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iAdvertiser Disclosure
Advertiser Disclosure
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 Vigo County Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Vigo County Federal Credit Union's 6 Month CD Special rates are at 3.25%, 6 Month CDs rates are at 3.25%, 60 Month CD Special rates are at 2.27%, 5 Year CDs rates are at 2.27%, 24 Month CD Special rates are at 2.02%. Vigo County Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Vigo County Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.53%. Rates were last updated on 04/17/2026. Vigo County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vigo County Federal Credit Union? Share your experience about Vigo County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vigo County Federal Credit Union. Vigo County Federal Credit Union
Vigo County FCU 128 S 8th St
https://vigocountyfcu.org Terre Haute, IN 47807 3704 
Vigo County Federal Credit Union CD Rates
Vigo County Federal Credit Union Savings Rates
Vigo County Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vigo County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vigo County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vigo County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vigo County Federal Credit Union
Website
https://vigocountyfcu.org
Address
128 S 8th St,
Terre Haute, IN 47807 3704
Phone
812-232-9697
Fax
812-232-9698
President
Charles Shacklee
CEO
Dale Burkitt
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.53%
Return on Assets (ROA)
1.2700%
Return on Equity (ROE)
11.7932%
Non-Performing Loans Ratio (NPL)
1.75%
Total Assets
43,565,157
Total Amount of Shares and Deposits
38,738,671
Total Shares and Deposits < 1 Year
38,629,505
Total Shares and Deposits 1 3 Years
90,859
Total Shares and Deposits > 3 Years
18,306
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
94,840
Total Uninsured Shares and Deposits > $250K (F+J)
94,840
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,643,831
Total Interest Expense (Sum of items 6 8)
48,070
Share Certificates
111
Number of Accounts for Share Drafts
3,598
IRA KEOGH Accounts
48
Number of Accounts for Regular Shares
10,120
All other shares
27
Net Income (unless the amount is already included in Undivided Earnings)
545,425
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,628,477
Total Liabilities
38,875,502
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Vigo County Federal Credit UnionIs Vigo County Federal Credit Union a safe place to deposit money?Yes, Vigo County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.53130254322%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Vigo County Federal Credit Union operate?Vigo County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vigo County Federal Credit Union?Yes, to access services at Vigo County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vigo County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vigo County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vigo County Federal Credit Union offer online and mobile banking?Most modern institutions like Vigo County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://vigocountyfcu.org. Current Vigo County Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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