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 Community First Credit Union Of Florida Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Community First Credit Union Of Florida's 36-47 Month Term Super Jumbo Max CD rates are at 4.29%, 18-23 Month Term Regular CD Super Jumbo Max rates are at 4.24%, 30-35 Month Term Regular CD rates are at 4.24%, 24-29 Month Term Regular CD rates are at 4.18%, 36-47 Month Term Super Jumbo Plus CD rates are at 4.08%. Community First Credit Union Of Florida's savings rates are at 0.10%. Community First Credit Union Of Florida's Conventional Fixed Rate Mortgages rates are at 5.50%, Jumbo Mortgages rates are at 5.38%, Jumbo Mortgages rates are at 5.62%, Jumbo Mortgages rates are at 6.12%, Conventional Fixed Rate Mortgages rates are at 6.22%. Community First Credit Union Of Florida's Personal Loan Rates are at 9.89%. MonitorBankRates evaluates the financial stability of Community First Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.11%. Rates were last updated on 04/19/2026. Community First Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union Of Florida? Share your experience about Community First Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community First Credit Union Of Florida. Community First Credit Union Of Florida
Headquarters 637 N Lee St
https://www.communityfirstfl.org Jacksonville, FL 32204 1141 
Community First Credit Union Of Florida CD Rates
Community First Credit Union Of Florida Savings Rates
Community First Credit Union Of Florida Checking Rates
Community First Credit Union Of Florida Mortgage Rates
Community First Credit Union Of Florida Home Equity & HELOC
Community First Credit Union Of Florida Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community First Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community First Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community First Credit Union Of Florida's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community First Credit Union Of Florida
Website
https://www.communityfirstfl.org
Address
637 N Lee St,
Jacksonville, FL 32204 1141
Phone
904-354-8537
Fax
904-371-7939
President
Malinda Prudencio
CEO
Sam Inman
Full-Time Employees
446
Part-Time Employees
21
Branch Locations
26
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.11%
Return on Assets (ROA)
0.7420%
Return on Equity (ROE)
5.7331%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
2,885,201,271
Total Amount of Shares and Deposits
2,489,577,669
Total Shares and Deposits < 1 Year
2,307,242,688
Total Shares and Deposits 1 3 Years
149,395,212
Total Shares and Deposits > 3 Years
32,939,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
303,092,530
Total Uninsured Shares and Deposits > $250K (F+J)
305,418,149
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,184,159,520
Total Interest Expense (Sum of items 6 8)
30,361,228
Share Certificates
16,418
Number of Accounts for Share Drafts
129,057
IRA KEOGH Accounts
4,967
Number of Accounts for Regular Shares
206,703
All other shares
669
Money Market Shares
13,829
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
315,955,685
Total Liabilities
2,532,807,237
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community First Credit Union Of FloridaIs Community First Credit Union Of Florida a safe place to deposit money?Yes, Community First Credit Union Of Florida is considered a safe financial institution. With a Texas Ratio of 4.1127698648893%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community First Credit Union Of Florida operate?Community First Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community First Credit Union Of Florida?Yes, to access services at Community First Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community First Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history. Does Community First Credit Union Of Florida offer online and mobile banking?Most modern institutions like Community First Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfirstfl.org. Current Community First Credit Union Of Florida Rates
Retrieved from our database of financial products. Rates subject to change.
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