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 MCU Financial Center Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
MCU Financial Center Credit Union's 9 Month CDs rates are at 3.50%, IRA/CDs - 9 month Special rates are at 3.50%, 5 Year CDs rates are at 2.75%, IRA/CDs - 60 month rates are at 2.75%, 4 Year CDs rates are at 2.65%. MCU Financial Center Credit Union's savings rates are at 0.05%. MCU Financial Center Credit Union's Personal Loan Rates are as low as 11.49%. MCU Financial Center Credit Union's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of MCU Financial Center Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.52%. Rates last updated and verified on 09/22/2026. MCU Financial Center Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MCU Financial Center Credit Union? Share your experience about MCU Financial Center Credit Union by leaving a review below, or read customer reviews before you decide to use MCU Financial Center Credit Union. MCU Financial Center Credit Union
MCU Financial Center C U 1462 S Green Bay Rd
https://www.mcucreditunion.com Mount Pleasant, WI 53406-4488 
MCU Financial Center Credit Union CD Rates
MCU Financial Center Credit Union Savings Rates
MCU Financial Center Credit Union Checking Rates
MCU Financial Center Credit Union Home Equity & HELOC
MCU Financial Center Credit Union Auto Loan Rates
MCU Financial Center Credit Union RV, Boat and Powersport Loan Rates
MCU Financial Center Credit Union Credit Card Rates
MCU Financial Center Credit Union Personal Loan Rates
MCU Financial Center Credit Union Other Rates
Financial Health HistoryMCU Financial Center Credit Union’s Texas Ratio fell from 5.92% in Q2 2023 to 4.52% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MCU Financial Center Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MCU Financial Center Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MCU Financial Center Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MCU Financial Center Credit Union
Website
https://www.mcucreditunion.com
Address
1462 S Green Bay Rd,
Mount Pleasant, WI 53406-4488
Phone
262-634-6691
Fax
262-634-1210
President
Jeffrey Passarelli
CEO
Brannan Hood
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.52%
Return on Assets (ROA)
0.1318%
Return on Equity (ROE)
1.2430%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
30,744,438
Total Amount of Shares and Deposits
27,346,763
Total Shares and Deposits < 1 Year
24,454,734
Total Shares and Deposits 1 3 Years
2,892,029
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,346,763
Total Interest Expense (Sum of items 6 8)
60,474
Share Certificates
133
Number of Accounts for Share Drafts
854
IRA KEOGH Accounts
34
Number of Accounts for Regular Shares
3,163
Non Member Deposits
1
Money Market Shares
89
Net Income (unless the amount is already included in Undivided Earnings)
40,533
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
938,698
Total Liabilities
27,483,370
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for MCU Financial Center Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for MCU Financial Center Credit Union
Frequently Asked Questions About MCU Financial Center Credit UnionHow many branches does MCU Financial Center Credit Union operate?MCU Financial Center Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MCU Financial Center Credit Union?Yes, to access services at MCU Financial Center Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MCU Financial Center Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MCU Financial Center Credit Union provides members with tools to manage their accounts and build a solid financial history. Does MCU Financial Center Credit Union offer online and mobile banking?Most modern institutions like MCU Financial Center Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcucreditunion.com. Current MCU Financial Center Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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