☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Community First Credit Union Of Florida

iAdvertiser Disclosure

Community First Credit Union Of Florida Rates & Review November 2026

Q: What are the current interest rates at Community First Credit Union Of Florida?

Current rates for Community First Credit Union Of Florida include: 12-Month CD: 2.58%, 18-Month CD: 2.94%, 24-Month CD: 2.99%, 60-Month CD: 3.05%, Savings: 1.00%, MMA: 4.50%

Q: What CD terms does Community First Credit Union Of Florida offer?

Community First Credit Union Of Florida CD rates are 3.56% APY for a 6 month CD, 4.00% APY for an 8 month CD, 2.58% APY for a 12 month CD, 4.05% APY for a 13 month CD, 4.08% APY for a 17 month CD, 2.94% APY for an 18 month CD, 2.99% APY for a 2 year CD, 4.24% APY for a 35 month CD and 3.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Community First Credit Union Of Florida for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Community First Credit Union Of Florida's Regular CD - 30-35 Month Term rates are at 4.24%, CD - 12-17 Month Term rates are at 4.08%, 13 Month CD - Standard rates are at 4.05%, 8 Month CD - Standard rates are at 4.00%, 6 Month SaveUP CD rates are at 3.56%. Community First Credit Union Of Florida's savings rates are at 1.00%. Community First Credit Union Of Florida's money market rates are at 4.50%. Community First Credit Union Of Florida's checking rates are as high as 5.12%. Community First Credit Union Of Florida's Adjustable-Rate Mortgages (ARMs) rates are at 6.38%, Jumbo 5/5 ARM rates are at 6.50%, Conventional Fixed Rate Mortgages rates are at 6.50%, Jumbo Mortgages rates are at 6.62%. Community First Credit Union Of Florida's Personal Loan Rates are as low as 9.89%. Community First Credit Union Of Florida's Credit Card Rates are at 12.40%. Community First Credit Union Of Florida's CD rates are 28% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Community First Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates last updated and verified on 10/30/2026.

Community First Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union Of Florida? Share your experience about Community First Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community First Credit Union Of Florida.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.41%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community First Credit Union Of Florida
Headquarters

637 N Lee St
Jacksonville, FL 32204-1141

https://www.communityfirstfl.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community First Credit Union Of Florida CD Rates

Product	Rate	APY	Term
36-47 Month CD - Super Jumbo Max	4.20%	4.29%	36-47 months
Min Deposit $1,000,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.29% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Super Jumbo Max	4.15%	4.24%	18-23 months
Min Deposit $1,000,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.24% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	4.15%	4.24%	30-35 months
Min Deposit $1,000,000 Details Tier: Super Jumbo Max; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.24% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Super Jumbo Max	4.10%	4.18%	24-29 months
Min Deposit $1,000,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Super Jumbo Max	4.10%	4.18%	60 Month
Min Balance $1,000,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Jumbo Plus	4.07%	4.15%	13 Month
Min Deposit $250,000 Details Tier: Jumbo Plus Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Super Jumbo	4.07%	4.15%	13 Month
Min Deposit $500,000 Details Tier: Super Jumbo Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 5, 20264.15%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Jumbo	4.02%	4.10%	13 Month
Min Deposit $100,000 Details Tier: Jumbo Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Oct 5, 20264.10%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Super Jumbo Plus	4.00%	4.08%	36-47 months
Min Deposit $750,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.08% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Super Jumbo Max	4.00%	4.08%	48-59 months
Min Balance $1,000,000 Details Tier: Super Jumbo Max; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.08% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	4.00%	4.08%	12-17 months
Min Deposit $1,000,000 Details Tier: Super Jumbo Max Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.08% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	4.00%	4.08%	12 Month
Min Deposit $1,000,000 Details Tier: Super Jumbo Max; Balance: $1,000,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 4.08% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Jr. Jumbo	3.97%	4.05%	13 Month
Min Deposit $45,000 Details Tier: Jr. Jumbo Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00% Oct 5, 20264.05%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Standard	3.97%	4.05%	13 Month
Min Deposit $500 Details Tier: Standard Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90% Oct 5, 20264.05%▲ from 3.90% Sep 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.95%	4.03%	30-35 months
Min Deposit $750,000 Details Tier: Super Jumbo Plus; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
8 Month CD - Jr. Jumbo	3.93%	4.00%	8 Month
Min Deposit $45,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
8 Month CD - Jumbo	3.93%	4.00%	8 Month
Min Deposit $100,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
8 Month CD - Standard	3.93%	4.00%	8 Month
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
8 Month CD - Super Jumbo	3.93%	4.00%	8 Month
Min Deposit $500,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Super Jumbo Plus	3.90%	3.98%	18-23 months
Min Deposit $750,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.98% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Super Jumbo Plus	3.90%	3.98%	24-29 months
Min Deposit $750,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.98% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Super Jumbo Plus	3.85%	3.92%	60 Month
Min Balance $750,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.92% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Super Jumbo	3.75%	3.82%	36-47 months
Min Deposit $500,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.82% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Super Jumbo Plus	3.75%	3.82%	48-59 months
Min Balance $750,000 Details Tier: Super Jumbo Plus; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.82% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	3.75%	3.82%	12-17 months
Min Deposit $750,000 Details Tier: Super Jumbo Plus Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.82% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	3.75%	3.82%	12 Month
Min Deposit $750,000 Details Tier: Super Jumbo Plus; Balance: $750,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.82% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Super Jumbo	3.70%	3.77%	18-23 months
Min Deposit $500,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.77% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.70%	3.77%	30-35 months
Min Deposit $500,000 Details Tier: Super Jumbo; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.77% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Super Jumbo	3.65%	3.72%	24-29 months
Min Deposit $500,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.72% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Super Jumbo	3.60%	3.67%	60 Month
Min Balance $500,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.67% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	3.55%	3.61%	12-17 months
Min Deposit $500,000 Details Tier: Super Jumbo Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.61% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	3.55%	3.61%	12 Month
Min Deposit $500,000 Details Tier: Super Jumbo; Balance: $500,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.61% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Jumbo Plus	3.50%	3.56%	36-47 months
Min Deposit $250,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.56% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Super Jumbo	3.50%	3.56%	48-59 months
Min Balance $500,000 Details Tier: Super Jumbo; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.56% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	3.50%	3.56%	6 Month
Min Deposit $1,000,000 Details Tier: Super Jumbo Max; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 3.56% ▲ 0.98 pts · high 3.56% / low 2.58% Oct 19, 20263.56%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Super Jumbo Max	3.50%	3.56%	6-11 Month Term
Min Deposit $1,000,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Jumbo	3.45%	3.51%	36-47 months
Min Deposit $100,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.45%	3.51%	30-35 months
Min Deposit $250,000 Details Tier: Jumbo Plus; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Jumbo Plus	3.40%	3.46%	24-29 months
Min Deposit $250,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.46% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.40%	3.46%	30-35 months
Min Deposit $100,000 Details Tier: Jumbo; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.46% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Jumbo Plus	3.35%	3.41%	18-23 months
Min Deposit $250,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.41% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Jumbo	3.35%	3.41%	24-29 months
Min Deposit $100,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.41% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Jumbo Plus	3.35%	3.41%	60 Month
Min Balance $250,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.41% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Jr. Jumbo	3.30%	3.35%	36-47 months
Min Deposit $45,000 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	3.30%	3.35%	12-17 months
Min Deposit $250,000 Details Tier: Jumbo Plus Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	3.30%	3.35%	12 Month
Min Deposit $250,000 Details Tier: Jumbo Plus; Balance: $250,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
36-47 Month CD - Standard	3.25%	3.30%	36-47 months
Min Deposit $500 Details Standard CDs effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Jumbo Plus	3.25%	3.30%	48-59 months
Min Balance $250,000 Details Tier: Jumbo Plus; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	3.25%	3.30%	6 Month
Min Deposit $750,000 Details Tier: Super Jumbo Plus; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 3.30% ▲ 0.72 pts · high 3.30% / low 2.58% Oct 19, 20263.30%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Jumbo	3.25%	3.30%	60 Month
Min Balance $100,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.25%	3.30%	30-35 months
Min Deposit $45,000 Details Tier: Jr. Jumbo; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Super Jumbo Plus	3.25%	3.30%	6-11 Month Term
Min Deposit $750,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 3.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Jr. Jumbo	3.20%	3.25%	24-29 months
Min Deposit $45,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Jumbo	3.20%	3.25%	48-59 months
Min Balance $100,000 Details Tier: Jumbo; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Jr. Jumbo	3.20%	3.25%	60 Month
Min Balance $45,000 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Regular CD - 30-35 Month Term	3.20%	3.25%	30-35 months
Min Deposit $500 Details Tier: Standard; Regular CD Secured Loan Rate 5.20% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
24-29 Month Term CD - Standard	3.15%	3.20%	24-29 months
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 36 Month Term - Standard	3.15%	3.20%	36 Month
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
60 Month Term CD - Standard	3.10%	3.15%	60 Month
Min Balance $500 Details Regular CD; Secured Loan Rate: 5.10% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Jumbo	3.05%	3.10%	18-23 months
Min Deposit $100,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Jr. Jumbo	3.05%	3.10%	48-59 months
Min Balance $45,000 Details Tier: Jr. Jumbo; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Jr. Jumbo	3.00%	3.05%	18-23 months
Min Deposit $45,000 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
48-59 Month Term CD - Standard	3.00%	3.05%	48-59 months
Min Balance $500 Details Tier: Standard; Regular CD Secured Loan Rate: 5.00% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term - Standard	3.00%	3.05%	60 months
Min Deposit $500 Details Adjustable 60 Month Term; Tier: Standard Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	3.00%	3.05%	12-17 months
Min Deposit $100,000 Details Tier: Jumbo Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	3.00%	3.05%	12 Month
Min Deposit $100,000 Details Tier: Jumbo; Balance: $100,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	3.00%	3.04%	6 Month
Min Deposit $500,000 Details Tier: Super Jumbo; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 3.04% ▲ 0.46 pts · high 3.04% / low 2.58% Oct 19, 20263.04%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Super Jumbo	3.00%	3.04%	6-11 Month Term
Min Deposit $500,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 3.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18 - 23 Month Regular CD - Standard	2.95%	2.99%	18-23 months
Min Deposit $500 Details 18-23 Month Term; Secured Loan Rate: 4.95% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.99% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	2.95%	2.99%	12-17 months
Min Deposit $45,000 Details Tier: Jr. Jumbo Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.99% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	2.95%	2.99%	12 Month
Min Deposit $45,000 Details Tier: Jr. Jumbo; Balance: $45,000 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 2.99% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
CD - 12-17 Month Term	2.90%	2.94%	12-17 months
Min Deposit $500 Details Tier: Standard Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.94% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term	2.90%	2.94%	12 Month
Min Deposit $100 Details Tier: Standard; Balance: $100 Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 2.94% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	2.75%	2.78%	6 Month
Min Deposit $250,000 Details Tier: Jumbo Plus; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 2.78% ▲ 0.20 pts · high 2.78% / low 2.58% Oct 19, 20262.78%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Jumbo Plus	2.75%	2.78%	6-11 Month Term
Min Deposit $250,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	2.70%	2.73%	6 Month
Min Deposit $100,000 Details Tier: Jumbo; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 2.73% ▲ 0.15 pts · high 2.73% / low 2.58% Oct 19, 20262.73%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Jumbo	2.70%	2.73%	6-11 Month Term
Min Deposit $100,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 2.73% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	2.65%	2.68%	6 Month
Min Deposit $45,000 Details Tier: Jr. Jumbo; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History 1 change since Oct 5, 2026 · 2.58% → 2.68% ▲ 0.10 pts · high 2.68% / low 2.58% Oct 19, 20262.68%▲ from 2.58% Oct 5, 20262.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Jr. Jumbo	2.65%	2.68%	6-11 Month Term
Min Deposit $45,000 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 2.68% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	2.55%	2.58%	6 Month
Min Deposit $250 Details Tier: Standard; Effective 10/13/2026 08:00 AM Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 2.58% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD - Standard	2.55%	2.58%	6-11 Month Term
Min Deposit $500 Details Regular CD Secured Loan Rate 4.55% Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 2.58% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term - Standard	2.50%	2.53%	3-5 months
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Savings Rates

Product	Rate	APY
Youth Advantage Share Savings	1.00%	1.00%
Min Balance $0 Details Balance: $0 - $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.55%	0.55%
Min Balance $50,000 Details Balance: $50,000 - or more Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.50%	0.50%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.45%	0.45%
Min Balance $50,000 Details Balance: $50,000 - or more Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.55% → 0.45% ▼ 0.10 pts · high 0.55% / low 0.45% Oct 5, 20260.45%▼ from 0.55% Oct 1, 20260.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.40%	0.40%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.50% → 0.40% ▼ 0.10 pts · high 0.50% / low 0.40% Oct 5, 20260.40%▼ from 0.50% Oct 1, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.40%	0.40%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.35%	0.35%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.40% → 0.35% ▼ 0.05 pts · high 0.40% / low 0.35% Oct 5, 20260.35%▼ from 0.40% Oct 1, 20260.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.10% → 0.30% ▲ 0.20 pts · high 0.30% / low 0.10% Oct 5, 20260.30%▲ from 0.10% Oct 1, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.15% → 0.30% ▲ 0.15 pts · high 0.30% / low 0.15% Oct 5, 20260.30%▲ from 0.15% Oct 1, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 0.15% → 0.30% ▲ 0.15 pts · high 0.30% / low 0.15% Oct 5, 20260.30%▲ from 0.15% Oct 1, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.10%	0.10%
Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Primary Share Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage Share Savings	0.10%	0.10%
Min Balance $500 Details Balance: $500.01 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Savings Rates

Product	Rate	APY	View More
Primary Business Share Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Money Market Rates

Product	Rate	APY
Premier Money Market	1.80%	1.81%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000 or more; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.81% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.75%	1.76%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 or more; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.55%	1.56%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.56% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.50%	1.51%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.30%	1.31%
Min Deposit $25,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.31% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.25%	1.26%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.20%	1.21%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.15%	1.16%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.15%	1.16%
Min Deposit $25,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.10%	1.11%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.05%	1.06%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $2,499.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.05%	1.06%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Requires $1,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.05%	1.06%
Min Deposit $25,000 Min Balance $1,000 Details Balance: $1,000 - $2,499.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.05%	1.06%
Min Deposit $25,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Requires $25,000 minimum deposit to open and $1,000 balance to earn interest Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Money Market Rates

Product	Rate	APY
Business Money Market	4.41%	4.50%
Min Balance $750,000 Details Balance: >$750,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	4.17%	4.25%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.93%	4.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.69%	3.75%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.20%	3.25%
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.70%	0.70%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.65%	0.65%
Min Balance $2,500 Details Balance: $2,500-$9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.60%	0.60%
Min Balance $1,000 Details Balance: $1,000-$2,499.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Checking Rates

Product	Rate	APY	View More
Advantage Checking	5.00%	5.12%
Min Balance $0 Details Qualifications Required: 10 or more debit card transactions each month; enrolled in eCommunications; Qualifying balance up to $1,000.00 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.04% → 5.12% ▲ 2.08 pts · high 5.12% / low 3.04% Oct 5, 20265.12%▲ from 3.04% Sep 18, 20263.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Checking Rates

Product	Rate	APY	View More
Premier Business Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Mortgage Rates

Product	Rate	Points	APR	Term
Adjustable-Rate Mortgages (ARMs)	6.375%	-	6.075%	30-year
Details As Low As; Based on term; Terms Available: 30-year loan with 5, 7, or 10 year initial fixed rate periods; Min. Down Payment: 5%; Adjustable rate; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.08% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Jumbo 5/5 ARM	6.50%	-	6.123%
Details As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.12% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Conventional Fixed Rate Mortgages	6.50%	-	6.556%	15-year
Details As Low As; Min. Down Payment: 5%; Terms Available: 10, 15, 20, 30; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.56% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Jumbo Mortgages	6.625%	-	6.679%	15-year
Details As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.68% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Jumbo Mortgages	7.125%	-	7.168%	30-year
Details As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.17% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Conventional Fixed Rate Mortgages	7.225%	-	7.27%	30-year
Details As Low As; Min. Down Payment: 5%; Terms Available: 10, 15, 20, 30; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.27% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC	7.50%	-	7.50%
Details As Low As; Adjustable rate; Floor 4%; Cap 18%; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan	7.52%	-	7.52%	10-year
Details As Low As; Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History 4 changes since Sep 18, 2026 · 6.81% → 7.52% ▲ 0.71 pts · high 7.52% / low 6.81% Oct 30, 20267.52%▲ from 7.32% Oct 19, 20267.32%▲ from 6.96% Oct 2, 20266.96%▲ from 6.88% Sep 22, 20266.88%▲ from 6.81% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan	7.58%	-	7.58%	15-year
Details As Low As; Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History 4 changes since Sep 18, 2026 · 7.09% → 7.58% ▲ 0.49 pts · high 7.70% / low 7.09% Oct 30, 20267.58%▼ from 7.70% Oct 19, 20267.70%▲ from 7.38% Oct 2, 20267.38%▲ from 7.30% Sep 22, 20267.30%▲ from 7.09% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan	7.87%	-	7.87%	20-year
Details As Low As; Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs Last Updated 10/30/2026 Rate History 4 changes since Sep 18, 2026 · 7.22% → 7.87% ▲ 0.65 pts · high 7.97% / low 7.22% Oct 30, 20267.87%▼ from 7.97% Oct 19, 20267.97%▲ from 7.61% Oct 2, 20267.61%▲ from 7.41% Sep 22, 20267.41%▲ from 7.22% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.05%	0-54 months
Details As Low As; Model Year: 2025 and Newer; Minimum loan: $2,500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.05% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto Loan	-	-	5.15%	55-70 months
Details As Low As; Model Year: 2025 and Newer; Minimum loan: $15,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.15% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto Loan	-	-	5.25%	71-77 months
Details As Low As; Model Year: 2025 and Newer; Minimum loan: $20,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto Loan	-	-	5.99%	78-84 months
Details As Low As; Model Year: 2025 and Newer; Minimum loan: $25,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	6.29%	0-48 months
Details As Low As; Loan minimum: $5,000 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 6.29% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	6.64%	49-60 months
Details As Low As; Loan minimum: $10,000 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 6.64% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	7.09%	61-72 months
Details As Low As; Loan minimum: $15,000 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 7.09% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boats and Recreational Vehicles Loan	-	6.39%	0-54 months
Details As Low As; Minimum: $15,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.39% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles Loan	-	6.74%	55-70 months
Details As Low As; Minimum: $20,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	6.74%	0-48 months
Details As Low As; Model Year: 2019 - 2024; Vehicle Must Have Title; Loan Minimum: $5,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	6.89%	0-54 months
Details As Low As; Minimum: $15,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.89% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles Loan	-	7.19%	71-77 months
Details As Low As; Minimum: $25,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.19% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	7.19%	49-60 months
Details As Low As; Model Year: 2019 - 2024; Vehicle Must Have Title; Loan Minimum: $10,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.19% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	7.24%	55-70 months
Details As Low As; Minimum: $20,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	7.59%	71-77 months
Details As Low As; Minimum: $25,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.59% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles Loan	-	7.64%	78-96 months
Details As Low As; Minimum: $25,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.64% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	7.74%	61-72 months
Details As Low As; Model Year: 2019 - 2024; Vehicle Must Have Title; Loan Minimum: $15,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	8.04%	78-96 months
Details As Low As; Minimum: $25,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.04% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles Loan	-	8.09%	97-120 months
Details As Low As; Minimum: $50,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.09% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	8.49%	97-120 months
Details As Low As; Minimum: $50,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles Loan	-	8.64%	121-180 months
Details As Low As; Minimum: $50,000; Model Year: 2025 and Newer Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.64% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles Loan	-	8.99%	121-180 months
Details As Low As; Minimum: $50,000; Model Years: 2019 - 2024 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Credit Card Rates

Product	Rate	APR
Visa Platinum Credit Card	-	12.40%
Details As Low As; Variable rate, subject to change at any time. No annual fee Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 12.40% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Visa Platinum Rewards Secured Credit Card	-	17.90%
Details As Low As; Non-variable rate, subject to change at any time. No annual fee Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 17.90% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Personal Loan Rates

Product	APR	Term
Personal Loan	9.89%	0-36 months
Details As Low As; Loan minimum: $500; Effective 08/24/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.89% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	10.59%	37-60 months
Details As Low As; Loan minimum: $3,500; Effective 08/24/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.59% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Line of Credit	10.99%
Details As Low As; $500 minimum; Payment amount is $15 for every $500 of loan balance outstanding, calculated on the 28th of the month, with a minimum payment of $25 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	11.79%	61-72 months
Details As Low As; Loan minimum: $10,000; Effective 08/24/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 11.79% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	13.39%	73-84 months
Details As Low As; Loan minimum: $15,000; Effective 08/24/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 13.39% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Other Rates

Product	Rate	Points	APY/APR	Term	View More
First-Time Homebuyer Loan	6.625%	-	7.01%	30-year
Details As Low As; Based on term; Terms Available: 30-year loan with 7 or 10 year initial fixed rate periods; 100% Financing Available; Adjustable rate; No PMI; Option to convert to a fixed rate available Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 7.05% → 7.01% ▼ 0.04 pts · high 7.05% / low 7.01% Oct 26, 20267.01%▼ from 7.05% Oct 19, 20267.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Community First Credit Union Of Florida’s Texas Ratio rose from 2.75% in Q3 2023 to 3.41% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	3.41%	5.0	A+
March 31, 2026	$3.2B	3.16%	5.0	A+
December 31, 2025	$3.0B	4.23%	5.0	A+
September 30, 2025	$2.9B	3.69%	5.0	A+
June 30, 2025	$2.8B	3.88%	5.0	A+
March 31, 2025	$2.8B	3.38%	5.0	A+
December 31, 2024	$2.8B	4.01%	5.0	A+
September 30, 2024	$2.8B	3.19%	5.0	A+
June 30, 2024	$2.7B	3.42%	5.0	A+
March 31, 2024	$2.8B	3.05%	5.0	A+
December 31, 2023	$2.7B	3.97%	5.0	A+
September 30, 2023	$2.7B	2.75%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community First Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community First Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Credit Union Of Florida's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community First Credit Union Of Florida

Website https://www.communityfirstfl.org

Address 637 N Lee St, Jacksonville, FL 32204-1141

Phone 904-354-8537

Fax 904-371-7939

President Malinda Prudencio

CEO Sam Inman

Full-Time Employees 445

Part-Time Employees 22

Branch Locations 28

ATM Locations 25

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.41%

Return on Assets (ROA)

0.4402%

Return on Equity (ROE)

3.5907%

Non-Performing Loans Ratio (NPL)

0.63%

Total Assets

3,212,709,287

Total Amount of Shares and Deposits

2,795,613,425

Total Shares and Deposits < 1 Year

2,703,022,388

Total Shares and Deposits 1 3 Years

72,450,636

Total Shares and Deposits > 3 Years

20,140,401

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

388,315,748

Total Uninsured Shares and Deposits > $250K (F+J)

390,362,776

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,405,250,649

Total Interest Expense (Sum of items 6 8)

25,724,459

Share Certificates

17,834

Number of Accounts for Share Drafts

132,298

IRA KEOGH Accounts

4,850

Number of Accounts for Regular Shares

215,019

All other shares

711

Non Member Deposits

Money Market Shares

14,306

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

460,013,293

Total Liabilities

2,838,175,901

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Community First Credit Union Of Florida earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/community-first-credit-union-of-flo-rates-review-67290">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community First Credit Union Of Florida yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community First Credit Union Of Florida

Frequently Asked Questions About Community First Credit Union Of Florida

Does Community First Credit Union Of Florida offer CDs?

Yes. Community First Credit Union Of Florida current CD rates include its Regular CD - 30-35 Month Term at 4.24% APY, its CD - 12-17 Month Term at 4.08% APY and its 13 Month CD - Standard at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Community First Credit Union Of Florida NCUA insured?

Yes. Community First Credit Union Of Florida is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Community First Credit Union Of Florida?

The highest Community First Credit Union Of Florida CD rate is its 36-47 Month CD - Super Jumbo Max at 4.29% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Community First Credit Union Of Florida offer?

Community First Credit Union Of Florida CD rates are 3.56% APY for a 6 month CD, 4.00% APY for an 8 month CD, 2.58% APY for a 12 month CD, 4.05% APY for a 13 month CD, 4.08% APY for a 17 month CD, 2.94% APY for an 18 month CD, 2.99% APY for a 2 year CD, 4.24% APY for a 35 month CD and 3.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Community First Credit Union Of Florida for its full lineup.

What is the highest savings rate at Community First Credit Union Of Florida?

The highest Community First Credit Union Of Florida savings rate is its Youth Advantage Savings at 1.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Community First Credit Union Of Florida?

The highest Community First Credit Union Of Florida money market rate is its Business Money Market at 4.50% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Community First Credit Union Of Florida?

The highest Community First Credit Union Of Florida checking rate is its Advantage Checking at 5.12% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest mortgage rate at Community First Credit Union Of Florida?

The lowest Community First Credit Union Of Florida mortgage rate is its Adjustable-Rate Mortgages (ARMs) at 6.375%, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Community First Credit Union Of Florida?

The lowest Community First Credit Union Of Florida auto loan rate is its New Auto Loan at 5.05% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Community First Credit Union Of Florida?

The lowest Community First Credit Union Of Florida personal loan rate is its Personal Loan at 9.89% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Community First Credit Union Of Florida?

The lowest Community First Credit Union Of Florida credit card APR is its Visa Platinum Credit Card at 12.40% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Community First Credit Union Of Florida operate?

Community First Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community First Credit Union Of Florida?

Yes, to access services at Community First Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community First Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Does Community First Credit Union Of Florida offer online and mobile banking?

Most modern institutions like Community First Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfirstfl.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Community First Credit Union Of Florida rates compare?

Community First Credit Union Of Florida's CD rates are 28% higher than the MonitorBankRates national average, and it has an A+ health rating. Community First Credit Union Of Florida's top rates are its 36-47 Month CD - Super Jumbo Max at 4.29% APY, its Youth Advantage Savings at 1.00% APY, its Business Money Market at 4.50% APY, its Advantage Checking at 5.12% APY, its Adjustable-Rate Mortgages (ARMs) at 6.375%, its Personal Loan at 9.89% APR and its Visa Platinum Credit Card at 12.40% APR, verified by MonitorBankRates on October 30, 2026.

Current Community First Credit Union Of Florida Rates

12-Month CD2.58%
18-Month CD2.94%
24-Month CD2.99%
60-Month CD3.05%
Savings1.00%
MMA4.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Community First Credit Union Of Florida Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Community First Credit Union Of Florida Texas Ratio

Community First Credit Union Of Florida Health Trend

Community First Credit Union Of Florida CD Rates

Community First Credit Union Of Florida Savings Rates

Community First Credit Union Of Florida Business Savings Rates

Community First Credit Union Of Florida Money Market Rates

Community First Credit Union Of Florida Business Money Market Rates

Community First Credit Union Of Florida Checking Rates

Community First Credit Union Of Florida Business Checking Rates

Community First Credit Union Of Florida Mortgage Rates

Community First Credit Union Of Florida Home Equity & HELOC

Community First Credit Union Of Florida Auto Loan Rates

Community First Credit Union Of Florida RV, Boat and Powersport Loan Rates

Community First Credit Union Of Florida Credit Card Rates

Community First Credit Union Of Florida Personal Loan Rates

Community First Credit Union Of Florida Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Community First Credit Union Of Florida earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Community First Credit Union Of Florida

Does Community First Credit Union Of Florida offer CDs?

Are CDs from Community First Credit Union Of Florida NCUA insured?

What is the highest CD rate at Community First Credit Union Of Florida?

What CD terms does Community First Credit Union Of Florida offer?

What is the highest savings rate at Community First Credit Union Of Florida?

What is the highest money market rate at Community First Credit Union Of Florida?

What is the highest checking rate at Community First Credit Union Of Florida?

What is the lowest mortgage rate at Community First Credit Union Of Florida?

What is the lowest auto loan rate at Community First Credit Union Of Florida?

What is the lowest personal loan rate at Community First Credit Union Of Florida?

What is the lowest credit card APR at Community First Credit Union Of Florida?

How many branches does Community First Credit Union Of Florida operate?

Is a member application needed to join Community First Credit Union Of Florida?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Community First Credit Union Of Florida offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Community First Credit Union Of Florida rates compare?

Current Community First Credit Union Of Florida Rates

Compare to Other Credit Unions