What are the current interest rates at Community First Credit Union Of Florida?

Current rates for Community First Credit Union Of Florida include: 12-Month CD: 2.58%, 24-Month CD: 2.99%, 60-Month CD: 3.05%, Savings: 1.00%, MMA: 4.50%

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Community First Credit Union Of Florida

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Community First Credit Union Of Florida Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Community First Credit Union Of Florida's top rates as of October 9, 2026 are 4.15% APY on its 13 Month CD - Jumbo Plus, 1.00% APY on savings, 4.50% APY on money market accounts, 5.12% APY on checking, personal loans from 9.89% APR, and credit cards from 12.40% APR, according to rates verified by MonitorBankRates. Other Community First Credit Union Of Florida CD rates include 13 Month CD - Super Jumbo at 4.15%, 13 Month CD - Jumbo at 4.10%, and Adjustable 60 Month Term at 4.08%. MonitorBankRates evaluates the financial stability of Community First Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates last updated and verified on 10/09/2026.

Community First Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union Of Florida? Share your experience about Community First Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community First Credit Union Of Florida.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.41%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community First Credit Union Of Florida
Headquarters

637 N Lee St
Jacksonville, FL 32204-1141

https://www.communityfirstfl.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community First Credit Union Of Florida CD Rates

Product	Rate	APY	Term
13 Month CD - Jumbo Plus	4.07%	4.15%	13 Month
Min Deposit $250,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Super Jumbo	4.07%	4.15%	13 Month
Min Deposit $500,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 5, 20264.15%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Jumbo	4.02%	4.10%	13 Month
Min Deposit $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Oct 5, 20264.10%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	4.00%	4.08%	60 months
Min Deposit $1,000,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.08% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Jr. Jumbo	3.97%	4.05%	13 Month
Min Deposit $45,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00% Oct 5, 20264.05%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
13 Month CD - Standard	3.97%	4.05%	13 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90% Oct 5, 20264.05%▲ from 3.90% Sep 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.75%	3.82%	60 months
Min Deposit $750,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Super Jumbo Max	3.50%	3.56%	6 months
Min Deposit $1,000,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.50%	3.56%	60 months
Min Deposit $500,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Super Jumbo Max CD	3.50%	3.56%	6-11 Month Term
Min Deposit $1,000,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Super Jumbo Max CD	3.45%	3.51%	3-5 Month Term
Min Deposit $1,000,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Super Jumbo Plus	3.25%	3.30%	6 months
Min Deposit $750,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.25%	3.30%	60 months
Min Deposit $250,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Super Jumbo Plus CD	3.25%	3.30%	6-11 Month Term
Min Deposit $750,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Super Jumbo Plus CD	3.20%	3.25%	3-5 Month Term
Min Deposit $750,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 36 Month Term - Standard	3.15%	3.20%	36 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.15%	3.20%	60 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.10%	3.15%	60 months
Min Deposit $45,000 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Adjustable 60 Month Term	3.00%	3.05%	60 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Super Jumbo	3.00%	3.04%	6 months
Min Deposit $500,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.04% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Super Jumbo CD	3.00%	3.04%	6-11 Month Term
Min Deposit $500,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
18-23 Month Term - Standard	2.95%	2.99%	18-23 months
Min Deposit $500 Details Regular CD Secured Loan Rate 4.95% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.99% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Super Jumbo CD	2.95%	2.99%	3-5 Month Term
Min Deposit $500,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.99% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage - 12 Month Term - Standard	2.90%	2.94%	12 Month
Min Deposit $100 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.94% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Jumbo Plus	2.75%	2.78%	6 months
Min Deposit $250,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.78% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Jumbo Plus CD	2.75%	2.78%	6-11 Month Term
Min Deposit $250,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Jumbo	2.70%	2.73%	6 months
Min Deposit $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.73% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Jumbo CD	2.70%	2.73%	6-11 Month Term
Min Deposit $100,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.73% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Jumbo Plus CD	2.70%	2.73%	3-5 Month Term
Min Deposit $250,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.73% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD Jr. Jumbo	2.65%	2.68%	6 months
Min Deposit $45,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.68% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Jr. Jumbo CD	2.65%	2.68%	6-11 Month Term
Min Deposit $45,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.68% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Jumbo CD	2.65%	2.68%	3-5 Month Term
Min Deposit $100,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.68% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Jr. Jumbo CD	2.60%	2.63%	3-5 Month Term
Min Deposit $45,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.63% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6 Month SaveUP CD	2.55%	2.58%	6 months
Min Deposit $250 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.58% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
6-11 Month Term Standard CD	2.55%	2.58%	6-11 Month Term
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.58% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
3-5 Month Term Standard CD	2.50%	2.53%	3-5 Month Term
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.53% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Savings Rates

Product	Rate	APY
Youth Advantage Share Savings	1.00%	1.00%
Min Balance $0 Details Balance: $0 - $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.45%	0.45%
Min Balance $50,000 Details Balance: $50,000 - or more Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.55% → 0.45% ▼ 0.10 pts · high 0.55% / low 0.45% Oct 5, 20260.45%▼ from 0.55% Oct 1, 20260.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.40%	0.40%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.50% → 0.40% ▼ 0.10 pts · high 0.50% / low 0.40% Oct 5, 20260.40%▼ from 0.50% Oct 1, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.35%	0.35%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.40% → 0.35% ▼ 0.05 pts · high 0.40% / low 0.35% Oct 5, 20260.35%▼ from 0.40% Oct 1, 20260.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.10% → 0.30% ▲ 0.20 pts · high 0.30% / low 0.10% Oct 5, 20260.30%▲ from 0.10% Oct 1, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.15% → 0.30% ▲ 0.15 pts · high 0.30% / low 0.15% Oct 5, 20260.30%▲ from 0.15% Oct 1, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.30%	0.30%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/09/2026 Rate History 1 change since Oct 1, 2026 · 0.15% → 0.30% ▲ 0.15 pts · high 0.30% / low 0.15% Oct 5, 20260.30%▲ from 0.15% Oct 1, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Primary Share Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Special Purpose Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Youth Advantage Share Savings	0.10%	0.10%
Min Balance $500 Details Balance: $500.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Savings Rates

Product	Rate	APY	View More
Primary Business Share Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Money Market Rates

Product	Rate	APY
Premier Money Market	1.80%	1.81%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.81% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.75%	1.76%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.55%	1.56%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.50%	1.51%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.30%	1.31%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.31% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.25%	1.26%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.20%	1.21%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.15%	1.16%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.15%	1.16%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.10%	1.11%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.05%	1.06%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Passport Money Market	1.05%	1.06%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.05%	1.06%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Premier Money Market	1.05%	1.06%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Money Market Rates

Product	Rate	APY
Business Money Market	4.41%	4.50%
Min Balance $750,000 Details Balance: >$750,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	4.17%	4.25%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.93%	4.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.69%	3.75%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	3.20%	3.25%
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.70%	0.70%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.65%	0.65%
Min Balance $2,500 Details Balance: $2,500-$9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Business Money Market	0.60%	0.60%
Min Balance $1,000 Details Balance: $1,000-$2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Checking Rates

Product	Rate	APY
Advantage Checking	5.00%	5.12%
Min Balance $0 Details Balance: $0-$1,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.04% → 5.12% ▲ 2.08 pts · high 5.12% / low 3.04% Oct 5, 20265.12%▲ from 3.04% Sep 18, 20263.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Advantage Checking	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Business Checking Rates

Product	Rate	APY	View More
Premier Business Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Adjustable-Rate Mortgages (ARMs)	6.25%	-	5.972%	30 years
Details Term: 30-year loan with 5, 7, or 10 year initial fixed rate periods; Min. Down Payment: 5%; Adjustable rate; Eligible for No Closing Costs Last Updated 10/09/2026 Rate History 1 change since Oct 2, 2026 · 6.25% → 5.97% ▼ 0.28 pts · high 6.25% / low 5.97% Oct 9, 20265.97%▼ from 6.25% Oct 2, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Jumbo Mortgages - 5/5 ARM	6.375%	-	6.02%	5/5 ARM
Details Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods; Competitively priced fixed and adjustable rate mortgages without the need for expensive discount points or origination fees. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.38% → 6.02% ▼ 0.36 pts · high 6.38% / low 6.02% Oct 9, 20266.02%▼ from 6.38% Sep 14, 20266.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Conventional Fixed Rate Mortgages - 15-year	6.875%	-	6.904%	15 years
Details Min. Down Payment: 5%; Terms Available: 10, 15, 20, 30; Eligible for No Closing Costs Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.27% → 6.90% ▲ 0.63 pts · high 6.90% / low 6.27% Oct 9, 20266.90%▲ from 6.80% Oct 5, 20266.80%▲ from 6.27% Sep 14, 20266.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Jumbo Mortgages - 15-year	7.00%	-	7.026%	15 years
Details Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods; Competitively priced fixed and adjustable rate mortgages without the need for expensive discount points or origination fees. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.39% → 7.03% ▲ 0.63 pts · high 7.03% / low 6.39% Oct 9, 20267.03%▲ from 6.92% Oct 5, 20266.92%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity First-Time Homebuyer Loan	6.875%	-	7.05%	30 years
Details Term: 30-year loan with 7 or 10 year initial fixed rate periods; 100% Financing Available; Adjustable rate; No PMI Last Updated 10/09/2026 Rate History 2 changes since Sep 22, 2026 · 6.82% → 7.05% ▲ 0.23 pts · high 7.05% / low 6.82% Oct 9, 20267.05%▲ from 7.01% Sep 26, 20267.01%▲ from 6.82% Sep 22, 20266.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan - 10-year	7.14%	-	7.14%	10-year
Details Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.79% → 7.14% ▲ 0.35 pts · high 7.14% / low 6.79% Oct 5, 20267.14%▲ from 6.96% Oct 1, 20266.96%▲ from 6.79% Sep 14, 20266.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Jumbo Mortgages - 30-year	7.375%	-	7.393%	30 years
Details Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods; Competitively priced fixed and adjustable rate mortgages without the need for expensive discount points or origination fees. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.76% → 7.39% ▲ 0.63 pts · high 7.39% / low 6.76% Oct 9, 20267.39%▲ from 7.28% Oct 5, 20267.28%▲ from 6.76% Sep 14, 20266.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Conventional Fixed Rate Mortgages - 30-year	7.475%	-	7.495%	30 years
Details Min. Down Payment: 5%; Terms Available: 10, 15, 20, 30; Eligible for No Closing Costs Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.86% → 7.50% ▲ 0.63 pts · high 7.50% / low 6.86% Oct 9, 20267.50%▲ from 7.38% Oct 5, 20267.38%▲ from 6.86% Sep 14, 20266.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
HELOC	7.50%	-	7.50%	10 year draw period
Details Adjustable rate; Floor 4%; Cap 18%; Eligible for No Closing Costs. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Sep 18, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan - 15-year	7.66%	-	7.66%	15-year
Details Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 7.66% ▲ 0.66 pts · high 7.66% / low 7.00% Oct 5, 20267.66%▲ from 7.38% Oct 1, 20267.38%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Home Equity Loan - 20-year	7.87%	-	7.87%	20-year
Details Fixed rate; Maximum CLTV is 90%; Eligible for No Closing Costs. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 7.43% → 7.87% ▲ 0.44 pts · high 7.87% / low 7.43% Oct 5, 20267.87%▲ from 7.61% Oct 1, 20267.61%▲ from 7.43% Sep 14, 20267.43%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto - 2025 and Newer	-	-	5.05%	0-54 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.05% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto - 2025 and Newer	-	-	5.15%	55-70 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.15% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto - 2025 and Newer	-	-	5.25%	71-77 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Auto - 2025 and Newer	-	-	5.99%	78-84 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 5.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	6.29%	0-48 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.29% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	6.64%	49-60 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Motorcycles, Scooters, ATV, Jet Ski - 2025 and Newer (Vehicle Must Have Title) Loan	-	-	7.09%	61-72 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	6.39%	0-54 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.39% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	6.74%	55-70 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	6.74%	0-48 months
Details Model Year: 2019 - 2024 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	6.89%	0-54 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.89% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	7.19%	71-77 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.19% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	7.19%	49-60 months
Details Model Year: 2019 - 2024 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.19% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	7.24%	55-70 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	7.59%	71-77 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.59% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	7.64%	78-96 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Motorcycles, Scooters, ATV, Jet Ski Loan	-	7.74%	61-72 months
Details Model Year: 2019 - 2024 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	8.04%	78-96 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.04% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	8.09%	97-120 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	8.49%	97-120 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
New Boats and Recreational Vehicles - 2025 and Newer Loan	-	8.64%	121-180 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Used Boats and Recreational Vehicles - 2019 - 2024 Loan	-	8.99%	121-180 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Credit Card Rates

Product	Rate	APR
Visa Platinum Credit Card	-	12.40%
Details Variable rate, subject to change at any time. No annual fee Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.40% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Visa Platinum Rewards Secured Credit Card	-	17.90%
Details Non-variable rate, subject to change at any time. No annual fee Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 17.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Personal Loan Rates

Product	APR	Term
Personal Loan	9.89%	0-36 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.89% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	10.59%	37-60 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.59% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Line of Credit	10.99%
Details The payment amount is $15 for every $500 of loan balance outstanding, calculated on the 28th of the month, with a minimum payment amount of $25. Credit and other restrictions apply. Offer may end at any time without notice. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	11.79%	61-72 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.79% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Personal Loan	13.39%	73-84 months
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.39% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community First Credit Union Of Florida Other Rates

Product	Rate	Points	APY/APR
IRA, SEP & 457 Shares	0.10%	-	0.10%
Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.15%	-	0.15%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.15%	-	0.15%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.40%	-	0.40%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.50%	-	0.50%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA, SEP & 457 Shares	0.55%	-	0.55%
Min Balance $50,000 Details Balance: $50,000 - or more Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Community First Credit Union Of Florida’s Texas Ratio rose from 2.75% in Q3 2023 to 3.41% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	3.41%	5.0	A+
March 31, 2026	$3.2B	3.16%	5.0	A+
December 31, 2025	$3.0B	4.23%	5.0	A+
September 30, 2025	$2.9B	3.69%	5.0	A+
June 30, 2025	$2.8B	3.88%	5.0	A+
March 31, 2025	$2.8B	3.38%	5.0	A+
December 31, 2024	$2.8B	4.01%	5.0	A+
September 30, 2024	$2.8B	3.19%	5.0	A+
June 30, 2024	$2.7B	3.42%	5.0	A+
March 31, 2024	$2.8B	3.05%	5.0	A+
December 31, 2023	$2.7B	3.97%	5.0	A+
September 30, 2023	$2.7B	2.75%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community First Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community First Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Credit Union Of Florida's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community First Credit Union Of Florida

Website https://www.communityfirstfl.org

Address 637 N Lee St, Jacksonville, FL 32204-1141

Phone 904-354-8537

Fax 904-371-7939

President Malinda Prudencio

CEO Sam Inman

Full-Time Employees 445

Part-Time Employees 22

Branch Locations 28

ATM Locations 25

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.41%

Return on Assets (ROA)

0.4402%

Return on Equity (ROE)

3.5907%

Non-Performing Loans Ratio (NPL)

0.63%

Total Assets

3,212,709,287

Total Amount of Shares and Deposits

2,795,613,425

Total Shares and Deposits < 1 Year

2,703,022,388

Total Shares and Deposits 1 3 Years

72,450,636

Total Shares and Deposits > 3 Years

20,140,401

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

388,315,748

Total Uninsured Shares and Deposits > $250K (F+J)

390,362,776

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,405,250,649

Total Interest Expense (Sum of items 6 8)

25,724,459

Share Certificates

17,834

Number of Accounts for Share Drafts

132,298

IRA KEOGH Accounts

4,850

Number of Accounts for Regular Shares

215,019

All other shares

711

Non Member Deposits

Money Market Shares

14,306

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

460,013,293

Total Liabilities

2,838,175,901

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Community First Credit Union Of Florida earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Community First Credit Union Of Florida

How many branches does Community First Credit Union Of Florida operate?

Community First Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community First Credit Union Of Florida?

Yes, to access services at Community First Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community First Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Does Community First Credit Union Of Florida offer online and mobile banking?

Most modern institutions like Community First Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfirstfl.org.

Current Community First Credit Union Of Florida Rates

12-Month CD2.58%
24-Month CD2.99%
60-Month CD3.05%
Savings1.00%
MMA4.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Community First Credit Union Of Florida Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Community First Credit Union Of Florida Texas Ratio

Community First Credit Union Of Florida Health Trend

Community First Credit Union Of Florida CD Rates

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Community First Credit Union Of Florida Business Savings Rates

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Community First Credit Union Of Florida Home Equity & HELOC

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Community First Credit Union Of Florida RV, Boat and Powersport Loan Rates

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Community First Credit Union Of Florida Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Community First Credit Union Of Florida earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Community First Credit Union Of Florida

How many branches does Community First Credit Union Of Florida operate?

Is a member application needed to join Community First Credit Union Of Florida?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Community First Credit Union Of Florida offer online and mobile banking?

Current Community First Credit Union Of Florida Rates

Compare to Other Credit Unions