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TFCU Credit Union Rates & Review April 2026

You can compare TFCU Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.73% and 3-month share certificate rates at 2.52%. Savings rates are at 0.10% and money market rates are at 1.56%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to TFCU Credit Union rates. MonitorBankRates evaluates the financial stability of TFCU Credit Union with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 04/23/2026.

TFCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TFCU Credit Union? Share your experience about TFCU Credit Union by leaving a review below, or read customer reviews before you decide to use TFCU Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.25%
Excellent Lower than avg
TFCU Credit Union
Acushnet Federal Credit Union
112 Main St
Acushnet, MA 02743
https://www.acushnetfcu.com
Member NCUA

Current Rate Availability

We do not have TFCU Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TFCU Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TFCU Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TFCU Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TFCU Credit Union
Address 112 Main St, Acushnet, MA 02743
Phone 508-995-9100
Fax 508-998-5404
President Michael St Onge
CEO Holly Raposa
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
0.25%
Return on Assets (ROA)
0.5228%
Return on Equity (ROE)
7.5630%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
28,313,370
Total Amount of Shares and Deposits
26,622,188
Total Shares and Deposits < 1 Year
26,565,982
Total Shares and Deposits 1 3 Years
56,206
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
458,144
Total Uninsured Shares and Deposits > $250K (F+J)
458,144
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,164,044
Total Interest Expense (Sum of items 6 8)
3,721
Share Certificates
27
Number of Accounts for Share Drafts
1,181
Number of Accounts for Regular Shares
2,282
Money Market Shares
43
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,215,593
Total Liabilities
26,356,074
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

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Total Reviews
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Frequently Asked Questions About TFCU Credit Union

Is TFCU Credit Union a safe place to deposit money?

Yes, TFCU Credit Union is considered a safe financial institution. With a Texas Ratio of 0.24661573926478%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TFCU Credit Union operate?

TFCU Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TFCU Credit Union?

Yes, to access services at TFCU Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TFCU Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TFCU Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TFCU Credit Union offer online and mobile banking?

Most modern institutions like TFCU Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acushnetfcu.com.