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UTICA POLICE DEPARTMENT Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 20, 2026

You can compare UTICA POLICE DEPARTMENT rates to other rates in our database, including 12-month share certificate rates currently at 2.89%, 6-month share certificate rates at 1.21% and 3-month share certificate rates at 4.25%. Savings rates are at 0.25% and money market rates are at 1.40%. Mortgage rates on 30-year fixed loans are around 5.90%. All these rates can be compared to UTICA POLICE DEPARTMENT rates. MonitorBankRates evaluates the financial stability of UTICA POLICE DEPARTMENT with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.82%. Rates were last updated on 04/20/2026.

UTICA POLICE DEPARTMENT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UTICA POLICE DEPARTMENT? Share your experience about UTICA POLICE DEPARTMENT by leaving a review below, or read customer reviews before you decide to use UTICA POLICE DEPARTMENT.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.82%
Excellent Higher than avg
FNB of Wyoming
utica police dept fcu
utica police deptfcu
utica, NY 13502
Member NCUA

Current Rate Availability

We do not have UTICA POLICE DEPARTMENT rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for UTICA POLICE DEPARTMENT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UTICA POLICE DEPARTMENT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UTICA POLICE DEPARTMENT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UTICA POLICE DEPARTMENT
Website
Address utica police deptfcu, utica, NY 13502
Phone 315-223-3592
Fax 315-223-3579
President alfred candido
CEO francis noti
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.82%
Return on Assets (ROA)
0.4226%
Return on Equity (ROE)
1.5132%
Non-Performing Loans Ratio (NPL)
5.07%
Total Assets
6,104,272
Total Amount of Shares and Deposits
4,295,298
Total Shares and Deposits < 1 Year
4,295,298
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,295,298
Total Interest Expense (Sum of items 6 8)
91,162
Number of Accounts for Regular Shares
570
Net Income (unless the amount is already included in Undivided Earnings)
12,460
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
346,534
Total Liabilities
4,399,378
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About UTICA POLICE DEPARTMENT

Is UTICA POLICE DEPARTMENT a safe place to deposit money?

Yes, UTICA POLICE DEPARTMENT is considered a safe financial institution. With a Texas Ratio of 11.821194757408%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does UTICA POLICE DEPARTMENT operate?

UTICA POLICE DEPARTMENT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UTICA POLICE DEPARTMENT?

Yes, to access services at UTICA POLICE DEPARTMENT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UTICA POLICE DEPARTMENT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UTICA POLICE DEPARTMENT provides members with tools to manage their accounts and build a solid financial history.

Does UTICA POLICE DEPARTMENT offer online and mobile banking?

Most modern institutions like UTICA POLICE DEPARTMENT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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