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iAdvertiser Disclosure
Advertiser Disclosure
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 St Annes Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
St Annes Credit Union's 12 month CDs rates are at 3.75%, 12 month IRA CDs rates are at 3.75%, 18 month CDs rates are at 3.35%, 18 month IRA CDs rates are at 3.35%, 3 month CDs rates are at 3.25%. St Annes Credit Union's savings rates are at 0.10%. St Annes Credit Union's money market rates are at 0.05%. St Annes Credit Union's 5/1 Adjustable Rate Mortgage rates are at 5.50%, 30-Year Fixed Rate Mortgage rates are at 5.99%. St Annes Credit Union's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of St Annes Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.11%. Rates were last updated on 03/28/2026. St Annes Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Annes Credit Union? Share your experience about St Annes Credit Union by leaving a review below, or read customer reviews before you decide to use St Annes Credit Union. 
St Annes Credit Union CD Rates
St Annes Credit Union Savings Rates
St Annes Credit Union Money Market Rates
St Annes Credit Union Checking Rates
St Annes Credit Union Mortgage Rates
St Annes Credit Union Home Equity & HELOC
St Annes Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Annes Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Annes Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Annes Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Annes Credit Union
Website
https://www.stannes.com
Address
829 S Main St,
Fall River, MA 02724
Phone
508-324-7300
Fax
508-672-0957
President
Bruce Fernandes
CEO
Eileen Migliozzi
Full-Time Employees
126
Part-Time Employees
6
Branch Locations
12
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.11%
Return on Assets (ROA)
0.2160%
Return on Equity (ROE)
2.4036%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
1,389,171,446
Total Amount of Shares and Deposits
1,047,889,557
Total Shares and Deposits < 1 Year
1,028,875,634
Total Shares and Deposits 1 3 Years
17,107,105
Total Shares and Deposits > 3 Years
1,906,818
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
73,389,314
Total Uninsured Shares and Deposits > $250K (F+J)
73,713,309
Total Insured Shares and Deposits > $250K (item 17 less item K)
974,176,248
Total Interest Expense (Sum of items 6 8)
20,028,516
Share Certificates
7,453
Number of Accounts for Share Drafts
37,166
IRA KEOGH Accounts
2,160
Number of Accounts for Regular Shares
58,044
All other shares
1,807
Non Member Deposits
7
Money Market Shares
1,248
Net Income (unless the amount is already included in Undivided Earnings)
3,000,656
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
64,271,714
Total Liabilities
1,269,862,347
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About St Annes Credit UnionIs St Annes Credit Union a safe place to deposit money?Yes, St Annes Credit Union is considered a safe financial institution. With a Texas Ratio of 3.1084281406534%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does St Annes Credit Union operate?St Annes Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Annes Credit Union?Yes, to access services at St Annes Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Annes Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Annes Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Annes Credit Union offer online and mobile banking?Most modern institutions like St Annes Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stannes.com. Current St Annes Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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