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Abri Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 10, 2026
Abri Credit Union's top rates as of October 10, 2026 are 3.60% APY on its 11 Month CD, 0.45% APY on savings, 1.20% APY on money market accounts, 0.30% APY on checking, 7.12% on its Fixed Rate Mortgage, personal loans from 10.99% APR, and credit cards from 10.65% APR, according to rates verified by MonitorBankRates. Other Abri Credit Union CD rates include 60 Month CD at 2.80%, 48 Month CD at 2.65%, and 36 Month CD at 2.40%. Other Abri Credit Union mortgage rates include Fixed Rate Mortgage at 7.25%, Fixed Rate Mortgage at 7.50%, and Fixed Rate Mortgage at 7.62%. MonitorBankRates evaluates the financial stability of Abri Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.29%. Rates last updated and verified on 10/10/2026.
Abri Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abri Credit Union? Share your experience about Abri Credit Union by leaving a review below, or read customer reviews before you decide to use Abri Credit Union.
Abri Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Abri Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.29%
ExcellentLower than avg
Abri Credit Union Texas Ratio
Abri Credit Union's Texas Ratio is 4.29%, which is considered excellent and is lower than the national average of 6.13%.
Abri Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.99% to 4.29% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Abri Credit Union CD Rates
Product
Rate
APY
Term
View More
11 Month Certificate
-
3.60%
11 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
60 Month Certificate
-
2.80%
60 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
48 Month Certificate
-
2.65%
48 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
36 Month Certificate
-
2.40%
36 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.40% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
24 Month Certificate
-
2.15%
24 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
12 Month Certificate
-
1.90%
12 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 1.90% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
6 Month Certificate
-
1.30%
6 months
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 1.30% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Savings Rates
Product
Rate
APY
View More
IRA & Health Savings Accounts
-
0.45%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Christmas Club
-
0.10%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Club Savings
-
0.10%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Savings (Prime Shares)
-
0.10%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Money Market Rates
Product
Rate
APY
View More
Premier Money Market Account
-
1.20%
Min Balance$100,000
DetailsBalance: $100,000 and Above
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.15%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.10%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.00%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
0.85%
Min Balance$2,000
DetailsBalance: $2,000 - $9,999.99
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
0.10%
Min Balance$0
DetailsBalance: Below $2,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Checking Rates
Product
Rate
APY
View More
Advantage Checking
-
0.30%
Min Balance$10,000
DetailsBalance: $10,000 Minimum Balance; *
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Dividend Checking (Share Drafts)
-
0.10%
Min Balance$500
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgage
7.125%
0
7.48%
10 Years
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 7.48% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage
7.25%
0
7.50%
15 Years
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 7.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage
7.50%
0
7.71%
20 Years
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 7.71% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage
7.625%
0
7.90%
30 Years
No additional details.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 7.90% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Fixed Rate Home Equity Loan
6.74%
-
6.78%
5 Year
DetailsPublished APR range: 6.78% - 7.78%; Published rate range: 6.74% - 7.74%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.78% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
6.99%
-
7.02%
7 Year
DetailsPublished APR range: 7.02% - 8.02%; Published rate range: 6.99% - 7.99%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.02% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit
7.00%
-
7.04%
DetailsPublished APR range: 7.04% - 8.04%; Published rate range: 7.00% - 8.00%. Index/Margin: Prime
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.26% → 7.04% ▼ 0.22 pts · high 7.26% / low 7.04%
Sep 22, 20267.04%▼ from 7.26%
Sep 14, 20267.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
7.24%
-
7.26%
10 Year
DetailsPublished APR range: 7.26% - 8.26%; Published rate range: 7.24% - 8.24%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.26% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
7.49%
-
7.51%
15 Year
DetailsPublished APR range: 7.51% - 8.51%; Published rate range: 7.49% - 8.49%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.51% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit
7.50%
-
7.54%
DetailsPublished APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Index/Margin: Prime + .50%
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.76% → 7.54% ▼ 0.22 pts · high 7.76% / low 7.54%
Sep 22, 20267.54%▼ from 7.76%
Sep 14, 20267.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
7.74%
-
7.78%
5 Year
DetailsPublished APR range: 7.78% - 8.78%; Published rate range: 7.74% - 8.74%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.78% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
7.99%
-
8.02%
7 Year
DetailsPublished APR range: 8.02% - 9.02%; Published rate range: 7.99% - 8.99%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 8.02% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit
8.00%
-
8.04%
DetailsPublished APR range: 8.04% - 9.04%; Published rate range: 8.00% - 9.00%. Index/Margin: Prime + 1%
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.26% → 8.04% ▼ 0.22 pts · high 8.26% / low 8.04%
Sep 22, 20268.04%▼ from 8.26%
Sep 14, 20268.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
8.24%
-
8.26%
10 Year
DetailsPublished APR range: 8.26% - 9.26%; Published rate range: 8.24% - 9.24%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 8.26% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan
8.49%
-
8.51%
15 Year
DetailsPublished APR range: 8.51% - 9.51%; Published rate range: 8.49% - 9.49%. Rate Up to 80%; Rate for 80.01-85%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 8.51% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit
8.50%
-
8.54%
DetailsPublished APR range: 8.54% - 9.54%; Published rate range: 8.50% - 9.50%. Index/Margin: Prime + 1.5%
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.26% → 8.54% ▲ 0.28 pts · high 8.54% / low 8.26%
Sep 22, 20268.54%▲ from 8.26%
Sep 14, 20268.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Loan
-
-
10.99%
DetailsNo Collateral Needed- Rates as low as 10.99% APR * !; Rate for loans up to 80% of your home's value
Last Updated10/10/2026
Rate History
No change since Oct 1, 2026 · 10.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto & RV Loans
-
-
4.49%
DetailsRates as low as 4.49% APR ! Offer not valid on refinancing existing Abri auto loans. Including tax, title, and license for qualified borrowers.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles
-
-
4.49%
12 to 36 months
DetailsPublished APR range: 4.49% - 14.49%. Used Automobiles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles
-
-
4.99%
37 to 60 months
DetailsPublished APR range: 4.99% - 14.99%. Used Automobiles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles
-
-
5.49%
61 to 72 months
DetailsPublished APR range: 5.49% - 15.49%. Used Automobiles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New & Used Recreational Vehicles Loan
-
5.99%
up to 60 months
DetailsPublished APR range: 5.99% - 15.99%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan
-
6.49%
61 to 120 months
DetailsPublished APR range: 6.49% - 16.49%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan
-
6.99%
121 to 180 months
DetailsPublished APR range: 6.99% - 16.99%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum Credit Card
-
10.65%
DetailsIntro APR: 0.00% for 12 months; Intro rate expires: 12 months; Regular APR: 10.65%-19.65% variable APR; Balance transfer fee: 3% of the amount of each balance transfer; Rate based on primary applicant's credit score. Your APR may vary. The rate for purchases, cash advances and balance transfers are determined monthly by adding 3.9%-12.9% to the Prime Rate. Transfer rate does not apply to existing ACU balances or convenience checks and must be $100 or more to qualify.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 10.65% ▲ 6.75 pts · high 10.65% / low 3.90%
Sep 18, 202610.65%▲ from 3.90%
Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
10.99%
DetailsNo Collateral Needed- Rates as low as 10.99% APR * !
Last Updated10/10/2026
Rate History
No change since Oct 1, 2026 · 10.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
30 Year Line-of-Credit Loan
9.00%
-
9.05%
10 year
DetailsTerm: 10 year draw - 20 year repayment; Published APR range: 9.05% - 10.05%; Published rate range: 9.00% - 10.00%. Balance: $10,000 - $24,999.99; Rate: Prime + 2.0%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 9.05% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan
8.50%
-
8.54%
10 year
DetailsTerm: 10 year draw - 20 year repayment; Published APR range: 8.54% - 9.55%; Published rate range: 8.50% - 9.50%. Balance: $25,000 - $49,999.99; Rate: Prime + 1.5%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 8.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan
8.00%
-
8.04%
10 year
DetailsTerm: 10 year draw - 20 year repayment; Published APR range: 8.04% - 9.05%; Published rate range: 8.00% - 9.00%. Balance: $50,000 - $99,999.99; Rate: Prime + 1.0%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 8.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan
7.50%
-
7.54%
10 year
DetailsTerm: 10 year draw - 20 year repayment; Published APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Balance: $100,000 and above; Rate: Prime + .50%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 7.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Term
-
-
10.99%
60 month maximum
DetailsAPR range: 10.99% -22.99% APR*
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 11.99% → 10.99% ▼ 1.00 pts · high 11.99% / low 10.99%
Oct 10, 202610.99%▼ from 11.99%
Sep 14, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Platinum Card Loan
-
-
10.65%
DetailsBalance Transfer Rate: 0% Introductory APR for 12 months, after that APR shown above; APR range: 10.65%-19.65% Variable
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 10.65% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Readi-Cash Line-of-Credit Loan
-
-
13.90%
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 13.90% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Escrow Accounts
-
-
0.10%
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Financial Health History
Abri Credit Union’s Texas Ratio rose from 1.99% in Q3 2023 to 4.29% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$381M
4.29%
5.0
A+
March 31, 2026
$387M
4.59%
5.0
A+
December 31, 2025
$376M
4.51%
5.0
A+
September 30, 2025
$368M
4.99%
5.0
A+
June 30, 2025
$371M
3.17%
5.0
A+
March 31, 2025
$387M
1.84%
5.0
A+
December 31, 2024
$372M
2.73%
5.0
A+
September 30, 2024
$368M
3.50%
5.0
A+
June 30, 2024
$389M
1.85%
5.0
A+
March 31, 2024
$389M
1.85%
5.0
A+
December 31, 2023
$379M
1.92%
5.0
A+
September 30, 2023
$374M
1.99%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Abri Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abri Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Abri Credit Union's official website for the most current offers and terms.
Address
1350 W Renwick Rd,
Romeoville, IL 60446-5345
Phone815-267-7700
Fax815-267-7703
PresidentMary Ann Egizio
CEOColleen Brooks
Full-Time Employees83
Part-Time Employees8
Branch Locations8
ATM Locations7
NCUA InsuredNo, not federally insured
Private Share InsuranceNot federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.29%
Return on Assets (ROA)
0.1413%
Return on Equity (ROE)
1.2018%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
380,760,307
Total Amount of Shares and Deposits
336,729,538
Total Shares and Deposits < 1 Year
318,012,776
Total Shares and Deposits 1 3 Years
15,912,519
Total Shares and Deposits > 3 Years
2,804,243
Total Interest Expense (Sum of items 6 8)
1,397,426
Share Certificates
1,863
Number of Accounts for Share Drafts
14,379
IRA KEOGH Accounts
371
Number of Accounts for Regular Shares
34,480
All other shares
375
Money Market Shares
925
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,293,955
Total Liabilities
338,082,709
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Abri Credit Union earned the Verified Healthy badge
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Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Abri Credit Union
How many branches does Abri Credit Union operate?
Abri Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Abri Credit Union?
Yes, to access services at Abri Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Abri Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Abri Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Abri Credit Union offer online and mobile banking?
Most modern institutions like Abri Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abricu.com.
Current Abri Credit Union Rates
12-Month CD1.90%
24-Month CD2.15%
60-Month CD2.80%
Savings0.45%
MMA1.20%
Retrieved from our database of financial products. Rates subject to change.