IL for its full lineup.

The highest Financial Plus Credit Union Ottawa, IL savings rate is its Regular Savings at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

The highest Financial Plus Credit Union Ottawa, IL money market rate is its Money Market Share Account at 2.06% APY, verified by MonitorBankRates as of October 29, 2026.

The lowest Financial Plus Credit Union Ottawa, IL auto loan rate is its Vehicle Loan - 2026 & Newer Model Year at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

The lowest Financial Plus Credit Union Ottawa, IL personal loan rate is its Personal Loan at 9.95% APR, verified by MonitorBankRates as of October 29, 2026.

The lowest Financial Plus Credit Union Ottawa, IL credit card APR is its VISA Gold Card Credit Card at 9.95% APR, verified by MonitorBankRates as of October 29, 2026.

Financial Plus Credit Union Ottawa, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Yes, to access services at Financial Plus Credit Union Ottawa, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Currently, Financial Plus Credit Union Ottawa, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

While formal credit repair services are not currently listed, Financial Plus Credit Union Ottawa, IL provides members with tools to manage their accounts and build a solid financial history.

Most modern institutions like Financial Plus Credit Union Ottawa, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.financialplus.org.

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

Financial Plus Credit Union Ottawa, IL's CD rates are 62% lower than the MonitorBankRates national average, and it has an A+ health rating. Financial Plus Credit Union Ottawa, IL's top rates are its CD of Deposit - 1 Year at 1.24% APY, its Regular Savings at 0.10% APY, its Money Market Share Account at 2.06% APY, its Personal Loan at 9.95% APR and its VISA Gold Card Credit Card at 9.95% APR, verified by MonitorBankRates on October 29, 2026.