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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Adelfi Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Adelfi Credit Union's 10-Month CD rates are at 4.00%, 5-Month CD rates are at 3.70%, 2 Years CD rates are at 3.60%, 2 Years CD rates are at 3.40%, 1 year CD rates are at 2.85%. Adelfi Credit Union's savings rates are at 0.10%. Adelfi Credit Union's money market rates are at 0.65%. Adelfi Credit Union's Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of Adelfi Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.61%. Rates were last updated on 03/24/2026. Adelfi Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Adelfi Credit Union? Share your experience about Adelfi Credit Union by leaving a review below, or read customer reviews before you decide to use Adelfi Credit Union. Adelfi Credit Union
Brea Office 135 S State College Blvd Ste 500
https://www.adelfibanking.com Brea, CA 92821 5819 
Adelfi Credit Union CD Rates
Adelfi Credit Union Savings Rates
Adelfi Credit Union Money Market Rates
Adelfi Credit Union Checking Rates
Adelfi Credit Union Auto Loan Rates
Adelfi Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Adelfi Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Adelfi Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Adelfi Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Adelfi Credit Union
Website
https://www.adelfibanking.com
Address
135 S State College Blvd Ste 500,
Brea, CA 92821 5819
Phone
714-671-5700
Fax
President
R Todd Anderson
CEO
Susan Rushing
Full-Time Employees
84
Part-Time Employees
2
Branch Locations
0
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.61%
Return on Assets (ROA)
0.4173%
Return on Equity (ROE)
2.6788%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
581,332,749
Total Amount of Shares and Deposits
463,011,285
Total Shares and Deposits < 1 Year
448,658,816
Total Shares and Deposits 1 3 Years
12,475,823
Total Shares and Deposits > 3 Years
1,876,646
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
95,857,748
Total Uninsured Shares and Deposits > $250K (F+J)
95,857,748
Total Insured Shares and Deposits > $250K (item 17 less item K)
367,153,537
Total Interest Expense (Sum of items 6 8)
8,237,489
Share Certificates
1,913
Number of Accounts for Share Drafts
10,567
IRA KEOGH Accounts
277
Number of Accounts for Regular Shares
3,988
Money Market Shares
4,545
Net Income (unless the amount is already included in Undivided Earnings)
2,426,163
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,383,397
Total Liabilities
494,457,604
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Adelfi Credit UnionIs Adelfi Credit Union a safe place to deposit money?Yes, Adelfi Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6118656632059%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Adelfi Credit Union operate?Adelfi Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Adelfi Credit Union?Yes, to access services at Adelfi Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Adelfi Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Adelfi Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Adelfi Credit Union offer online and mobile banking?Most modern institutions like Adelfi Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.adelfibanking.com. Current Adelfi Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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