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 Lake Huron Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Lake Huron Credit Union's 12 Month YOUTH CD of Deposit rates are at 4.06%, 12 Month JUMBO CD of Deposit rates are at 3.98%, 12 month CD of Deposit rates are at 3.77%, 18 month CD of Deposit rates are at 3.67%, 24 month CD of Deposit rates are at 3.56%. Lake Huron Credit Union's savings rates are at 0.00%. Lake Huron Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Lake Huron Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.07%. Rates were last updated on 03/27/2026. Lake Huron Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Huron Credit Union? Share your experience about Lake Huron Credit Union by leaving a review below, or read customer reviews before you decide to use Lake Huron Credit Union. 
Lake Huron Credit Union CD Rates
Lake Huron Credit Union Savings Rates
Lake Huron Credit Union Money Market Rates
Lake Huron Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lake Huron Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lake Huron Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lake Huron Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lake Huron Credit Union
Website
https://lhcu.org
Address
1540 Tittabawassee Rd,
Saginaw, MI 48604 9445
Phone
989-752-5214
Fax
989-752-0203
President
Steve Willett
CEO
Beverly Lee
Full-Time Employees
19
Part-Time Employees
6
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.07%
Return on Assets (ROA)
0.3658%
Return on Equity (ROE)
2.6419%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
82,041,356
Total Amount of Shares and Deposits
67,540,758
Total Shares and Deposits < 1 Year
56,609,249
Total Shares and Deposits 1 3 Years
8,080,323
Total Shares and Deposits > 3 Years
2,851,187
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,526,785
Total Uninsured Shares and Deposits > $250K (F+J)
4,526,785
Total Insured Shares and Deposits > $250K (item 17 less item K)
63,013,973
Total Interest Expense (Sum of items 6 8)
951,622
Share Certificates
788
Number of Accounts for Share Drafts
4,280
IRA KEOGH Accounts
251
Number of Accounts for Regular Shares
8,694
All other shares
74
Non Member Deposits
2
Money Market Shares
293
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,537,028
Total Liabilities
70,586,706
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lake Huron Credit UnionIs Lake Huron Credit Union a safe place to deposit money?Yes, Lake Huron Credit Union is considered a safe financial institution. With a Texas Ratio of 4.0745502541482%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lake Huron Credit Union operate?Lake Huron Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lake Huron Credit Union?Yes, to access services at Lake Huron Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lake Huron Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lake Huron Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lake Huron Credit Union offer online and mobile banking?Most modern institutions like Lake Huron Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://lhcu.org. Current Lake Huron Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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